Those who have bad credit or no credit who are trying to get approved for some kind of loan will be interested in the 'Ellipses' online banking service as a means of doing so without the need for a credit score.
'Ellipses' works with its own custom scoring system that works over time to score users on their habits based on how well they stick to their outlined budget. This makes it possible for 'Ellipses' to approve users for loans without them having to rely on a credit score which can sometimes reflect largely on small mistakes or past issues that have been rectified.
The 'Ellipses' online banking service acts as a great way for those with bad or no credit to get approved with loans. The service also features no fees to further enhance the experience for consumers.