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Fingerprint-Activated Contactless Cards

Societe Generale Implements Idemia's Platform for Security

— November 8, 2018 — Business
France's Societe Generale bank conducts new cards that center around contactless payment methods, specifically focused on secure and limitless transactions. The trial tests the payment cards using a biometric technology created by Idemia, where the system reads specific fingerprints to enable the payment process. This technology lifts the limit cap to any purchase amount through a contactless tap.

When users receive the card, they must create a record of their own fingerprint to connect to the card. The information is then verified on the card and nowhere else -- ensuring that cardholder's own fingerprint data is not shared with the bank system or retailers. Additionally, the new card can be used in-person, online, and at ATMs.
Trend Themes
1. Contactless Payment Methods - The implementation of fingerprint-activated contactless cards presents an opportunity for businesses to explore and enhance secure and convenient payment options.
2. Biometric Technology - The use of biometric technology in payment cards opens up possibilities for businesses to develop innovative and personalized customer experiences.
3. Enhanced Security Measures - The integration of fingerprint verification in contactless payment cards offers a disruptive innovation opportunity for industries to strengthen the security of financial transactions.
Industry Implications
1. Banking - The banking industry can harness the potential of fingerprint-activated contactless cards to improve payment security and provide seamless transactions for their customers.
2. Retail - The retail industry can leverage fingerprint-activated contactless cards to streamline the checkout process, enhance customer experience, and mitigate fraud risks.
3. Technology - The technology industry can explore the potential of biometric technology in developing advanced payment solutions that prioritize security and convenience.
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