Ideas
Explore the world's #1 largest database of ideas and innovations, with over 400,000 inspiring examples.
Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 750 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join over 200,000 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
Books
Join 20,000,000+ people getting better and faster with our New York Times Bestselling methods, best innovation books & keynote videos.
Dashboard
Get special access to premium content, topic tracking and customizable tools through our AI-powered Dashboard.
AI
Learn how the Trend Hunter harnesses the power of artificial intelligence.
Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
Overview
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Keynotes & Workshops
Empower your team with the insights and frameworks they need to innovate better and faster.
Custom Research
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Jeremy Gutsche
Ignite your event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Futurists
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
Internships
Grow your professional skillset in an award-winning workplace.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
World Summit
Join the world's top innovators at our 3-Day Toronto event.
1-Day Innovation Events
Explore our 2019 tour dates and find the best city to inspire your team.
Custom Events
Host a custom innovation conference in your city that will inform and inspire.
Custom Training
Bring the Future Festival experience directly to your team with custom training packages.
Search our database of over 390,000 cutting edge ideas.
SAMPLE CONSUMER INSIGHTS - Subscribe to access 8,390 more

Loan Adaptability

Consumers turn to alternative loan platforms for convenience

Implications - Unable to meet the strict requirements of traditional bank loans, consumers are turning to alternative platforms for adaptability. Offering loans through crowdfunded platforms and digital services, businesses are encouraging consumers to bypass the bank in exchange for more favorable, flexible lending options. This reflects a move away from traditionally rigid loan requirements toward more personally customized alternatives.
2.7
Score
Popularity
Activity
Freshness
Patterns
Megatrends
6 Featured, 46 Examples:
65,810 Total Clicks
Date Range:
Dec 14 — Dec 15
Trending:
Untested
Consumer Insight Topics:

Featured Examples

Confidential Microloan Services
Confidential Microloan Services
Trustleaf Lets Business Owners Borrow From Friends & Family Alone
Trustleaf is an innovative microloan-landing service that allows business owners to seek loans from friends and family alone, without having to reveal their campaign to the public. If you’re... MORE
Social Underwriting Platforms
Social Underwriting Platforms
This Micro-Lending Program is Aimed at American Entrepreneurs
‘Kiva Zip’ is a micro-lending program that is primarily intended for American entrepreneurs. Everyday, financial institutions across the US reject loan applications from those who do not... MORE
Ultra-Convenient Loan Services
Ultra-Convenient Loan Services
Paypal Working Capital is Perfect For Small and Growing Businesses
Paypal Working Capital is a convenient and innovative way for PayPal customers to fund their businesses. Select PayPal businesses are to be granted access to business loans that let them land... MORE
Digital Currency Loans
Digital Currency Loans
Bitcoin Brands Hopes to Use Bitcoins to Extend Microloans
Bitcoin Brands is a venture, headed by CEO Peter Klampka, that is looking to lead the charge in the use of Bitcoins as a means to extend microloans. Formerly named Cephas Holding Corp, Bitcoin... MORE
Debt-Diminishing Games
Debt-Diminishing Games
Givling Helps Pay Off Student Loans with Rounds of Trivia
After finishing school, many young adults are left with thousands of dollars of debt that will require countless hours of work to pay off—but Givling proposes a different way to pay off student... MORE
Customized Lending Services
Customized Lending Services
India Lends Tailors Loans to Consumers' Individual Needs
India Lends is an accessible lending service that tailors its offerings to a variety of income levels. While most lending services can limit credit offerings to those with high overall scores, this... MORE

Related Trend Reports & Custom Market Research

Related Examples

Small Business Lending Platforms
Small Business Lending Platforms
Lendified is a Tech-Powered Solution for Canadian Small Biz Loans
Wireless Payment Rings
Wireless Payment Rings
The Second Generation NFC Ring Will Feature a Plethora of New Features
Inexpensive Stock Trading Apps
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
Asset Management Apps
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
Gamified Payment Apps
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
Rewarding Mobile Wallets
Rewarding Mobile Wallets
Yoyo Wallet Collects Coupons During Mobile Payment Sessions
Micro-Lending Apps
Micro-Lending Apps
This App Helps People Establish a Credit Score Based on Their Mobile Activity
P2P Lending Platforms
P2P Lending Platforms
The Ledge App Allows Users to Lend Money to One Another for Different Causes
Smartphone Payment Apps
Smartphone Payment Apps
Google's Android Pay Boasts 'Tap to Pay' Capabilities
Web-Based Presentation Programs
Web-Based Presentation Programs
This Site Allows Users to Add Audience Analytics to Presentations
Parent-Controlled Banking Apps
Parent-Controlled Banking Apps
This New Finance App Facilitates Peer-to-Peer Money Transfers
Financial Innovation Hubs
Financial Innovation Hubs
CIBC is Partnering with MaRS to Launch a Corporate Innovation Space
Easy Budgeting Apps
Easy Budgeting Apps
The Goalkeeper Money-Saving App Helps You Achieve Financial Objectives
Comical Credit Ads
Comical Credit Ads
Interac's Funny Winter Ads Make the Most of Canada's Cold Season
play_circle_filled College Degree Gift Cards
College Degree Gift Cards
The Gift of College Helps Reduce Student Debt and Provide an Education
play_circle_filled Life Management in Schools
Life Management in Schools
Tanvee Patankar's Financial Education Presentation Suggests Curriculums
Christmas Emoji Leggings
Christmas Emoji Leggings
These Festive Leggings are Jolly and Cheerful
Microloan-Funding Necklaces
Microloan-Funding Necklaces
The Female-Empowering Socially Conscious Accessories Contain Crystals
Debt Suffering Portraits
Debt Suffering Portraits
Brittany M. Powell Photographs People in Debt for Her Latest Series
Retro Millennial Characters
Retro Millennial Characters
Max Knoblauch of Mashable Reimagines Mr. Men and Little Miss Stories
play_circle_filled Employing Justness Equally
Employing Justness Equally
Kimberley Motley's Justice Speech Advocates For the Proper Use of Laws
Emerging Economy Cryptocurrency Apps
Emerging Economy Cryptocurrency Apps
This Bitcoin Wallet is for Those Without Secure Banking
Cryptocurrency Tipping Tags
Cryptocurrency Tipping Tags
ChangeTip Wants You To Give a Bitcoin Donation to Content Creators
play_circle_filled Investing in the Future
Investing in the Future
Daniel Altman's Alternate Loan Talk Imagines Selling Your Future
play_circle_filled Digital Currency ATMs
Digital Currency ATMs
The Bitcoin ATM Machines Offers Consumers an Alternative Currency Format
Versatile Digital Wallets
Versatile Digital Wallets
RushWallet is a Cross-Platform Bitcoin Wallet
User-Friendly Banking Apps
User-Friendly Banking Apps
Firstbank's App Helps Deposit Cheques, Pay Bills and Monitor Accounts
DIY Legal Contract Apps
DIY Legal Contract Apps
The Shake App Lets You Easily Prep and Send Legal Contracts
Bitcoin-Tipping Platforms
Bitcoin-Tipping Platforms
The Cheers App Allows People to Tip with Virtual Currency
Secure Cryptocurrency Banks
Secure Cryptocurrency Banks
Circle's Bitcoin Bank Aims to Make the Digital Currency More Secure
People-Focused Finance
People-Focused Finance
Triodos Bank Adheres to the Triple Bottom Line
Cryptocurrency Branding Projects
Cryptocurrency Branding Projects
JP Brenner Develops a Conceptual Brand Identity for Bitcoins
Cryptocurrency Credit Cards
Cryptocurrency Credit Cards
The Xapo Debit Card Makes Paying with Bitcoins Much Easier
Crypto-Currency Exchange Crashes
Crypto-Currency Exchange Crashes
The Massive Bitcoin Exchange Mt. Gox Has Gone Offline
play_circle_filled Unbanked Solutions
Unbanked Solutions
Arif Momin's Economic Development Talk Examines Credit Criteria
play_circle_filled Financial Inclusion Solutions
Financial Inclusion Solutions
The Harsh Chamria Speech Examines Gaps in Microfinance
Microcredit Sanitation Services
Microcredit Sanitation Services
The Gramalaya Urban and Rural Development Initiatives and Network
Cashless Microfinance
Cashless Microfinance
Musoni Delivers Banking Services by Way of Cellphones
Microfinancing Poverty Solutions
Microfinancing Poverty Solutions
Lumana Credit is Microlending to Rural Africans from Seattle
Alternative Banking Loans
Alternative Banking Loans
The Hilltop Microfinance Initiative Helps in Low-Income Entrepreneurs
play_circle_filled Micro-Lending Web Platforms
Micro-Lending Web Platforms
Lendwithcare.org Works with The Co-operative
Crafty Microfinance Blogs
Crafty Microfinance Blogs
Ahkun Takes a Different Approach with Local Artisans
Socially Responsible Loan Services
Socially Responsible Loan Services
Moneyline Cymru Offers Affordable Credit Solutions
Alternative Loan Products
Alternative Loan Products
Fair Finance Offers Affordable Banking to Urban Populations
Student Loan Micro-Lending
Student Loan Micro-Lending
Kiva Student Loans Let You Fund a Student's Education
play_circle_filled Microlending To Entrepreneurs
Microlending To Entrepreneurs
Richard Branson Launches Virgin Money