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Kid-Friendly Finance Platforms

'Rich Kid Smart Kid' Teaches Youth About Money Management

— September 24, 2015 — Life-Stages
'Rich Kid Smart Kid' is a finance-focused website that is designed for young children. While money management may seem like an adult topic of discussion, more and more millennial parents are teaching their kids about financial responsibility at a young age.

Parents' experiences with a recent economic crisis as well as with their own debt management struggles have lead many to open savings accounts for young kids before they are even old enough to understand the value of money.

The 'Rich Kid Smart Kid' web platform works in a similar way and offers interactive games and activities that help kids understand the importance of saving for their future. While more simplified than adult banking features, these games prepare young generations for what lies ahead.
Trend Themes
1. Youth Finance Education - There is an opportunity to create more interactive and engaging financial education platforms for the younger demographic.
2. Early Savings Habits - Developing a habit of saving at an early age can set kids up for long-term financial success, and there is a market for companies to assist with this process.
3. Gamification of Finances - There is potential to use gamification to make financial literacy more accessible and appealing to children and young adults.
Industry Implications
1. Education - The education industry can create more extensive financial literacy programs for children and young adults.
2. Banking - Banks can explore creating youth savings and checking accounts with age-appropriate features and educational resources.
3. Fintech - FinTech companies can develop platforms that focus on gamifying financial education for children and young adults.
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