This Interac debit ad playfully reminds shoppers of the risk of overusing a credit card. The commercial shows a women buying a toy, and as she hands the cashier her credit card, all the toys in the store sing "debt, debt, debt" in a recognizable Christmas tune. The commercial later reveals that this musical outburst only happened in her head, prompting her to change her payment method to Interac debit.
The holiday season is the busiest shopping window of the entire year, forcing some of us to reach deep into our pockets or swipe a credit card. Much like ads in years past, Interac wants to promote responsible spending strategies by having shoppers use its debit service. The campaign is meant to remind shoppers to spend wisely, which is an extremely appropriate message this time of the year.