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Group Money Management Platforms

N26's Shared Spaces Feature Will Streamline Group Finances

— August 26, 2019 — Tech
N26 has launched its new Shared Spaces feature, which could replace a user's joint accounts. The Shared Spaces feature is intended for groups with over 2 people, that require group financial planning. The feature could be used for vacations or shared bills. Shared Spaces can have a maximum of 10 members, with the original creator having admin privileges of a given shared space.

Shared Spaces will be rolled out as a premium feature, users need an N26 account and to pay €9.90 per month to operate a shared space. Free users are able to be added to the platform, however, only two free users per group can be in one Shared Space. The company's CEO, Valentin Staff, has also indicated that in future users could have different cards synced to Shared Spaces.


Image Credit: N26
Trend Themes
1. Group Money Management - Shared Spaces feature can replace joint accounts and streamlines group financial planning.
2. Premium Account Offerings - N26's Shared Spaces feature offered as a premium feature at €9.90/month presents an opportunity for premium account offerings.
3. Group Memberships - Maximum of 10 members in each Shared Space presents an opportunity for group memberships in other industries.
Industry Implications
1. Banking - Shared Spaces feature offered by N26 presents an opportunity for innovation in group money management and financial planning in banking.
2. Fintech - The Shared Spaces feature presented by N26 presents an opportunity for Fintech companies to leverage group financial planning.
3. Travel - The Shared Spaces feature presents an opportunity for travel companies to leverage group financial planning and create new travel packages for groups.
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