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20 Digital Banking Innovations

From Banking Assistant Apps to Financial Fitness Incentives

— July 7, 2014 — Tech
With the recent surge in alternative financial institutions that have no fees due to low operational costs, digital banking innovations have become a number one priority for traditional companies. In order to keep their clients while maintaining their overall business, banks are jumping on the tech savvy bandwagon with digital incentives that make their services easier and more convenient.

This collection of digital banking innovations show that companies are not only introducing their own smartphone apps to better track and use their services, they are also targeting millennials in more specific ways. For instance, the exponential growth of wearable technology and fitness concerns prompted Russia's Alfa-Bank to create Alpha Activity, which tracked the users movements in order to deposit special amounts of money into their savings account. Banking has never been more interesting.
6.7
Score
Popularity
Activity
Freshness
20
Free Fee Banking
Free Fee Banking
Electric Orange Checking Account Pays You to Sign Up
<
19
Cardless Cash Dispensers
Cardless Cash Dispensers
The Ogaki Kyoritsu Bank Uses a Palm Scanning ATM for Accessing Accounts
<
18
Comprehensive Banking Apps
Comprehensive Banking Apps
The Grow by ANZ Banking App Aids in Basic & Expert Finance Management
<
17
Secure Cryptocurrency Banks
Secure Cryptocurrency Banks
Circle's Bitcoin Bank Aims to Make the Digital Currency More Secure
<
16
Alternative Banking Loans
Alternative Banking Loans
The Hilltop Microfinance Initiative Helps in Low-Income Entrepreneurs
<
15
Cardless ATM Withdrawals
Cardless ATM Withdrawals
South Africa's FSB Lets Customers Withdraw Cash Using Their Phones
<
14
Cardless ATM Apps
Cardless ATM Apps
The CommBank App Lets You Withdraw Money from ATMs Without a Card
<
13
Alternative Online Banks
Alternative Online Banks
Bluebird by American Express Does Away with Traditional Checking Accounts
<
12
Smartphone ATM Apps
Smartphone ATM Apps
The Cardless Cash Access App Lets You Withdraw Money Using a QR Code
<
11
Social Media Banking Tools
Social Media Banking Tools
The American Express Sync Program Merges the Cards with Twitter
<
10
Financial Literacy Apps
Financial Literacy Apps
Union Bank's Yuby App Teaches Kids the Basics of Money Management
<
9
Tablet-Based Banking Apps
Tablet-Based Banking Apps
The TD for iPad App Provides a Secure Way to Perform Transactions
<
8
Child Banking Services
Child Banking Services
Osper Allows Parents to Empower Children with a Sense of Financial Freedom
<
7
Financial Fitness Incentives
Financial Fitness Incentives
Alfa-Bank Promotes Health and Wealth with its Fitness Banking System
<
6
Palm Print-Scanning ATMs
Palm Print-Scanning ATMs
The New Chase Bank Electronic Banking Kiosks Could Use Biometric Scanning
<
5
Handy Banking Apps
Handy Banking Apps
The BankSimple App is an Attractive Checking Alternative
<
4
Cheque Depositing Mobile Banks
Cheque Depositing Mobile Banks
The GoBank Platform Eliminates All Traditional Banking Practices
<
3
Banking Assistant Apps
Banking Assistant Apps
The Kasisto Virtual Personal Assistant is Intelligent and Simple to Use
<
2
Wearable Wrist Payments
Wearable Wrist Payments
Barclaycard's Contactless Payment bPay Bands Will Reduce Cash Transactions
<
1
Mobile Digital Wallets
Mobile Digital Wallets
CU Wallet is a Hi-Tech Credit Union Commerce Tool Targeting Millenials
<