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Gamified Payment Apps

This App Changes the Concept of Collections by Educating Consumers

— October 5, 2015 — Tech
'PaySwag' is a mobile payment platform that aims to change the concept of collections. For many consumers, a lack of financial education can lead to debt and bad credit. This app works in tandem with lenders and other debt-collecting agencies to help minimize defaults and remove the stigma surrounding collections.

PaySwag operates as a mobile payment platform for high-risk borrowers who struggle to make their payments. Unlike other companies, PaySwag uses a gamified platform to change the concept of collections. The app rewards good behavior, which helps consumers make payments on time, minimize defaults and reduce the negativity surrounding collections. The app also promotes financial literacy by encouraging consumers to watch educational videos. Over time, good behaviour can translate into small rewards such as gift cards. The app ultimately helps consumers establish good financial habits and avoid late payments.

The app is ideal for those who continue to struggle with delinquencies and the issue of collections.
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