These finance-based innovations will have you thinking about all of the ways that money flows through the global economy. These innovations range in scope, from an impressive sophisticated ATM machine that does not require a bank card, to futuristic banks.

Within these finance-based innovations are many tech developments, like iPad-powered ATMs, and innovations within the field of micro-finance. Finding clever strategies to lend money is definitely necessary considering the current Occupy Wall Street protests, and the calls to bailout students from debt.

Implications - Consumers have become apprehensive about their long term financial well-being as a direct result of the economic downturn. These consumers are looking for products and services that can mollify these feelings. Companies should take this mindset into account and when creating new services.