'Civic' is an online platform that helps to prevent identity theft before it happens by sending push notifications to smartphone users when their social security number is used. Users will then be allowed to verify the purchases made using their social security number before they officially go through, as a way to ensure each interaction is valid.
The platform is offered free to smartphone users along with a $1 million dollar insurance plan should theft happen. The fees are charged to companies rather than the users, providing a virtually free form of protection against stolen card information. The app can be downloaded on to mobile devices so that the push notifications can be sent directly and immediately for constant scanning.