Ideas
Explore the world's #1 largest database of ideas and innovations, with over 500,000 inspiring examples.
Trend Reports
Discover why 900 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join over 250,000 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
Consumer Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 900 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join over 250,000 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
Dashboard
Get special access to premium content, topic tracking and customizable tools through our AI-powered Dashboard.
AI + Human Methodology
Learn how Trend Hunter harnesses the power of artificial intelligence.
Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
eLearning (NEW)
Prepare for the year's ahead with 100+ lessons, tactics, tools and frameworks with our full learning database.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Trend Reports
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Jeremy Gutsche
Ignite your event or virtual event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Speakers & Virtual Presenters
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
Innovation Events
Join the world's top innovators at our FREE Virtual events.
Free Webinars
During COVID-19, learn to innovate through chaos, navigate the new normal and maintain work culture from home.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Search our database of 500,000 cutting edge ideas.

20 Digital Banking Innovations

From Banking Assistant Apps to Financial Fitness Incentives

— July 7, 2014 — Tech
With the recent surge in alternative financial institutions that have no fees due to low operational costs, digital banking innovations have become a number one priority for traditional companies. In order to keep their clients while maintaining their overall business, banks are jumping on the tech savvy bandwagon with digital incentives that make their services easier and more convenient.

This collection of digital banking innovations show that companies are not only introducing their own smartphone apps to better track and use their services, they are also targeting millennials in more specific ways. For instance, the exponential growth of wearable technology and fitness concerns prompted Russia's Alfa-Bank to create Alpha Activity, which tracked the users movements in order to deposit special amounts of money into their savings account. Banking has never been more interesting.
6.7
Score
Popularity
Activity
Freshness
20
Free Fee Banking
Free Fee Banking
Electric Orange Checking Account Pays You to Sign Up
<
19
Cardless Cash Dispensers
Cardless Cash Dispensers
The Ogaki Kyoritsu Bank Uses a Palm Scanning ATM for Accessing Accounts
<
18
Comprehensive Banking Apps
Comprehensive Banking Apps
The Grow by ANZ Banking App Aids in Basic & Expert Finance Management
<
17
Secure Cryptocurrency Banks
Secure Cryptocurrency Banks
Circle's Bitcoin Bank Aims to Make the Digital Currency More Secure
<
16
Alternative Banking Loans
Alternative Banking Loans
The Hilltop Microfinance Initiative Helps in Low-Income Entrepreneurs
<
15
Cardless ATM Withdrawals
Cardless ATM Withdrawals
South Africa's FSB Lets Customers Withdraw Cash Using Their Phones
<
14
Cardless ATM Apps
Cardless ATM Apps
The CommBank App Lets You Withdraw Money from ATMs Without a Card
<
13
Smartphone ATM Apps
Smartphone ATM Apps
The Cardless Cash Access App Lets You Withdraw Money Using a QR Code
<
12
Alternative Online Banks
Alternative Online Banks
Bluebird by American Express Does Away with Traditional Checking Accounts
<
11
Social Media Banking Tools
Social Media Banking Tools
The American Express Sync Program Merges the Cards with Twitter
<
10
Tablet-Based Banking Apps
Tablet-Based Banking Apps
The TD for iPad App Provides a Secure Way to Perform Transactions
<
9
Financial Literacy Apps
Financial Literacy Apps
Union Bank's Yuby App Teaches Kids the Basics of Money Management
<
8
Financial Fitness Incentives
Financial Fitness Incentives
Alfa-Bank Promotes Health and Wealth with its Fitness Banking System
<
7
Child Banking Services
Child Banking Services
Osper Allows Parents to Empower Children with a Sense of Financial Freedom
<
6
Palm Print-Scanning ATMs
Palm Print-Scanning ATMs
The New Chase Bank Electronic Banking Kiosks Could Use Biometric Scanning
<
5
Handy Banking Apps
Handy Banking Apps
The BankSimple App is an Attractive Checking Alternative
<
4
Cheque Depositing Mobile Banks
Cheque Depositing Mobile Banks
The GoBank Platform Eliminates All Traditional Banking Practices
<
3
Banking Assistant Apps
Banking Assistant Apps
The Kasisto Virtual Personal Assistant is Intelligent and Simple to Use
<
2
Wearable Wrist Payments
Wearable Wrist Payments
Barclaycard's Contactless Payment bPay Bands Will Reduce Cash Transactions
<
1
Mobile Digital Wallets
Mobile Digital Wallets
CU Wallet is a Hi-Tech Credit Union Commerce Tool Targeting Millenials
<