Ideas
Explore the world's #1 largest database of ideas and innovations, with over 400,000 inspiring examples.
Insights
Uncover major shifts and emerging opportunities with our exclusive PRO research.
Trend Reports
Discover why 750 brands rely on our AI-powered Trend Reports to get better, faster insights.
Newsletter
Join over 200,000 subscribers who rely on our weekly newsletter to keep up with need-to-know trends and insights.
Books
Join 20,000,000+ people getting better and faster with our New York Times Bestselling methods, best innovation books & keynote videos.
Dashboard
Get special access to premium content, topic tracking and customizable tools through our AI-powered Dashboard.
AI
Learn how the Trend Hunter harnesses the power of artificial intelligence.
Assessment
Enhance your innovation potential with a deeper understanding of your unique innovation archetype and how your organization benchmarks.
Overview
Accelerate innovation and ignite disruptive thinking with our award-winning programs and research.
Keynotes & Workshops
Empower your team with the insights and frameworks they need to innovate better and faster.
Custom Research
Get fast, customized trend reports, presentations and deep dives 20x faster than traditional research.
Plans
Get started today with a free consultation, our self-serve tools, or a dedicated program.
Jeremy Gutsche
Ignite your event with our CEO, a NY Times Bestselling Author and one of the top innovation keynote speakers.
Our Team of Futurists
Inspire your group with our most popular speakers on innovation, trends, change and futurism.
Contact
Get in touch to learn more, ask a question or submit a tip.
About Us
Learn more about Trend Hunter and how we accelerate innovation.
FAQ
Get answers to common questions about Trend Hunter.
Community
Stay on the cutting-edge with the help of the Trend Hunter community.
Team
Meet the team trusted by hundreds of leading businesses worldwide.
Jobs
Find opportunities to accelerate your career with the #1 Trend Firm.
Internships
Grow your professional skillset in an award-winning workplace.
News
Catch up on noteworthy Trend Hunter news and media mentions.
Join
Build a portfolio and put your trend-spotting abilities to the test.
Advertising
Supercharge your marketing by partnering with Trend Hunter.
Portfolio
Visit your public portfolio and browse your past articles.
Add a Trend
Write up an article and showcase your trend-spotting skills.
My Trends
Edit your articles and see how they stack up on the leaderboards.
Settings
Edit your profile, connect your social media accounts, and more.
Add a trend, customize your dashboard, or track topics.
Future Festival
World Summit
Learn why 97% of people rate it "the best innovation conference ever".
1-Day Innovation Events
Explore our 2019 tour dates and find the best city to inspire your team.
Custom Events
Host a custom innovation conference in your city that will inform and inspire.
Custom Training
Bring the Future Festival experience directly to your team with custom training packages.
Search our database of over 390,000 cutting edge ideas.

18 Personalized Insurance Plans

From Wellness Rewards Programs to Biometric Insurance Plans

— March 2, 2016 — Autos
Rather than addressing consumer needs with a one-size-fits-all approach, many providers are creating personalized insurance plans that are flexible enough to accommodate anyone's needs.

Some great examples of this include State Farm using biometric data to create cusom car insurance rates, health insurance companies using wearables to help consumers claim discounts and platforms where users can pick and choose to receive exactly the right amount of coverage for their needs and budget.

Targeting Millennial consumers, ExactCare offers a lot of flexibility in the way that its users can communicate with agents. Beyond simply encouraging its customers to get in touch by phone or email, ExactCare also helps people to inquire about insurance plans via texts or tweets.
5.2
Score
Popularity
Activity
Freshness
20
Analytical Insurance Platforms
Analytical Insurance Platforms
ValChoice Uses Analytic Rankings to Help Consumers Find Insurance
<
19
Accessible Insurance Services
Accessible Insurance Services
EasyInsure Customizes Coverage to Fit Diverse Income Brackets
<
18
Professional Freelancer Insurance Services
Professional Freelancer Insurance Services
'Jack' Offers Business Insurance for Creatives
<
17
Rideshare Insurance Plans
Rideshare Insurance Plans
This Insurance Package Gives Illinois Rideshare Drivers Peace of Mind
<
16
Protective Mobile Insurance
Protective Mobile Insurance
AT&T's Open Enrollment Gives Existing Phone Owners Access to $8 Plans
<
15
Incentivized Insurance Wearables
Incentivized Insurance Wearables
UnitedHealthcare Motion Encourages Action and Healthy Living
<
14
Web-Based Health Insurance Plans
Web-Based Health Insurance Plans
The Ontario Blue Cross Offers an All-Encompassing Online Service
<
13
Solar Panel Insurance Plans
Solar Panel Insurance Plans
This Warranty Insurance Package Covers Solar Photovoltaic Modules
<
12
Health Insurance-Analyzing Platforms
Health Insurance-Analyzing Platforms
Collective Health Offers a Way to Manage Healthcare Plans
<
11
Benefits Management Apps
Benefits Management Apps
The Morneau Shepell Mobile App Lets Employees View Benefit Plans
<
10
Anti-Theft Vehicle Apps
Anti-Theft Vehicle Apps
Crime Stoppers' My Wheels Warns Drivers in Areas Where Theft is Prevalent
<
9
Wellness Rewards Programs
Wellness Rewards Programs
HumanaVitality Provides Incentives for Staying Healthy and Active
<
8
Car Insurance-Lowering Devices
Car Insurance-Lowering Devices
The 'OOCar' Program Could Love Insurance Rates by 40%
<
7
Intuitive Healthcare Platforms
Intuitive Healthcare Platforms
Castlight Health Helps Companies Use Big Data for Employee Health
<
6
Simplified Travel Insurance Packages
Simplified Travel Insurance Packages
This Travel Insurance Product is Designed for Millennials
<
5
AI Auto Insurance Platforms
AI Auto Insurance Platforms
Insurify Uses Artificial Intelligence to Suggest Coverage Plans
<
4
Profitable Boomer Expositions
Profitable Boomer Expositions
This Event Gives Brands the Chance to Sell to Consumers Over 50
<
3
Millennial-Targeted Insurance Plans
Millennial-Targeted Insurance Plans
Sovereign Offers Life Insurance Plans for Young Consumers
<
2
P2P Car Insurance
P2P Car Insurance
Guevara Lets Groups Share Insurance in Order to Keep Claims Low
<
1
P2P Insurance Start-Ups
P2P Insurance Start-Ups
'Lemonade' is a New Service That Will Operate on a Peer Lending Model
<