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Incentivized Insurance Wearables

UnitedHealthcare Motion Encourages Action and Healthy Living

— March 2, 2016 — Lifestyle
UnitedHealthcare Motion is a new program that's been developed in a collaboration between the UnitedHealth Group and chipmaker Qualcomm. This program is a fusion of wearable technology, telemedicine and health incentives that are meant to get people moving in the right direction about leading healthier lifestyles.

The program makes use of a Trio Tracker in order to help individuals develop a customized wellness program. By walking 10,000 steps, users can earn up to $1.25 daily, or access similar rewards for "intensity" by walking 3,000 steps in just 30 minutes. When employers use this program, participants are eligible to save thousands of dollars each year based on their measured physical activities.

Health insurance companies are not the only ones looking to tie incentives with self-improvement. A number of these twofold insurance plans are popping up from other providers, including car insurance companies that want to reshape driver habits and in the process, contribute to overall road safety.
Trend Themes
1. Incentivized Insurance Wearables - Wearable technology, telemedicine, and health incentives are being fused to encourage people toward healthier lifestyles.
2. Customized Wellness Programs - The use of wearable technology like the Trio Tracker can help individuals develop a personalized wellness program.
3. Twofold Insurance Plans - Companies are looking to tie incentives with self-improvement, including car insurance providers reshaping driver habits to contribute to overall road safety.
Industry Implications
1. Health Insurance - Health insurance providers can incorporate incentivized wearable technology to encourage healthier lifestyles among customers.
2. Telemedicine - Telemedicine services can be incorporated into incentivized wearable technology to provide remote monitoring and medical diagnosis to customers.
3. Auto Insurance - Auto insurance providers can create incentivized programs that encourage safer driving habits and contribute to overall road safety.
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