Top 50 Credit Crunch Trends of 2015

From Urban Co-Living Spaces to Customized Finance Apps

— January 23, 2016 — Eco
This collection of the top 2015 credit crunch trends demonstrates the control that many consumers are taking over their personal finances with the help of technology.

While money-managing apps are nothing new, 2015 did see many unique innovations within this realm emerge on the market. Social banking apps, asset management platforms and even health food budgeting tools are enabling consumers to keep better track of their money in all areas of their life.

2015 also saw the emergence of co-sharing living and working spaces. Entrepreneurs and freelancers who need office space but can't afford to finance their own office are able to join organizations that offer working and meeting space for a monthly subscription.

Trend Hunter's 2016 Trend Report offers most examples of the top 2015 credit crunch trends as well as additional research on this topic.
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50
Quality Education Databases
Quality Education Databases
The Tool Helps Low-Income Students Apply for Affordable College
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49
Financial Literacy PSAs
Financial Literacy PSAs
This Ad from the Canadian Financial Literacy Database is a Warning
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48
Gamified Retirement Races
Gamified Retirement Races
This Campaign Encourages People to Start Saving for Retirement Early On
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47
Budget-Concious Recipe Books
Budget-Concious Recipe Books
This Cookbook Outlines How to Eat Well on a Food Stamp Budget
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46
Affordable Fuel Apps
Affordable Fuel Apps
GasBuddy Helps Motorists Find and Share the Cheapest Pumps in the Area
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45
Asset Management Apps
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
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44
Swipe-Authentication Systems
Swipe-Authentication Systems
Capital One Eliminates Security Questions with a New Mobile Sign-in
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43
Customized Finance Apps
Customized Finance Apps
This App Provides Users with Updates About Their Finances in Real Time
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42
Income-Balancing Apps
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
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41
Comical Banking Commercials
Comical Banking Commercials
Isla Fisher Creates a Humorous Brand Endorsement for ING Direct
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40
Artificially Intelligent Financial Advisors
Artificially Intelligent Financial Advisors
This Program Helps Users Devise a Financial Strategy
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39
Fraud-Preventing Platforms
Fraud-Preventing Platforms
Startup Smyte is Helping Small Businesses with Online Fraud Protection
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38
Shopping Shootout Contests
Shopping Shootout Contests
Visa Has NHL Stars Participate in a Bizarre Hockey Competition
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37
Gamified Payment Apps
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
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36
Combination Metro Cards
Combination Metro Cards
Mumbai Metro's Multipurpose Card Covers Transportation and Payments
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35
City Budgeting Apps
City Budgeting Apps
The 'Balancing Act' App Lets Constituents Help Balance Their City’s Finances
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34
Theatrical Banking Commercials
Theatrical Banking Commercials
TD's Insurance Ad Features an Anti-Climactic Ending
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33
Regenerative Eco Currency
Regenerative Eco Currency
BitSeed Proposes the Use of Virtual Money to Plant 1 Billion Trees
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32
Comprehensive Couples' Cookbooks
Comprehensive Couples' Cookbooks
'One Pan, Two Plates' Contains Inspiration for Cooking for Two
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31
Cashless Banking Apps
Cashless Banking Apps
Australia Commonwealth's CommBank is Optimized for the Apple Watch
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30
Canine Origami Campaigns
Canine Origami Campaigns
Beagle Street's Release the Pounds Treats Londoners to Folded £10 Notes
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29
Cost-Free Travelling Guides
Cost-Free Travelling Guides
This Infographic Lists Seven Methods That Let You Travel for Free
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28
Deal-Finding Virtual Assistants
Deal-Finding Virtual Assistants
Scout is a Virtual Concierge That Helps Users Save While Shopping
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27
Debt-Diminishing Games
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
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26
Flight Advisor Apps
Flight Advisor Apps
Hopper Analyses Flight Prices and Tells You the Best Time to Book
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25
Educational Digital Kiddie Banks
Educational Digital Kiddie Banks
Bankaroo is an Education-Focused Virtual Bank for Kids
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24
Convenient Fashion Collections
Convenient Fashion Collections
A Jean Paul Gaultier Fashion Collection Will Be Sold at 7-Eleven
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23
E-Payment Platforms
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
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22
Inexpensive Stock Trading Apps
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
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21
Mobile Banking Ventures
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
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20
Easy Budgeting Apps
Easy Budgeting Apps
The Goalkeeper Money-Saving App Helps You Achieve Financial Objectives
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19
Debt-Reminding Christmas Ads
Debt-Reminding Christmas Ads
This Interac Debit Ad Reminds Shoppers of Credit Card Debt
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18
Inventive H2O Transportation
Inventive H2O Transportation
The TransWater Project Helps Communities Construct Efficient Carriers
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17
Contactless Payment Cards
Contactless Payment Cards
The Reloadable Sweep Card Makes Effortless Touch-Free Payments
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16
Social Banking Apps
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
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15
Cost-Cutting Retail Apps
Cost-Cutting Retail Apps
Fashalot Offers Retail Discounts When a Shopper Checks in to the Store
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14
Cashback Shopping Platforms
Cashback Shopping Platforms
Shopback Trades Purchases Made Through Its Site for Money
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13
Kids Financial Literacy Games
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
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12
Household Advisor Apps
Household Advisor Apps
The Fountain App's Experts Assist Homeowners with DIY Projects
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11
3D-Printed Cryptocurrency
3D-Printed Cryptocurrency
P-YOM Software Lets Bitcoin Consumers Create Their Own Print Money
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10
Frugal Financial Guides
Frugal Financial Guides
This Infographic Lists a Variety of Ways You Can Stop Wasting Money
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9
Fast Casual Burger Joints
Fast Casual Burger Joints
Silver Lake's Hache is a Must-Try in the Pursuit of the Best Burger
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8
Budget Health Food Tips
Budget Health Food Tips
CashNetUSA's Infographic on Cheap Healthy Eating Helps You Save Money
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7
Wearable Payment Bands
Wearable Payment Bands
An Alibaba and Xiaomi Partnership Challenges Conventional Retail Payments
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6
Faux Luxury Furnishings
Faux Luxury Furnishings
Fancy Flat-Packed Side Tables Imitate Marble and Wood on Paper Surfaces
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5
Aspiring Polyglot Apps
Aspiring Polyglot Apps
This Language Learning App Gamifies the Process of Picking Up Other Tongues
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4
Money Management Infographics
Money Management Infographics
This Personal Finances Chart Shows Signs You Are Managing Money Well
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3
Urban Co-Living Spaces
Urban Co-Living Spaces
The 'Common' Start-Up Opens Its First Communal Home in High-Priced NYC
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2
Modular Micro Condos
Modular Micro Condos
These Micro Apartments are Part of NYC's Effort to Create Affordable Housing
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1
Bank Branch Pop-Ups
Bank Branch Pop-Ups
Tangerine's Convenient Bank Branch Pop-Up Wins Over New Customers
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