Programmable Bank Accounts

This custom bank account platform allows software developers to code their own accounts. Based in Cape Town, South Africa, Root offers programmable bank accounts with full API access so customers can build their own interfaces and control their funds. Root accounts also come with a programmable credit card that "lets you write code that interacts with transactions in real-time." RootCode enables customers to use securely hosted JavaScript code to build new features and add on services to their account.

Powered by Standard Bank South Africa in collaboration with OfferZen, the custom bank account platform demonstrates how fintech is making private banking and finance management more accessible and democratic. Root is also distinguishing itself amongst other financial apps by offering its users such a level of personalization.