Loan Adaptability

Consumers turn to alternative loan platforms for convenience

Implications - Unable to meet the strict requirements of traditional bank loans, consumers are turning to alternative platforms for adaptability. Offering loans through crowdfunded platforms and digital services, businesses are encouraging consumers to bypass the bank in exchange for more favorable, flexible lending options. This reflects a move away from traditionally rigid loan requirements toward more personally customized alternatives.
SCORE: 4.1
Untested Top 6 Examples: 2,181 Total Clicks Dec 14 - Dec 15
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Activity
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DEMOGRAPHICS
Consumer Insight Topics: Business
Confidential Microloan Services - Trustleaf Lets Business Owners Borrow From Friends & Family Alone
SCORE: 5
Mild 453 Clicks Pub: Dec 18, 14
Confidential Microloan Services
Trustleaf Lets Business Owners Borrow From Friends & Family Alone
Trustleaf is an innovative microloan-landing service that allows business owners to seek loans from friends and family alone, without having to reveal their campaign to the public. If you’re... [More]
Social Underwriting Platforms - This Micro-Lending Program is Aimed at American Entrepreneurs
SCORE: 4
Mild 201 Clicks Pub: Dec 3, 15
Social Underwriting Platforms
This Micro-Lending Program is Aimed at American Entrepreneurs
‘Kiva Zip’ is a micro-lending program that is primarily intended for American entrepreneurs. Everyday, financial institutions across the US reject loan applications from those who do not... [More]
Ultra-Convenient Loan Services - Paypal Working Capital is Perfect For Small and Growing Businesses
SCORE: 3.9
Untested 455 Clicks Pub: Dec 18, 14
Ultra-Convenient Loan Services
Paypal Working Capital is Perfect For Small and Growing Businesses
Paypal Working Capital is a convenient and innovative way for PayPal customers to fund their businesses. Select PayPal businesses are to be granted access to business loans that let them land... [More]
Digital Currency Loans - Bitcoin Brands Hopes to Use Bitcoins to Extend Microloans
SCORE: 3.5
Untested 471 Clicks Pub: Dec 18, 14
Digital Currency Loans
Bitcoin Brands Hopes to Use Bitcoins to Extend Microloans
Bitcoin Brands is a venture, headed by CEO Peter Klampka, that is looking to lead the charge in the use of Bitcoins as a means to extend microloans. Formerly named Cephas Holding Corp, Bitcoin... [More]
Debt-Diminishing Games - Givling Helps Pay Off Student Loans with Rounds of Trivia
SCORE: 3.1
Untested 505 Clicks Pub: Mar 26, 15
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
After finishing school, many young adults are left with thousands of dollars of debt that will require countless hours of work to pay off—but Givling proposes a different way to pay off student... [More]
Customized Lending Services - India Lends Tailors Loans to Consumers' Individual Needs
SCORE: 1.8
Untested 96 Clicks Pub: Oct 5, 15
Customized Lending Services
India Lends Tailors Loans to Consumers' Individual Needs
India Lends is an accessible lending service that tailors its offerings to a variety of income levels. While most lending services can limit credit offerings to those with high overall scores, this... [More]