This collection of the top 2015 credit crunch trends demonstrates the control that many consumers are taking over their personal finances with the help of technology.
While money-managing apps are nothing new, 2015 did see many unique innovations within this realm emerge on the market. Social banking apps, asset management platforms and even health food budgeting tools are enabling consumers to keep better track of their money in all areas of their life.
2015 also saw the emergence of co-sharing living and working spaces. Entrepreneurs and freelancers who need office space but can't afford to finance their own office are able to join organizations that offer working and meeting space for a monthly subscription.
Trend Hunter's 2016 Trend Report offers most examples of the top 2015 credit crunch trends as well as additional research on this topic.
Top 50 Credit Crunch Trends of 2015
50
Urban Co-Living Spaces
The 'Common' Start-Up Opens Its First Communal Home in High-Priced NYC
49
Frugal Financial Guides
This Infographic Lists a Variety of Ways You Can Stop Wasting Money
48
Modular Micro Condos
These Micro Apartments are Part of NYC's Effort to Create Affordable Housing
47
Aspiring Polyglot Apps
This Language Learning App Gamifies the Process of Picking Up Other Tongues
46
Faux Luxury Furnishings
Fancy Flat-Packed Side Tables Imitate Marble and Wood on Paper Surfaces
45
Fast Casual Burger Joints
Silver Lake's Hache is a Must-Try in the Pursuit of the Best Burger
44
Inventive H2O Transportation
The TransWater Project Helps Communities Construct Efficient Carriers
43
Wearable Payment Bands
An Alibaba and Xiaomi Partnership Challenges Conventional Retail Payments
42
Household Advisor Apps
The Fountain App's Experts Assist Homeowners with DIY Projects
41
Swipe-Authentication Systems
Capital One Eliminates Security Questions with a New Mobile Sign-in
40
Cost-Free Travelling Guides
This Infographic Lists Seven Methods That Let You Travel for Free
39
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
38
Debt-Reminding Christmas Ads
This Interac Debit Ad Reminds Shoppers of Credit Card Debt
37
Budget Health Food Tips
CashNetUSA's Infographic on Cheap Healthy Eating Helps You Save Money
36
Bank Branch Pop-Ups
Tangerine's Convenient Bank Branch Pop-Up Wins Over New Customers
35
Money Management Infographics
This Personal Finances Chart Shows Signs You Are Managing Money Well
34
Cashback Shopping Platforms
Shopback Trades Purchases Made Through Its Site for Money
33
Deal-Finding Virtual Assistants
Scout is a Virtual Concierge That Helps Users Save While Shopping
32
Cost-Cutting Retail Apps
Fashalot Offers Retail Discounts When a Shopper Checks in to the Store
31
Easy Budgeting Apps
The Goalkeeper Money-Saving App Helps You Achieve Financial Objectives
30
Convenient Fashion Collections
A Jean Paul Gaultier Fashion Collection Will Be Sold at 7-Eleven
29
Comprehensive Couples' Cookbooks
'One Pan, Two Plates' Contains Inspiration for Cooking for Two
28
Budget-Concious Recipe Books
This Cookbook Outlines How to Eat Well on a Food Stamp Budget
27
Fraud-Preventing Platforms
Startup Smyte is Helping Small Businesses with Online Fraud Protection
26
Contactless Payment Cards
The Reloadable Sweep Card Makes Effortless Touch-Free Payments
25
Educational Digital Kiddie Banks
Bankaroo is an Education-Focused Virtual Bank for Kids
24
Regenerative Eco Currency
BitSeed Proposes the Use of Virtual Money to Plant 1 Billion Trees
23
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
22
Artificially Intelligent Financial Advisors
This Program Helps Users Devise a Financial Strategy
21
3D-Printed Cryptocurrency
P-YOM Software Lets Bitcoin Consumers Create Their Own Print Money
20
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
19
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
18
Canine Origami Campaigns
Beagle Street's Release the Pounds Treats Londoners to Folded £10 Notes
17
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
16
City Budgeting Apps
The 'Balancing Act' App Lets Constituents Help Balance Their City’s Finances
15
Customized Finance Apps
This App Provides Users with Updates About Their Finances in Real Time
14
Combination Metro Cards
Mumbai Metro's Multipurpose Card Covers Transportation and Payments
13
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
12
Gamified Retirement Races
This Campaign Encourages People to Start Saving for Retirement Early On
11
Flight Advisor Apps
Hopper Analyses Flight Prices and Tells You the Best Time to Book
10
Cashless Banking Apps
Australia Commonwealth's CommBank is Optimized for the Apple Watch
9
Shopping Shootout Contests
Visa Has NHL Stars Participate in a Bizarre Hockey Competition
8
Theatrical Banking Commercials
TD's Insurance Ad Features an Anti-Climactic Ending
7
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
6
Affordable Fuel Apps
GasBuddy Helps Motorists Find and Share the Cheapest Pumps in the Area
5
Financial Literacy PSAs
This Ad from the Canadian Financial Literacy Database is a Warning
4
Comical Banking Commercials
Isla Fisher Creates a Humorous Brand Endorsement for ING Direct
3
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
2
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
1
Quality Education Databases
The Tool Helps Low-Income Students Apply for Affordable College
Related Ideas
Credit-Consolidating Finance Apps
The 'StellarFi' App Pays Your Bills & Boosts Your Credit
Water-Inspired Sustainable Fashion
Craghoppers Unveils a New Collection for the SS23 Season
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Next-Gen Graphic Attire
Serenity Trends’ Graphic Clothing Offers a Futuristic Aesthetic
AI Post-Apocalyptic Cities
Top10Casinos Explores the Future, Inspired by the Dune Universe
Emerging Technology Publications
New Society Has Launched Its Inaugural Book About Technology
AI-Powered Fashion Apps
The 'Blend' App Helps Users Find Products That Suit Their Style and Budget
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Credit Score Dating Apps
The Score Dating App Requires Users to Have a 675 Credit Score
Curated Home Decor Platforms
Cribsi Offers Warm and Modern Home Decor
Recipe-Suggesting Web Browsers
The Inflation Cookbook has a Tool to Monitor Ingredient Prices
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Lifestyle Activity Tracking Apps
The 'Timeline It' App Tracks Virtually Any Activity or Event
Mobile Plan Breakup Campaigns
Sky Mobile's Breakup Consultant Helps to Free People from Bad Plans
Tech Rebellion Campaigns
Lush is Continuing Its Big Tech Rebellion for Black Friday
Y2K Shopping Pop-Ups
Klarna's House of Y2K Explores the Evolution of Shopping Since the 2000s
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Financial Coloring Books
Chime Boasts Activities for Financial Progress Month
AI Self-Improvement Apps
LeapLife Uses Journaling and Other Features to Reduce Stress
Travel-Focused Marketing Guides
TikTok Debuts a Playbook for Travel Marketers to Foster Engagement
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Anti-Productivity Apps
The 'Quiet Quitter' App Tracks How Much Professionals Make Doing Nothing
Collaborated Gen Z Neobanks
Zigii Collaborated with Decentro to Launch Prepaid Cards for Gen Z
Social Professional Productivity Apps
The 'LikeMind' App Connects Users to Other Hustlers
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
Technology News Summaries
TechTok Helps Readers Stay On Top of News in Five Minutes
Financial Support Apps
'Cleo' is Helping Gen Z Feel More Confident About Money
Priority-Only To-Do Apps
The 'Five' To-Do App Limits Users to Five Tasks at a Time
AI-Powered DIY Home Apps
Praxis Introduces New Features to Its Praxis Plus App
Hyper-Personalized Wellness Apps
28 Seeks to Empower Women on Their Wellness Journey
Secondhand Fashion Editorials
Vinted Styled a Shoot Exclusively with Vinted Finds
Digitized Life Goal Apps
Buckit Breaks Down Life Aspirations Into Achievable Goals
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Early-Access Shopping Apps
The J.Crew App Provides Users Access to Sales 48 Hours in Advance
AI-powered News Curators
Brief is a News Organizing Tool That You Can Personalize
Young Professional Community Apps
Yuppie Helps Gen Z and Millennials Connect with One Another
Gen Z-Targeting TikTok Tools
American Express & TikTok Launch the '#ShopSmall Accelerator' Program
Aggregated On-Demand Service Apps
The 'finish'd' App Combines a Range of Services into One Spot
Pioneering Secondhand Search Engines
Beni Dominates Resale Marketplace with Innovative App
Common Task Organization Apps
The 'Blend.life' App Helps Users Share Common Tasks and More
Hourly Job-Finding Apps
Gigs is a Job Platform for the Gig Economy
Beauty-Focused Shopping Apps
The 'Trendio' Live Shopping App Offers Access to Beauty Content
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Free AI-Powered Budgeting Apps
'Wilbur' Helps Adults Get their Financials Back on Track
Social Messaging Money Transfers
Viber Enters the World of Fintech with 'Payments on Viber'
AI Financial Wellness Apps
'AI FinCheck' from Yodlee Guides Users Toward Financial Goals
Comforting Financial Pop-Ups
Experian's Credit Paws Café is a Place to Chat About Money Worries
Social Media-Like Study Apps
SHARPEN Aims to Be Just as Engaging and Convenient as Social Media
Loneliness-Combating Social Campaigns
Hinge Launches the New One More Hour Campaign and Fund
Financial Firm Travel Apps
Citi Partners with Booking.com and Rocket Travel to Launch Citi Travel
Wellness Credit Cards
The Ness Credit Card Powered by Mastercard Rewards Healthy Living
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Social Media Forecasting Tools
WGSN TikTok Analytics Harness Data, Insights and More
Slow Fashion Apps
Bandi's "New Year Reuseolution" Challenges Participants Not to Buy New Clothes
Sophisticated Price Comparison Tools
Klarna Announces the Launch of a New Search Tool
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Automated Crypto Investment Apps
The Crypto Smartlife App Gets Investors Started in Two-Minutes
Perimenopause Support Apps
'Bearable' Helps Women Track and Manage Menopause-Related Symptoms
Film Industry Networking Apps
The 'BeScene' App Takes a Swiping Approach to Networking
Youth-Catered Transportation Apps
Uber Introduces Teen Accounts in the Latest Update
Account-Managing Finance Features
Entrust Launches a New Digital Account Opening Solution
Creator Economy Tool Directories
Creator Economy Tools Offer Over 1,000 Resources
Freelance Payment Platforms
Revolt Launches New Finance App Dedicated to Self-Employed Workers
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
AI-Powered News Summary Apps
The 'Concise AI' News App Provides Summaries of Pertinent Topics
Employee-Focused Finance Programs
Claro Money Launches a Financial Wellbeing Package for Employees
Trending Film Trackers
Variety's 'Film Chatter Chart' Let's You Track Movies' Twitter Engagement
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Millennial Homeowner Hubs
The Home Depot's New Homeowners Hub Equips Millennials with Resources
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Student-Focused Credit Cards
Neu Launches a Credit Card for College Students Building Their Credit
Browser Updated Privacy Features
Google Search Rolls Out New Updates for Privacy Control
Affordable Lifestyle Directories
'I Have This Friend' Makes Aspirational Living More Accessible
Nostalgic Music Discovery Apps
The 'Rewind' App Helps Gen Z Delve Into the Music Of Past Decades
Holistic Habit-Tracking Apps
Polar Habits Eliminates 'Streaks' So Users Can See the Bigger Picture
Family-Focused Credit Cards
The Greenlight Family Cash MasterCard Helps Families Build Credit
Financial Conversation Hearts
CIBC's Valentine's Day Campaign Addressed a Relationship Stressor
eCommerce Credit Cards
Shopify Credit is a Business Card Exclusively for Merchants
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Gen Z-Targeted Credit-Building Tools
Austin Capital Bank Launches the Freekck Credit Builder
Crowdsourced Outfit-Picking Apps
Choiced Let's Users Crowdsource Their Outfit Options
AR-Enabled Google Tools
Google Launches a Slew of New Features for Search, Shopping, and Maps
iOS-Influenced Travel Apps
Uber’s Redesigned App Uses the Latest iPhone Features on iOS 16
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
One-Swipe Ordering Solutions
Panera's Crunch Time Ordering Connects Guest With Food Fast
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Teen-Targeted Banking Features
Verizon Launches 'Family Money' For Gen Z and Gen Alpha Bankers
Social Trip-Planning Apps
TripMap Makes Trip Planning Easier with Expense Tracking and More
Social Digital Nomad Apps
The 'Citizen Remote' App Supports Remote Workers and More
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Home Decor Apps
Pottery Barn Kids and Pottery Barn Teen Launch Mobile Apps for E-Commerce Sales
Gen Z Debit Cards
Venmo is Introducing a Teen Account & Debit Card for Gen Z
Hospitality Finance Platforms
Carats & Cake
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
Consumer Spending Tools
Snoop Taps Starcount for a New Consumer Insights Tool Called SpendMapper
Screen-Limiting Phone Apps
Takebreak Encourages People to Have a Better Work-Life Balance
Retirement Finance Apps
Udeshi Financial Unveils P.R.I.D.E. Framework for Those in Retirement
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Credit-Building Finance Features
Credit Sesame Debuts the Innovative Card and Credit Analysis Tool
Money Management Subscriptions
Revolut is Set to Launch a New 'Ultra' Subscription Tier
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
City Exploration Apps
Concrete is a Social Exploration App Inviting Users to Discover Their City
Media Release Monitoring Apps
The 'Upcoming' App Helps Users Track Favorite Media and Explore
Teen-Focused Prepaid Cards
Teen and Tween Prepaid Card App Savii Launches in the UAE
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Curated Flight Deal Apps
The Going App Offers Expert and Personalized Travel Deals
Revamped Grocery Loyalty Apps
Tesco Unveils the New and Improved Digital Clubcard and Grocery App
Fintech Credit Card Platforms
TomoCredit Aims to Make Credit Scores "obsolete"
Comprehensive Privacy Smartphones
The 'Cosmic Phone Lvl50' Quarantines Unsafe Apps
Small Group Habit Tracking
Squad Habits Lets Users Join Groups to Stick to Goals
Dater Dining Guides
OpenTable & Bumble Debuted Three Top 100 Dining Guides for Meet-Ups
Workplace Financial Wellness Tools
BrightPlan Launches Workplace Financial Wellness Tool
Circular Luxury Clubs
'More' Supports More Conscious Shopping and More Accessible Luxury
Minimalist Money Management Spreadsheets
The Expense App Let's you Upload Receipts and Documents
Streamlined Vehicle Rental Apps
The 'Nexus Connect' App Uses Text Recognition & Cloud Connectivity
Debit-Like Credit Builders
BuildMyCreditScore Helps Consumers Build Credit with Normal Payments
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Home Inventory Management Solution
'Bring Order to Chaos' Keeps Track of Your Belongings
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Group Expense Tracking
Paymeback.lol Does the Math So All Expenses are Even
Credit-Boosting Rental Payments
Bloom Credit Unveils Credit-Building Tool for Renter Payment Data
Empowering Financial Management Apps
Windfall Makes Money Tracking and Management Easy
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Visualized Screen Time Apps
The 'Cyte' App Helps Users Search Their Digital History with Ease
Nomadic Professional Handbooks
The Nomads’ Handbook for Co-working Spaces is Extensive
BNPL-Enabled Home Retailers
At Home Debuts the Buy-Now-Pay-Later Program for Qualifying Purchases
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Trailer-Making Life Apps
Moments Helps Users Live in the Moment and Relive the Event the Next Day
Ontario Living Standard Protests
We Say Enough is Fighting Against the Cost of Living Crisis
Delivery Service Credit Lines
India’s Food Delivery Brand Swiggy is Launching a Credit Card
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Personalized Content Discovery Tools
Bread Allows Users To Discover Social Content and Save it