With the majority of consumers now using their smartphone to carry out a number of daily tasks, app-enabled payment systems have become a quick and convenient way to speed up the process of paying for different services. Now companies are experimenting with different ways to use these platforms in order to improve the digital payment experience.
One of the most interesting innovations in app-enabled payment systems is the move towards touch-free services. For example, SnapScan is a South African service that allows users to pay with Bluetooth instead of scanning a code. Another example is the new McDonald's app that uses iBeacon technology to speed up the payment process at the drive-thru.
In addition to hands-free payments, app-enabled payment platforms have also evolved to facilitate bill-splitting. This is particularly important for restaurants and taxi companies, as they often face the task of collecting multiple payments. Some examples of app's that facilitate bill-slitting include Uber's new Family Profiles feature, Flypay's mobile payment app and Tabio's bar tab platform.
28 App-Enabled Payment Systems
28
Payment-Enabling Rewards Systems
Pay with Rewards is a Digital Innovation for MasterCard Holders
27
Loyalty Payment Apps
The Chase Pay App Lets You Take Advantage of Loyalty Programs
26
Rent Payment Portals
RentPayment Lets You Pay Your Rent Online and On Time
25
Crossover Wallet Apps
Starbucks' Mobile Payment May Soon Let You Make Other Purchases with Its App
24
Prepaid Coffee Plans
DripApp Saves Caffeine Addicts Money While Supporting Local Businesses
23
Mobile Restaurant Payments
TouchBistro is Bringing Apple Pay Solutions to Restaurants
22
Selfie Payment Systems
MasterCard's New 'Selfie Pay' Lets People Use Photos to Authorize Payments
21
Mobile Parking Meter Payments
This City Now Accepts Smartphone Parking Payments
20
Smartphone Payment Apps
Google's Android Pay Boasts 'Tap to Pay' Capabilities
19
No-Hands Payment Services
Google's Hands Free Payment Lets You Pay Without Tapping a Card
18
Drive-Thru Payment Platforms
This Chain Uses Beacons to Facilitate Mobile Payment at Drive-Thrus
17
Cashless Drink Payments
This App Provides a Seamless Way for Consumers to Purchase a Drink
16
Wearable Coffee Payments
Wearbucks is a Wearable Way to Pay for Coffee at Starbucks
15
Restaurant Loyalty Apps
Velocity Lets Patrons Pay for Restaurant Meals & Earn Rewards on a Phone
14
Mobile Payment Beacons
South Africa's SnapScan Service is Offered by Over 40 Merchants
13
Bar Tab Payment Apps
The Soon-To-Be-Launched Tabio App is a Nightlife Smartphone Solution
12
Airport Transit Payment Apps
Torontonians Will Be Able to Pay for the Union Pearson Express By App
11
App-Based Payment Services
This App Allows Customers Pay for Food with Their Mobile Device
10
Mobile Food Payment Services
The OpenTable App Now Offers Wireless Payment for Android Users
9
Telecom Payment Apps
Suretap is a Payment Tool That is Backed by Major Media Channels
8
Store-Specific Payment Platforms
The Walmart Pay App Allows Customers to Purchase Goods In-Store
7
Text Message Payments
The New Google Wallet App Lets You Pay By Texting
6
NFC Food Payments
Flypay Uses an App and a NFC/QR Sticker to Simplify Restaurant Payments
5
Rewarding Mobile Wallets
Yoyo Wallet Collects Coupons During Mobile Payment Sessions
4
Convenient Coffee Payment Apps
Tim Hortons' Timmy Me App Now Lets You Pay with Your Smartphone
3
Streamlined Payment Apps
The New PayPal App Features An Elegant Interface and Color Scheme
2
Purchase-Approving Apps
The Thumzap Payment Button Lets Parents Approve Teen Spending Online
1
Multiperson Rideshare Payment Plans
The New Family Profiles Feature from Uber Simplifies Payments
Related Ideas
Credit-Consolidating Finance Apps
The 'StellarFi' App Pays Your Bills & Boosts Your Credit
Discount Retailer Mobile Apps
Family Dollar Debuted a New Mobile Shopping App for Customers
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Digital Rewards-Integrated Cards
TranzactCard Introduces the eZ-Power Card to its Fintech Platform
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Text-to-Shop Retail Services
Walmart Text to Shop Makes it Easier Than Ever to Shop
AI-Enhanced Grocery Apps
Instacart Unveiled a Suite of AI Features Coming to its Mobile App
Wireless E-Bike Charging Systems
MobiDock Launched a Charging Ecosystem for Bikes and Scooters
Flexible Mobile Bank Payments
Wallet Express Was Created by Samsung and Mastercard
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Peformance-Enhancing Taxi Apps
Ajman Transport Authority Debuts a 'Cabby' Application for Taxis
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Efficient Business Payments
Xero Debuted Two New Integrations for Business Payments
Consolidated Automotive Apps
The 'Fisker' App Caters to Every Aspect Of the Customer Experience
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Integrated Payment Applications
MoneyCollect's New Payment Gateway Enhances the User Experience
Small Business Point-of-Sale Terminals
GoCCaddy Introduces Its Smart Terminal Flex
Parent-Connected Teen Shopping Apps
Hollister's Debuts New 'Share2Pay' For Teen Shoppers
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
Voice-Based AI QSR Services
Valyant AI and Paerpay Tansform Drive-thru Experience with AI
In-Car Fuel Payments
Mercedes pay+ Uses a Fingerprint Scanner to Pay with Mastercard
AI-Enabled Delivery Chatbots
Uber Eats Launches an AI Chatbot to Help Improve User Experiences
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Scannable NFC Business Cards
The OVOU Smart Business Card Sends Users to a Custom Link
Self-Ordering Table Systems
GoTab Launches the Self-Ordering Kiosks for Table Service Businesses
Early-Access Shopping Apps
The J.Crew App Provides Users Access to Sales 48 Hours in Advance
Simple B2B Payment Apps
Hopscotch Enables "Instant, Fee-free Payments for Small Businesses"
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Aggregated On-Demand Service Apps
The 'finish'd' App Combines a Range of Services into One Spot
Omnichannel Grocery Technologies
Instacart Launches the New Omnichannel Solutions for Grocers
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Contactless Car Wash Subscriptions
The 'FastLane' Subscription Can Be Accessed Through a Handy App
Interactive Digital Menus
Tabmeal Empowers Restaurants to Revolutionize the Way Guests Order
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Rewarding App-Based Games
Pick n Pay Introduces the New 'Smart Hopper' Game for Shoppers
Secure Payment Partnerships
Verve Unites with Moniepoint to Debut the Moniepoint Verve Debit Card
Feature-Rich Airport Apps
The 'byAir' App Offers Indoor Maps, Transport Options and More
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Chat App E-Commerce Integrations
'Charles' Seamlessly Blends Chat Services with Online Retailers
Influencer Search Apps
Mavn Connects Influencers with Their Favorite Brands for Paid Opportunities
Communication App Shopping Experiences
WhatsApp Flows Allow for In-App Booking and Shopping
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Multi-Use Non-Payment Wallets
Google Wallet India Unveils an Expansion for Non-Payment Services
Grocery Payment Palm Scanners
Amazon Expands Palm-Reading Payment Solution 'Amazon One'
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Mobile Game Payment Partnerships
NetEase is Partnering with Checkout.com on Game Payment Solutions
Digital Loyalty Customer Cards
Passkit Makes Loyalty Cards for Apple and Google Wallet
Virtual Avatar Workers
The Bite Ninja Platform Allows Retailers to Outsource Cashier Work Online
Affordable Payment Acceptance Devices
Pine Labs Launches the 'Mini' QR Device with Card Acceptance
Rejuvenated Fuel Loyalty Apps
The 'Gulf Pay' Program Offers Savings to New & Returning Customers
Text Messenger Checkout Applications
'Postscript' Uses Text-To-Buy to Improve Customer Retention
Palm-Enabled Contactless Payments
Amazon is Using Artificial Intelligence to Read Customer's Palms
Youth-Catered Transportation Apps
Uber Introduces Teen Accounts in the Latest Update
Text-Based Shopping Features
Walmart Unveils a New Shopping by Text Feature for Mobile Shoppers
Freelance Payment Platforms
Revolt Launches New Finance App Dedicated to Self-Employed Workers
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Expanded Food Delivery Apps
Instacart Partners with Uber Eats to Expand its Delivery Services
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
AI-Powered Receipt Management Apps
The 'Receipty' App Automates Bookkeeping to Ensure Thoroughness
Cost-Effective POS Systems
The SOUNDPAYMENTS Sound POS Works in Any Retail Space
Inclusive Smartphone Prototype Apps
Researchers Develop the OneButtonPIN on the Side of a Phone
Vehicle-Focused App Updates
Tesla Launches a Powerful New Update for its Mobile App
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
E-Commerce Billing Features
Shopify Unveils the 'Shopify Bill Pay' Solution for Merchant Expenses
Accessible Payment Cards
Mastercard's Touch Cards Have Notches to Aid the Visually Impaired
Guest Experience Hotel Apps
OpenKey Launches a Brand-New Guest Experience App for Hotels
UAE-Based Digital Wallets
UAE’s Mbank Collaborates with Dgpays for Digital Wallet Offering
Unified Payments Platforms
Payload and J.P Morgan Partner to Launch an All-in-One Payment Solution
iOS-Influenced Travel Apps
Uber’s Redesigned App Uses the Latest iPhone Features on iOS 16
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
Healthcare Payment Platforms
OneBill Partners with Healthcare Providers on Payment Solutions
AI Navigation Upgrades
Tmap Mobility Launches an AI-Powered Revamp for its Navigation App
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Updated Map-Navigation Apps
The Waze App is Implementing a Slew of New Updated Features
Shareable Purchase Features
Fashion Retailer Hollister Has Launched Its New Share2Pay Option
App-Powered Checkout Stores
MAPCO Opened its First Checkout-Free Convenience Store
Location-Based QSR Technology
Chipotle is Integrating Location-Based Technology Into its App
NFC-Enabled Business Cards
The Mobilo Smart Business Card Works with Any Smartphone
Airport-Navigation App Updates
The Latest Uber Updates Make Planning Travel More Streamlined
Crypto-Focused Payment Integrations
ConsenSys' MetaMask Integrates PayPal for Easier Crypto Buying
Amusement Park QR Readers
Intercard Launches the New Digital Kiosks with QR Code Readers
Home Decor Apps
Pottery Barn Kids and Pottery Barn Teen Launch Mobile Apps for E-Commerce Sales
Convenient Palm Payment Expansions
Amazon One Payments are Coming to Whole Foods Markets
Indian Dining Payments
Amazon India is Launching Dine-In Payments Using Amazon Pay
Intelligent Car Wash Terminals
The OPW SmartStart Pro Payment Terminal is ICS WashConnect-Powered
Subscription Service Management Platforms
The 'Subly' Platform Keeps Information in One Spot
Contactless Merchant Payments
Paypal and Venmo Now Support Apple’s Tap to Pay Contactless Payments
Seamless Automotive Shopping Apps
Awin Group of Dealerships Launches Mobile App to Enhance CX
Custom-Made Loyalty Apps
The TXB Loyalty App Turns Points into Cash for Use on Anything in Store
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Curated Flight Deal Apps
The Going App Offers Expert and Personalized Travel Deals
Tip-Enabling App Features
Zomato is Launching a New Feature that Lets Customers Tip Kitchen Staff
Money-Saving Grocery Apps
Schnuck Markets and Upside Launch a Co-Branded App for Rewards
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Digital Wellness-Promoting Apps
AARP Now is a Convenient Membership App for AARP Cardholders
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
West African Super Apps
'ShaQ Express' has Evolved from Logistics to a Super App in a Few Years
Aggregated EV Charging Apps
Stellantis Turns its EV Charging Technology into a Unified Business
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Efficient Bill-Splitting Apps
SimplySplit Offers a Hassle-Free Bill-Splitting Experience
Revamped Grocery Loyalty Apps
Tesco Unveils the New and Improved Digital Clubcard and Grocery App
Global P2P Transfer Services
Eco Inc Unveils Beam, a P2P Crypto Transfer Service
Mobile Convenience Apps
Kum & Go Unveils its New Mobile Shopping Platform and Rewards Program
Venue-Specific Parking Solutions
Century II Adds ParkMobile's Digital Payment System to its Lots
Tip Payout Systems
Fourth Expands Its Wage Access with a New Tip Pay Out System for Employees
Minimalist Money Management Spreadsheets
The Expense App Let's you Upload Receipts and Documents
Streamlined Vehicle Rental Apps
The 'Nexus Connect' App Uses Text Recognition & Cloud Connectivity
Grocery Delivery Payment Updates
DoorDash Now Accepts SNAP/EBT Online Payments
Accessible Ride App Safety-Tools
Uber is Altering its App for The Safety Tools in One Place
Personalized Payment Requests
FreedomPay and Prommt Unite to Deliver Secure Personalized Payments
Digital Income Tax Payments
PhonePe Launches a New Income Tax Payment Feature for its Customers
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
Anti-Skimming Gas Pump Platforms
The Relay Payments Platform is Arriving at Pilot Travel Locations
QSR Rewards Interfaces
California Pizza Kitchen Launches an Updated Mobile App and Perks
Phone-Based User-Targeted Campaigns
PlugSMS Helps Users Launch Campaigns From Their Phones
Business E-Money Services
Greengage Debuts a E-Money Service for Businesses to Handle Money Easily
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Shopping Rewards Programs
PayPal Debuts a New Rewards Program That Integrates Honey Discounts
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Comprehensive Restaurant Overview Apps
Toast Debuts a Digital App to Manage Restaurant Operations
Link-Enabled Payout Solutions
Vyne Launches a No-Code Verified Payouts Solution
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Community Social Apps
Beezle Social Keeps Users Informed Connected with Their Neighbors
Virtual Supplier Spending Cards
ConnexPay Launches the ConnexPay Flex Variable-Rate Virtual Card
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Streamlined Financial Management Platforms
Ayden Simplifies Payments, Data, and Fraud Detection
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction