Ideas
Explore the world's #1 largest database of ideas and innovations, with 457,765 inspiring examples.
Trend Reports
Discover why 1,231 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 321,886 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Consumer Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 1,231 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join 321,886 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Trend Reports
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Articles & Magazine
Get inspired with our 4,203 innovation strategy articles, keynote, videos and innovation tools.
Innovation Awards
Trend Hunter’s Innovation Strategy Awards recognize the best innovation tactics gathered from our interviews with some of the world's most notable business leaders, authors and change makers.
Advisory & Services
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Innovation Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
FuturistU
Prepare for the years ahead with 100+ lessons, tactics, tools and frameworks with our full learning database.
Innovation Books
Join 20,000,000 people getting better and faster with our New York Times Bestselling books and keynote videos.
Jeremy Gutsche
Ignite your event or virtual event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Speakers & Virtual Presenters
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Custom Masterclasses
Join the world's leading brands who leverage our custom programs to accelerate innovation.
FuturistU 5-Day Program
Become a Futurist with our immersive 5-Day program at Future Festival World Summit.
Online eLearning
Learn the fundamentals of futurism and trends with 100+ online courses about innovation.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
Follow-Us
Join our 3,500,000 social media followers, on the cutting edge.
How to Hunt
Learn more about how to hunt megatrends, ideas, patterns and opportunity.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
Innovation Events
Join the world's top innovators at our in person events.
Free Webinars
Learn to innovate through chaos, navigate the new normal and maintain work culture from home.
Custom Training & Events
Bring the Future Festival experience directly to your team or co-hosted custom event.
Search our database of 457,765 cutting edge ideas.

Budget-Focused Financial Software

YNAB Teaches Users how To Better Manage Money Flow and Saving

— August 23, 2019 — Tech
YNAB is an online software and acronym for 'You Need A Budget,' created for the sole purpose of the namesake -- it helps users better manage their finances. It gives them complete control of their money and encourages habits that help them save money as well.

YNAB understands that budgeting is not a restrictive approach, instead, it is just a smarter way of spending and money flow. It created a four rule step that is proven to succeed, helping users successfully budget their money. Notably, it also features a function that helps partners better finance together, sharing real-time information with one another through different devices. To ensure that users are on the right track of their spending and budgeting goals, there is a status to set and reach goals to push for improvement every time.
Trend Themes
1. Smart Money Management - Disruptive innovation opportunity: Develop an AI-powered financial software that uses machine learning algorithms to provide personalized money management strategies.
2. Collaborative Budgeting - Disruptive innovation opportunity: Create a platform that enables couples or families to collaborate on budgeting and share financial information in real-time.
3. Goal-oriented Saving - Disruptive innovation opportunity: Design a mobile app that uses gamification and rewards systems to motivate users to achieve their financial goals and save more effectively.
Industry Implications
1. Personal Finance Software - Disruptive innovation opportunity: Develop a cloud-based personal finance software that integrates with various online banking platforms to provide users with real-time insights and automated budgeting features.
2. Fintech - Disruptive innovation opportunity: Create a fintech platform that uses advanced analytics and AI to offer personalized financial planning and investment advice based on users' spending patterns and savings goals.
3. Gamification - Disruptive innovation opportunity: Develop a gamification platform that combines financial education with entertainment to make budgeting and saving money more engaging and appealing to a wider audience.
1.6
Score
Popularity
Activity
Freshness