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Money-Requesting Shopping Apps

Clean the Sky - Positive Eco Trends & Breakthroughs

The 'Ok'd' App Lets You Ask Family or Friends to Pay for an Item

— June 7, 2013 — Tech
A shopping app by developers at Paidpiper called 'Ok'd' lets anybody ask family or friends for money to buy something. The app was created in order to enable dependents, such as students, to quickly get money to buy the things that they need. Instead of waiting for days for a money transfer, Ok'd works to cut the process down to a few minutes.

The app works by allowing anybody to send a request to a funder for money. Using the app, the money requester can take a picture of the item. Ok'd then automatically determines what the item is and how much it costs. A request can then be sent to the funder to pay for the item. Upon agreeing, a gift voucher is created for the price of the item and the funder's credit card is charged.
Trend Themes
1. Money-requesting Shopping Apps - The rise of money-requesting shopping apps creates opportunities for facilitating quick and easy peer-to-peer transactions.
2. Dependents' Shopping Empowerment - Apps like Ok'd empower dependents, such as students, by providing a platform to request and receive money for essential purchases.
3. Real-time Fund Transfer - The convenience of real-time fund transfers in apps like Ok'd presents opportunities for disrupting traditional money sending methods.
Industry Implications
1. Mobile Payment - The mobile payment industry can capitalize on the growing demand for money-requesting shopping apps, offering secure and seamless transactions.
2. E-commerce - E-commerce platforms can integrate money-requesting features like Ok'd to enhance the shopping experience and boost customer satisfaction.
3. Financial Technology - Fintech companies can innovate and develop advanced money-requesting shopping apps, optimizing the process and expanding the user base.
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