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40 Financial Tech Innovations

From Rewarding Mobile Wallets to Customized Lending Services

— October 5, 2015 — Tech
These financial tech innovations range from rewarding mobile wallets to customized lending services that are tailored to diverse income brackets. While getting access to credit or loans can be a difficult feat for those with low credit scores, services like India Lends and Inventure cater to those in emerging markets. While India Lends creates personalized loan offers according to individual incomes, Inventure works like a mobile credit platform that doesn't require an appointment with a financial advisor.

On the mobile wallet front, rewarding platforms like Yoyo Wallet work to collect redeemable points and discounts at a variety or participating businesses -- this particular app earns users points during their daily commute, coffee break and even when having dinner at their favorite restaurant.

Furthermore, other financial tech innovations include text-powered savings programs -- Dyme helps users save up for short-term and long term goals like a wedding or retirement -- and financial analytics services that help brands get a better understanding of their target demographic without sacrificing the privacy and identities of these consumers.
6.6
Score
Popularity
Activity
Freshness
40
Mobile Pension Plans
Mobile Pension Plans
EPFO's Newly Released Mobile App Provides Phone-Accessible Benefits
<
39
Financial Analytics Browsers
Financial Analytics Browsers
Trulioo Offers Large Scale Customer Data Exchanges in Real Time
<
38
Retirement Planning Apps
Retirement Planning Apps
The Free 'Mint App' Helps Keep Track of Finances to Plan for Retirement
<
37
Mobile Credit Platforms
Mobile Credit Platforms
Inventure Offers Instant Credit to Those in Emerging Markets
<
36
Text-Powered Savings Platforms
Text-Powered Savings Platforms
Dyme Helps Users Save Up for Long and Short-Term Goals
<
35
Groundbreaking Mobile Wallets
Groundbreaking Mobile Wallets
Samsung Pay Technology Brings Mobile Payment to Every Store
<
34
Financial Advisor Apps
Financial Advisor Apps
'Even' is a Virtual Financial Manager for Stressless Money Management
<
33
Eyeprint-Based Banking Services
Eyeprint-Based Banking Services
This Online Bank Allows Users to Log in with an Eye Scan
<
32
Customized Lending Services
Customized Lending Services
India Lends Tailors Loans to Consumers' Individual Needs
<
31
Income-Balancing Apps
Income-Balancing Apps
The 'Even' App is Designed for Users Who Have an Irregular Income
<
30
Voice-Protected Banking Services
Voice-Protected Banking Services
The Voice Biometric System Lets Consumers Use Verbal Passwords
<
29
Asset Management Apps
Asset Management Apps
This Platform Offers Private Banking Experience for Ordinary Investors
<
28
Financial Tech Accelerators
Financial Tech Accelerators
This Acceleration Program is Designed to Boost Startup Growth
<
27
App-Based Payment Services
App-Based Payment Services
This App Allows Customers Pay for Food with Their Mobile Device
<
26
Micro-Lending Apps
Micro-Lending Apps
This App Helps People Establish a Credit Score Based on Their Mobile Activity
<
25
Peer-to-Peer Payment Services
Peer-to-Peer Payment Services
PayPal.Me Allows Consumers to Transfer Payments Between One Another
<
24
Money-Sharing Services
Money-Sharing Services
'Paypal.me' is a Convenient Peer-to-Peer Payment Service
<
23
Personalized Financial Services
Personalized Financial Services
This Website Offers Free Credit Scores and Finance Recommendations
<
22
Gamified Payment Apps
Gamified Payment Apps
This App Changes the Concept of Collections by Educating Consumers
<
21
Short-Term Startup Accelerators
Short-Term Startup Accelerators
This Program Helps Startups in the Financial Tech Industry
<
20
Palm Print Payment Services
Palm Print Payment Services
This Online Banking Platform Uses Palm Vein Biometric Technology
<
19
Kid-Friendly Finance Platforms
Kid-Friendly Finance Platforms
'Rich Kid Smart Kid' Teaches Youth About Money Management
<
18
Smartphone Payment Apps
Smartphone Payment Apps
Google's Android Pay Boasts 'Tap to Pay' Capabilities
<
17
Crowdfunded Loan Guarantees
Crowdfunded Loan Guarantees
Vouch Offers Better Loan Rates to Customers Whose Friends Sponsor Them
<
16
Exclusively Online Banks
Exclusively Online Banks
This UK Bank Will Operate Almost Entirely as a Mobile Banking App
<
15
Wireless Payment Solutions
Wireless Payment Solutions
The Paypal Here Mobile Card Reader is Getting a Tap-to-Pay Update
<
14
Wearable Finance Apps
Wearable Finance Apps
The Moven Smartwatch App Uses Behavioral Tricks to Reign In Your Spending
<
13
Rewarding Mobile Wallets
Rewarding Mobile Wallets
Yoyo Wallet Collects Coupons During Mobile Payment Sessions
<
12
P2P Lending Platforms
P2P Lending Platforms
The Ledge App Allows Users to Lend Money to One Another for Different Causes
<
11
Inexpensive Stock Trading Apps
Inexpensive Stock Trading Apps
This App Facilitates Free Stock Trading Using Real-Time Market Data
<
10
Interactive Money-Saving Tools
Interactive Money-Saving Tools
This Customized Software Helps Users Save Money for Retirement
<
9
Biometric Credit Cards
Biometric Credit Cards
This New Credit Card Uses Facial Recognition Technology to Prevent Fraud
<
8
Mobile Banking Ventures
Mobile Banking Ventures
ZenBenx is an Innovative New Service Perfect for Roaming Millennials
<
7
Financial Innovation Hubs
Financial Innovation Hubs
CIBC is Partnering with MaRS to Launch a Corporate Innovation Space
<
6
Social Media-Based Banking
Social Media-Based Banking
Fidor Bank Sets Its Interest Rates Based On Facebook Likes
<
5
Kids Financial Literacy Games
Kids Financial Literacy Games
'Learning Money with Leo' by RBC Aims to Educate Kids on Money
<
4
Gamified Money-Saving Apps
Gamified Money-Saving Apps
This App Teaches Young Children About Financial Literacy
<
3
Money-Saving Apps
Money-Saving Apps
TD Bank's Partnership With Moven is Resulting In a Behavior-Changing TD App
<
2
Child Banking Services
Child Banking Services
Osper Allows Parents to Empower Children with a Sense of Financial Freedom
<
1
Piggy Bank Apps
Piggy Bank Apps
Clever Kash is a Digital Piggy Bank That Lets Children Experience Tangible Wealth
<