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22 Tech-Based Insurance Innovations

From Airport Insurance Kiosks to Biometric Insurance Plans

— December 11, 2015 — Lifestyle
These tech-based insurance innovations demonstrate how digital applications are changing the way consumers buy and pay for insurance. For many consumers, making decisions about their insurance plan is a complicated and overwhelming task. However, new technology is helping make the process of purchasing and paying for insurance easier than ever.

One of the primary ways that technology is changing the insurance industry is through the use of big data. Smartphones, activity-trackers and other devices allow insurance companies to track information about consumers that can subsequently impact the rates they pay. This includes reduced rates for those who are physically active, eat healthy or demonstrate safe driving habits.

Another way in which new technology is impacting the insurance industry is the way that insurance is sold. For example, there are smartphone applications that make it easier for consumers to choose the right insurance plan. There are also airport kiosks that allow consumers to purchase travel insurance on the go. These particular insurance innovations leverage new technology to help streamline the insurance-buying process.
4.1
Score
Popularity
Activity
Freshness
22
Smart Home Burglary Ads
Smart Home Burglary Ads
This 'Tribal DDB' Ad Humorously Encourages House Insurance for Smart Homes
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21
Deceptive Fitness Trackers
Deceptive Fitness Trackers
These Machines Helps Users Hide Personal Data from Their Employer
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20
Driver Assessment Programs
Driver Assessment Programs
CES 2015 Announces GM OnStar Will Start Tracking How Well Drivers Drive
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19
Condensed Medical History Apps
Condensed Medical History Apps
ICE Standard Gives Users Health Info in Case of Emergency
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18
Biometric Insurance Plans
Biometric Insurance Plans
State Farm Will Create Custom Rates with Biometric and Automotive Data
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17
Qualifying Car Rental Apps
Qualifying Car Rental Apps
'Cruizing Club' Allows Users to Screen Renters Based on Driving History
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16
Anti-Theft Vehicle Apps
Anti-Theft Vehicle Apps
Crime Stoppers' My Wheels Warns Drivers in Areas Where Theft is Prevalent
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15
Car Insurance-Lowering Devices
Car Insurance-Lowering Devices
The 'OOCar' Program Could Love Insurance Rates by 40%
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14
Beacon Safety Apps
Beacon Safety Apps
Apple and IBM's Safe Site for Forepersons is Driven by Beacon Technology
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13
Life Expectancy Mobile Monitors
Life Expectancy Mobile Monitors
Ignite Wellness App Tracks Daily Choices to Improve Health
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12
Insurance Claim Smartphone Apps
Insurance Claim Smartphone Apps
The Club Care App Makes Making an Insurance Claim Simpler
<
11
Worker-Reported Health Apps
Worker-Reported Health Apps
FwdHealth Helps Companies Cut Insurance Costs With Their Workers' Data
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10
Dog Tag Pet Insurance
Dog Tag Pet Insurance
'Nuzzle' is a Smart Pet Collar Tag That Encourages Owners to Buy Insurance
<
9
Simplified Insurance Apps
Simplified Insurance Apps
This App Reduces Picking an Insurance Plan to Four Simple Questions
<
8
Emergency-Detecting Dash Cams
Emergency-Detecting Dash Cams
The PapaGo GS520 HD Dash Cam Records Footage in 2K resolution
<
7
Fitness-Encouraging Games
Fitness-Encouraging Games
The Zombie Game Gets People Healthy While Lowering Insurance Costs
<
6
Premium-Pooling Platforms
Premium-Pooling Platforms
This P2P Car Insurance Startup Lets Groups Combine Premium Payments
<
5
Airport Insurance Kiosks
Airport Insurance Kiosks
This Airport Kiosk Allows Travelers to Get Insured Right Before a Flight
<
4
Mileage-Based Insurance Plans
Mileage-Based Insurance Plans
Metromile Pay-Per-Mile Service Saves Helps Drivers Save Money
<
3
Incentivized Insurance Rewards
Incentivized Insurance Rewards
Oscar Health Insurance is Paying Customers for Walking Regularly
<
2
AR Management Programs
AR Management Programs
Zurich Insurance Uses Augmented Reality to Help Managers Improve
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1
Health Food Shopping Rewards
Health Food Shopping Rewards
This Insurance Policy Offers Monetary Healthy Eating Incentives
<