This collection of the top 2015 credit crunch trends demonstrates the control that many consumers are taking over their personal finances with the help of technology.
While money-managing apps are nothing new, 2015 did see many unique innovations within this realm emerge on the market. Social banking apps, asset management platforms and even health food budgeting tools are enabling consumers to keep better track of their money in all areas of their life.
2015 also saw the emergence of co-sharing living and working spaces. Entrepreneurs and freelancers who need office space but can't afford to finance their own office are able to join organizations that offer working and meeting space for a monthly subscription.
Trend Hunter's 2016 Trend Report offers most examples of the top 2015 credit crunch trends as well as additional research on this topic.
Top 50 Credit Crunch Trends of 2015
50
Urban Co-Living Spaces
The 'Common' Start-Up Opens Its First Communal Home in High-Priced NYC
49
Frugal Financial Guides
This Infographic Lists a Variety of Ways You Can Stop Wasting Money
48
Modular Micro Condos
These Micro Apartments are Part of NYC's Effort to Create Affordable Housing
47
Aspiring Polyglot Apps
This Language Learning App Gamifies the Process of Picking Up Other Tongues
46
Faux Luxury Furnishings
Fancy Flat-Packed Side Tables Imitate Marble and Wood on Paper Surfaces
45
Fast Casual Burger Joints
Silver Lake's Hache is a Must-Try in the Pursuit of the Best Burger
44
Inventive H2O Transportation
The TransWater Project Helps Communities Construct Efficient Carriers
43
Wearable Payment Bands
An Alibaba and Xiaomi Partnership Challenges Conventional Retail Payments
42
Household Advisor Apps
The Fountain App's Experts Assist Homeowners with DIY Projects
41
Swipe-Authentication Systems
Capital One Eliminates Security Questions with a New Mobile Sign-in
40
Cost-Free Travelling Guides
This Infographic Lists Seven Methods That Let You Travel for Free
39
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
38
Debt-Reminding Christmas Ads
This Interac Debit Ad Reminds Shoppers of Credit Card Debt
37
Budget Health Food Tips
CashNetUSA's Infographic on Cheap Healthy Eating Helps You Save Money
36
Bank Branch Pop-Ups
Tangerine's Convenient Bank Branch Pop-Up Wins Over New Customers
35
Money Management Infographics
This Personal Finances Chart Shows Signs You Are Managing Money Well
34
Cashback Shopping Platforms
Shopback Trades Purchases Made Through Its Site for Money
33
Deal-Finding Virtual Assistants
Scout is a Virtual Concierge That Helps Users Save While Shopping
32
Cost-Cutting Retail Apps
Fashalot Offers Retail Discounts When a Shopper Checks in to the Store
31
Easy Budgeting Apps
The Goalkeeper Money-Saving App Helps You Achieve Financial Objectives
30
Convenient Fashion Collections
A Jean Paul Gaultier Fashion Collection Will Be Sold at 7-Eleven
29
Comprehensive Couples' Cookbooks
'One Pan, Two Plates' Contains Inspiration for Cooking for Two
28
Budget-Concious Recipe Books
This Cookbook Outlines How to Eat Well on a Food Stamp Budget
27
Fraud-Preventing Platforms
Startup Smyte is Helping Small Businesses with Online Fraud Protection
26
Contactless Payment Cards
The Reloadable Sweep Card Makes Effortless Touch-Free Payments
25
Educational Digital Kiddie Banks
Bankaroo is an Education-Focused Virtual Bank for Kids
24
Regenerative Eco Currency
BitSeed Proposes the Use of Virtual Money to Plant 1 Billion Trees
23
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
22
Artificially Intelligent Financial Advisors
This Program Helps Users Devise a Financial Strategy
21
3D-Printed Cryptocurrency
P-YOM Software Lets Bitcoin Consumers Create Their Own Print Money
20
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
19
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
18
Canine Origami Campaigns
Beagle Street's Release the Pounds Treats Londoners to Folded £10 Notes
17
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
16
City Budgeting Apps
The 'Balancing Act' App Lets Constituents Help Balance Their City’s Finances
15
Customized Finance Apps
This App Provides Users with Updates About Their Finances in Real Time
14
Combination Metro Cards
Mumbai Metro's Multipurpose Card Covers Transportation and Payments
13
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
12
Gamified Retirement Races
This Campaign Encourages People to Start Saving for Retirement Early On
11
Flight Advisor Apps
Hopper Analyses Flight Prices and Tells You the Best Time to Book
10
Cashless Banking Apps
Australia Commonwealth's CommBank is Optimized for the Apple Watch
9
Shopping Shootout Contests
Visa Has NHL Stars Participate in a Bizarre Hockey Competition
8
Theatrical Banking Commercials
TD's Insurance Ad Features an Anti-Climactic Ending
7
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
6
Affordable Fuel Apps
GasBuddy Helps Motorists Find and Share the Cheapest Pumps in the Area
5
Financial Literacy PSAs
This Ad from the Canadian Financial Literacy Database is a Warning
4
Comical Banking Commercials
Isla Fisher Creates a Humorous Brand Endorsement for ING Direct
3
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
2
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
1
Quality Education Databases
The Tool Helps Low-Income Students Apply for Affordable College
Related Ideas
Tarot-Inspired Streaming Campaigns
Netflix Discover Your Future Reveals New Streaming Potentials
Personal Shopping Apps
Aritzia's New App Delivers Boutique Shopping to Your Smartphone
Social Media-Inspired Retail Apps
Depop Outfits Lets Users Create Moodboards and Collages
Conscious Closet Apps
Indyx Was Designed to Curb Unnecessary Fashion Consumption
Smart Car Planning
Budget For Cars Helps You Find Vehicles That Fit Your Financial Plan
Branded Power Banks
Reale Actives Created a Wireless Battery Pack for Recharging on the Go
Playful Gen-Z Dating Campaigns
Tinder's 'Crush Feelings' Captures the Essence of Modern Dating
Personal Finance Trackers
Money Manager Helps Track Expenses, Budgets, And Financial Goals
Rural Running Vacations
Airbnb and Strava are Motivating Gen Z to Book Run-Cations
Fashion-Forward Cultural Infrastructure Initiatives
THE FASH APP Debuts Founding Benefactor Circle
Accessibility-Focused Financial Application Prototypes
CI&T Partners with Project Nemo
Real Estate Insights
Access Trends, Reports, And Tools For Smarter Decisions With PropTech Pulse
Departure Lounge Pop-Ups
giffgaff's Holidata Lounge Helps Travelers Get Ready for Adventure
Comprehensive Fast Food Reports
Yum! Brands, Inc. Explores Food Trends Influencing the Industry
Flexible Monthly Car Shares
Turo Offers a Low-Commitment Alternative to Traditional Car Ownership
Reward-Tracking Mobile Apps
AwardWallet Helps Keep Track of Loyalty Reward Tiers
Crypto Learning Tools
Crypto Wiki App Provides Insights, Data, And Learning For Crypto Users
Stress Tracking App Features
Spike Technologies Has Debuted the Stress Score for Wellness Apps
Budget Tracking Apps
Paisa Expense & Budget Tracker Helps Manage Spending And Savings Privately
Consumer Insight Engines
Buzzabout Delivers Real-Time Insights From Billions of Conversations
Anti-Algorithm Social Platforms
Buzzfeed’s Branch Office Creates Interactive AI-Powered Apps
Freelancer-Friendly Corporate Cards
Juuli Debuts a Visa Corporate Card for Freelancers
Feedless Social Platforms
Bond Eliminates Feeds to Focus on Real-Life Experiences
AI-Powered Grocery Apps
Tre'dish's Transparent Pricing Offers Real-Time, Geo-Targeted Comparisons
Millennial Nostalgia Banking Campaigns
Allt Bank Playfully Jabs at Millennials' Financial Habits
Free Integrated Wellness Platforms
CARE Offers Comprehensive and Expert-Backed Services
Property Management Guides
FirstService Residential Has Released Its 2025 Benchmark Studies
Commerce-Enhanced Payment Cards
Venmo Debit Mastercard Offers 15% Cash Back at Popular Retailers
Margarita-Forward Campaigns
Cointreau's Lime of Credit Returns to Fund Cinco de Mayo Celebrations
Conversational Rental Finders
The RentCafe App in ChatGPT Helps with Finding a New Apartment
Habit Tracking Tools
Habit Card Helps Track Small Daily Habits with Intuitive Insights
Bank Account-Linked AI Features
The ChatGPT Personal Finance Feature Analyzes Spending and More
Personalized Financial Assistants
Credit Karma Introduced its AI-Powered Financial Assistants
Streaming Moments Surge
Spotify’s Wrapped 2025 Engages Users with Personalized Year-in-Review
Message-Enabled Payment Links
Cash App Adds Shareable Links For Quick Payment Requests
Smartphone Use-Reducing Applications
Loftie Debuts the Loftie+ Habit System to Improve Focus
Personal Finance Tools
Budj Simplifies Money Management For Busy Individuals
Embedded Lending Platforms
Adyen Launched SMB Financing Through Platforms
Location-Aware Security Features
Revolut Street Mode Combats Phone-Snatching & Transfer Mugging
Gamified Habit Trackers
Cozy Habits Invites Users to Build And Track Daily Habits
Incentive-Based Athletic Challenges
Gains App Blends Sport, Social & Monetary Incentives
Curated Resale Storefronts
eBay's The NYC Edit Storefront Shares Tastemaker Selections
Tech-Friendly Beach Chairs
PayPal's Tech-Chairs Upgrade the Classic Deckchair with Smart Features
Credit-Based Dating Apps
Score Relaunches with Tiered Credit Verification
Emerging Market Insights
Rising Trends Helps Discover Hidden Markets And Business Opportunities
Simplified Digital Financing Apps
Spush Wallet's Interface is User-Friendly and Efficient
Self-Guided Mental Health Apps
Mindless Labs' App Fills a Gap for Therapy-Curious People
Design Inspiration Directories
SparkBites Curates Web Design Trends And Resources For Creatives
Supportive Property Purchase Applications
Homie is Helping Canadians Purchase Their First Property
Community-Centered Rooftop Events
Heineken's Rooftop Revival Turned Building Tops into Social Hubs
AI-Powered Budgeting Tools
Moneta Lend Offers AI-Powered Budgeting With Fun, Personalized Insights
Chat-Based Payment Features
WhatsApp Enables Mobile Recharges Directly Within Messaging Chats
Financial Learning Platforms
Cash Critters Introduces Kids To Core Money Skills Through Play
App Strategy Insights
ScreensDesign Reveals Proven Tactics Behind Top iOS Subscription Apps
Goal Commitment Apps
Lock In & Win Encourages Accountability Through Financial Commitment
Tax-Focused Marketing Campaigns
Intuit Debuts the Second Iteration of 'Now This is Taxes'
Focused Fashion Feeds
Clone Helps You Stay Updated with Fashion Trends Sustainably
Peer-to-Peer Sharing Tools
Shapp Enables Renting And Sharing Everyday Items Locally And Easily
Social Finance Ecosystems
Venmo blends payments, rewards, and social discovery features
Proximity-First Friendship Apps
Friending Launched the Friending App to Foster Friendships
Wellness Tracking Apps
Track Well Turns Personal Wellness Data Into Actionable Insights
Digital Credit Union Branches
Orlando Credit Union Unveiled Its Enhanced Digital Branch Initiative
AI-Driven Credit Securitizations
Neo Financial Launches Its Securitization Program
AI-Driven Restaurant Insight Tools
These New Crunchtime AI Tools Build on the Brand's Platform
Accessible Credit Card Guidelines
UK Finance Has Launched a New Accessible Cards Code of Practice
Kids Finance Apps
FoxFund Teaches Children Saving, Budgeting, And Smart Spending Skills
Conscious Shopping Assistants
Better Buy Reveals Product Risks And Suggests Healthier Alternatives
Personalized Quote Apps
Thoughtbullet Delivers Daily Quotes Tailored To Your Preferences
Personal Finance Apps
MoneyTool Tracks Spending, Budgets, Income, And Investments Offline
Incentivized Budgeting Apps
'Tale' Builds Better Financial Habits and Earn Rewards for Budgeting
Real-Time Sharing Apps
MomentsHub Lets You Discover And Share Nearby Experiences Instantly
Goal Visualization Tools
Track and Reach Financial Goals Easily With the MoneyVision App
Self-Custodial Banking Apps
The 'Coca 3.0' App Separates Financial Tools From Fund Ownership
AI Expense Trackers
Finance Bro Tracks Spending Through Voice Notes Receipts And AI Money Chats
Stock Analysis Platforms
Pocket Finance Hub Provides Insights On Stocks And Market Trends
Budget Tracking Tools
Finance:Budget Expense Tracker Simplifies Spending And Budgeting
Automated Underwriting Platforms
TrustPlus AI Unveiled Its End-to-End Underwriting Platform
Celebratory Cocktail Pop-Ups
Cointreau's Lime of Credit Funds Cinco de Mayo Festivities
Low-Cost Shirt Pop-Ups
Monzo's 1p Shop Lets Football Fans Pick Up an Official Kit for a Low Price
Customer Analytics Tools
Customer Ripple Maps Hidden Influence Networks From Customer Data
Personal Finance Trackers
Finance Management Tool Helps Track Expenses And Budgets Efficiently
Community Investment Brand Initiatives
Self Space is Running a Community Investment Round
Low-Tech Smartphone Interface Apps
The Blank Spaces App Transforms the iPhone into a Dumb Phone
BFF-Themed Financial App Campaigns
Experian Embraces the Concept of 'Big Financial Friend'
AI-Powered Holiday Spending Tools
TomoCredit Uses AI to Help with Managing Holiday Spending
Customer Insights Tools
Hunch Helps Learn Customer Needs Through Notes and AI-Driven Analysis
Offline Travel Budget Apps
NomadCash Tracks Travel Spending Offline For Any Trip
Subscription Tracking Tools
Bills Helps You Track Subscriptions And Stay On Top Of Your Budget
Event-Based Social Networking Applications
The Plus 1 App is Expanding into Florida
Currency Forecast Tools
Predict Future Prices Accurately With Crystal Ballin Insights
AI-Powered Superapps
Grab Introduces AI Features That Simplify Decisions and Automate Daily Tasks
AI Adoption Insights
The 2025 State Of AI Development Reveals Key Industry Trends
Valentine's Day Dining Research
OpenTable Compiles Data on Valentine's Day Dining Trends
Personal Expense Trackers
Cash Compass Expense Tracker Helps Users Monitor Income And Spending
Co-Branded Credit Card Perks
Bilt and United Airlines Have Expanded Their Existing Collaboration
Personal Finance Visualizers
Budget Visual Helps Users Track and Analyze Finances Easily
Event Tracking Apps
ComingUp Helps Users Track Milestones And Share Life Events Easily
Personal Finance Tools
Lifetime Cost Converts Spending to Work Hours For Better Financial Insight
AI Expense Trackers
How I Spend My Money Helps Users Track And Analyze Expenses Easily
AI Homebuying and Maintenance Tools
Philadelphia Startups Zip Scoring Algorithm And Fixa Launched
Smart Spending Tools
Affordability Calculator Helps You Evaluate True Cost Of Purchases
AI Budgeting Tools
Trillion Uses AI to Simplify Budgeting, Track Expenses, and Plan Finances
Personalized Budgeting Tools
MyBudgetCoach Guides Users With Zero-Based Budget Planning
Habit Tracking Tools
Habit Radar Helps Users Track and Build Positive Habits Effectively
AI Loan Finders
QuoteShack Helps You Find The Best Lender And Rate Quickly
Personal Finance Tools
Coinly Helps Users Track Savings Goals And Financial Growth Effectively
Family Finance Trackers
Manage Household Finances Easily with Famony Expense Tracker
Screen Time Tools
MoodShift Helps Users Reduce Doomscrolling With Mindful Screen Control
App Ranking Trackers
App Rank Analytics Provides Real-Time Global App Store Rankings
Digital Focus Tools
Impulse Buddy Introduces Social Accountability For App Usage Control
Personal Finance Trackers
Fuku Helps Track Spending and Stay in Control of Your Finances
Relationship Tracker Apps
Bazaï Helps You Reflect on and Chronicle Romantic Connections
Fintech Savings Centers
Spiral Has Introduced Its Savings Center Platform as a Viable Solution
Social Habit Trackers
Track Daily Habits and Stay Motivated with Friends Using Habicy
Hyper-Targeted Book Covers
Monzo Launched The Book of Money with 800 Bespoke Cover Titles
Developer Portfolio Hubs
App Showcase Lets You Share Mobile Apps, Stats, and Revenue Publicly
Personal Finance Trackers
ExpenseTracker Helps Users Record Expenses Quickly And Easily
Renter-Focused Multi-Layer Bank Verification
Rent with Clara Combats Rental Application Fraud
Monthly Budget Trackers
Simple Monthly Budget Planner Organises Spending Into Expense Categories
Smart Content Aggregators
Smashing’s Personalized Article Discovery App Helps Users Stay Informed
Data Savings Account Concepts
Dataprev's Partnership with Drumwave is Ambitious & Innovative
Shared Expense Managers
PayMates Simplifies Splitting Bills Among Friends and Roommates
Feature-Rich Receipt Management Apps
The 'Klipit' App Works for Individuals or Businesses
Influencer Analytic Tools
CreatorSpend Helps Marketers Budget Smarter With Profile Insights
Group Challenge Apps
Challenge Friends Lets Users Complete 30-Day Self-Improvement Challenges
Mortgage Comparison Tools
Compare Mortgage Rates Helps Users Find And Compare UK Mortgage Deals
Simplified Expense Sharing
EasySplit Simplifies Shared Expenses for Groups and Friends
Customer Insight Tools
Audience Radar Provides Free Snapshots of Customer Spending Patterns
Smarter News Consumption
NewsBang Makes Staying Informed Easier And More Interactive
Startup Insight Platforms
App Stacks Reveals App Stories, Tech Stacks, And Builder Insights
Global Pay Insights
Takehomepay.city Shows After-Tax Income And Living Costs Worldwide
Social Diary Platforms
Truuze Social Networking App Blends Personal Journaling With Social Sharing
Intelligent Pricing Insights
Payday Analyzes Quotations To Optimize Pricing And Suggest Upsells
Financial Tracking Dashboards
Track Wealth and Liabilities with EzFinTrack’s All-In-One Dashboard
Startup Essentials Bundles
The App Tool-Kit Helps Digital Creators Launch with the Right Tools
Offer Aggregation Platforms
Kampania Centralizes Credit Card And Bank Offers In One Place
All-In-One Travel Companions
Saathi App Streamlines Planning, Expenses, And Shared Travel Plans
Mindful Finance Trackers
Paktol App Helps You Track Spending With A Growth-Focused Approach
App Review Insights
Supascout Analyzes App Store Reviews To Deliver Actionable Insights
Expense Management Apps
The Bill Uses AI To Streamline Group Expense Tracking And Settlements