Ideas
Explore the world's #1 largest database of ideas and innovations, with over 400,000 inspiring examples.
Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 750 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join over 200,000 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
Books
Join 20,000,000+ people getting better and faster with our New York Times Bestselling methods, best innovation books & keynote videos.
Dashboard
Get special access to premium content, topic tracking and customizable tools through our AI-powered Dashboard.
AI
Learn how the Trend Hunter harnesses the power of artificial intelligence.
Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
Overview
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Keynotes & Workshops
Empower your team with the insights and frameworks they need to innovate better and faster.
Custom Research
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Jeremy Gutsche
Ignite your event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Futurists
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
Internships
Grow your professional skillset in an award-winning workplace.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
World Summit
Learn why 97% of people rate it "the best innovation conference ever".
1-Day Innovation Events
Explore our 2019 tour dates and find the best city to inspire your team.
Custom Events
Bring Future Festival to your team or event with our custom programming.
Search our database of over 390,000 cutting edge ideas.

40 Financial Tech Innovations

From Rewarding Mobile Wallets to Customized Lending Services

— October 5, 2015 — Tech
These financial tech innovations range from rewarding mobile wallets to customized lending services that are tailored to diverse income brackets. While getting access to credit or loans can be a difficult feat for those with low credit scores, services like India Lends and Inventure cater to those in emerging markets. While India Lends creates personalized loan offers according to individual incomes, Inventure works like a mobile credit platform that doesn't require an appointment with a financial advisor.

On the mobile wallet front, rewarding platforms like Yoyo Wallet work to collect redeemable points and discounts at a variety or participating businesses -- this particular app earns users points during their daily commute, coffee break and even when having dinner at their favorite restaurant.

Furthermore, other financial tech innovations include text-powered savings programs -- Dyme helps users save up for short-term and long term goals like a wedding or retirement -- and financial analytics services that help brands get a better understanding of their target demographic without sacrificing the privacy and identities of these consumers.
6.8
Score
Popularity
Activity
Freshness
40
Mobile Pension Plans
Mobile Pension Plans
EPFO's Newly Released Mobile App Provides Phone-Accessible Benefits
<
39
Financial Analytics Browsers
Financial Analytics Browsers
Trulioo Offers Large Scale Customer Data Exchanges in Real Time
<
38
Retirement Planning Apps
Retirement Planning Apps
The Free 'Mint App' Helps Keep Track of Finances to Plan for Retirement
<
37
Text-Powered Savings Platforms
Text-Powered Savings Platforms
Dyme Helps Users Save Up for Long and Short-Term Goals
<
36
Mobile Credit Platforms
Mobile Credit Platforms
Inventure Offers Instant Credit to Those in Emerging Markets
<
35
Groundbreaking Mobile Wallets
Groundbreaking Mobile Wallets
Samsung Pay Technology Brings Mobile Payment to Every Store
<
34
Financial Advisor Apps
Financial Advisor Apps
'Even' is a Virtual Financial Manager for Stressless Money Management
<
33
Customized Lending Services
Customized Lending Services
India Lends Tailors Loans to Consumers' Individual Needs
<
32
Eyeprint-Based Banking Services
Eyeprint-Based Banking Services
This Online Bank Allows Users to Log in with an Eye Scan
<
31
Income-Balancing Apps
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
<
30
Voice-Protected Banking Services
Voice-Protected Banking Services
The Voice Biometric System Lets Consumers Use Verbal Passwords
<
29
Peer-to-Peer Payment Services
Peer-to-Peer Payment Services
PayPal.Me Allows Consumers to Transfer Payments Between One Another
<
28
Asset Management Apps
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
<
27
Financial Tech Accelerators
Financial Tech Accelerators
This Acceleration Program is Designed to Boost Startup Growth
<
26
App-Based Payment Services
App-Based Payment Services
This App Allows Customers Pay for Food with Their Mobile Device
<
25
Palm Print Payment Services
Palm Print Payment Services
This Online Banking Platform Uses Palm Vein Biometric Technology
<
24
Kid-Friendly Finance Platforms
Kid-Friendly Finance Platforms
'Rich Kid Smart Kid' Teaches Youth About Money Management
<
23
Micro-Lending Apps
Micro-Lending Apps
This App Helps People Establish a Credit Score Based on Their Mobile Activity
<
22
Money-Sharing Services
Money-Sharing Services
'Paypal.me' is a Convenient Peer-to-Peer Payment Service
<
21
Gamified Payment Apps
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
<
20
Personalized Financial Services
Personalized Financial Services
This Website Offers Free Credit Scores and Finance Recommendations
<
19
Short-Term Startup Accelerators
Short-Term Startup Accelerators
This Program Helps Startups in the Financial Tech Industry
<
18
Smartphone Payment Apps
Smartphone Payment Apps
Google's Android Pay Boasts 'Tap to Pay' Capabilities
<
17
Wireless Payment Solutions
Wireless Payment Solutions
The Paypal Here Mobile Card Reader is Getting a Tap-to-Pay Update
<
16
Rewarding Mobile Wallets
Rewarding Mobile Wallets
Yoyo Wallet Collects Coupons During Mobile Payment Sessions
<
15
Crowdfunded Loan Guarantees
Crowdfunded Loan Guarantees
Vouch Offers Better Loan Rates to Customers Whose Friends Sponsor Them
<
14
Exclusively Online Banks
Exclusively Online Banks
This UK Bank Will Operate Almost Entirely as a Mobile Banking App
<
13
Inexpensive Stock Trading Apps
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
<
12
Wearable Finance Apps
Wearable Finance Apps
The Moven Smartwatch App Uses Behavioral Tricks to Reign In Your Spending
<
11
P2P Lending Platforms
P2P Lending Platforms
The Ledge App Allows Users to Lend Money to One Another for Different Causes
<
10
Kids Financial Literacy Games
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
<
9
Mobile Banking Ventures
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
<
8
Interactive Money-Saving Tools
Interactive Money-Saving Tools
This Customized Software Helps Users Save Money for Retirement
<
7
Biometric Credit Cards
Biometric Credit Cards
This New Credit Card Uses Facial Recognition Technology to Prevent Fraud
<
6
Financial Innovation Hubs
Financial Innovation Hubs
CIBC is Partnering with MaRS to Launch a Corporate Innovation Space
<
5
Social Media-Based Banking
Social Media-Based Banking
Fidor Bank Sets Its Interest Rates Based On Facebook Likes
<
4
Gamified Money-Saving Apps
Gamified Money-Saving Apps
This App Teaches Young Children About Financial Literacy
<
3
Money-Saving Apps
Money-Saving Apps
TD Bank's Partnership With Moven is Resulting In a Behavior-Changing TD App
<
2
Child Banking Services
Child Banking Services
Osper Allows Parents to Empower Children with a Sense of Financial Freedom
<
1
Piggy Bank Apps
Piggy Bank Apps
Clever Kash is a Digital Piggy Bank That Lets Children Experience Tangible Wealth
<