These co-branded finance innovations range from paperless loyalty apps to social good currencies that raise funds for impoverished nations. The rising popularity of cryptocurrency platforms and hands-free payment apps makes these examples convenient for tech-savvy millennials.
Today's young consumers are attached to their mobile devices and don't hesitate on using them to make daily tasks more efficient. Standouts include Barclay's Pingit mobile payment service and Alibaba's Alipay Wallet app. While Pingit lets users send money to friends via Twitter, Alipay Wallet is created in partnership with health brand Xiaomi. The platform is compatible with Xiomi's wearable Mi Band device and makes on-the-go payments easy for those who love to stay active.
Other favorites include a convenient, smartwatch payment system by PayPal and Starbucks along with Royal Bank of Canada and MasterCard's joint venture with fitness band manufacturer Nymi.
20 Co-Branded Finance Innovations
20
Smartwatch Payment Systems
A New Payment Method is Being Developed Using Smartwatch Technology
19
Biometric Banking Wristbands
This Wearable Payment Device Uses Your Pulse for Authentification
18
Social Network E-Commerce
The Facebook Payment Feature is Set to Launch
17
Fitness Band Payments
Jawbone and AmEx Have Announced a Partnership Involving a New Device
16
Social Good Currency
UNICEF Promises That Its Unicoin is the 'First Currency Dedicated to Do Good'
15
Paperless Loyalty Apps
Canadian Tire's Loyalty Rewards App Offers a Better Way to Collect Perks
14
Mobile Restaurant Payments
TouchBistro is Bringing Apple Pay Solutions to Restaurants
13
Surprise Pitch Promotions
MasterCard's Surprise Promotion Invites You to Unleash Your Next Idea
12
Touchscreen Credit Cards
The MasterCard Display Card Allows People to Create One-Time Passwords
11
Eco-Friendly Credit Cards
The New 'Sustain:Green' Card Helps to Reduce a User's Carbon Footprint
10
Wearable Banking Devices
The Westpac Bank in New Zealand is Developing an Apple Watch App
9
Banking Fitness Bracelets
Alibaba's Alipay Wallet App Links to Xiaomi's Mi Band for Easy Payments
8
Mobile Payment Beacons
South Africa's SnapScan Service is Offered by Over 40 Merchants
7
E-Payment Platforms
cVita's LiveSite Online Payment System Caters to Small Business Owners
6
Social Banking Apps
Barclay's Pingit App Lets Users Send Money Via Twitter
5
Dancing Digital Payment Commercials
This Weird Ad Announces the Snapchat Snapcash Feature
4
Smartwatch Banking Apps
HDFC's WatchBanking Platform Makes Finance Management Easy
3
Price Adjustment Platforms
The 'Paribus' Plugin Automatically Fetches the Best Price for Consumers
2
Cash-Sending Chat Apps
Snapchat's New Feature, Snapcash, Lets You Send Money to Friends
1
Coffee Cryptocurrency Payments
Starbucks Hong Kong Now Accepts Bitcoin Payments
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Credit-Consolidating Finance Apps
The 'StellarFi' App Pays Your Bills & Boosts Your Credit
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Discount Retailer Mobile Apps
Family Dollar Debuted a New Mobile Shopping App for Customers
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Digital Rewards-Integrated Cards
TranzactCard Introduces the eZ-Power Card to its Fintech Platform
Customer Loyalty Partnerships
tokenproof and adidas Announce a Strategic Long-Term Partnership
Co-Browsing Shopping Platforms
buywith's Next Gen Co-Browsing Patent Helps Customers Shop Together
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Romantic On-Demand Gift Deliveries
Minted and DoorDash Have Partnered for On-Demand Delivery
Gamified Shopping Apps
Yaysay Combines AI-Powered Personalization & Gamification
Flexible Mobile Bank Payments
Wallet Express Was Created by Samsung and Mastercard
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Efficient Business Payments
Xero Debuted Two New Integrations for Business Payments
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Integrated Payment Applications
MoneyCollect's New Payment Gateway Enhances the User Experience
Cartoon-Inspired Metro Payments
Taiwan's EasyCard Now Comes with a Playful Pokéball Keychain
Comprehensive Web3 Super Apps
'MultiversX' is Combining Countless Web3 Services in One App
All-in-One Loyalty Programs
RBC Takes Loyalty to the Next Level with Avion Rewards
Parent-Connected Teen Shopping Apps
Hollister's Debuts New 'Share2Pay' For Teen Shoppers
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
Financial Support Apps
'Cleo' is Helping Gen Z Feel More Confident About Money
In-Car Fuel Payments
Mercedes pay+ Uses a Fingerprint Scanner to Pay with Mastercard
Digital Travel Companions
Allianz Partners Launches the allyz Mobile App for Consumer Travel Needs
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Scannable NFC Business Cards
The OVOU Smart Business Card Sends Users to a Custom Link
Instant Retail Savings Platforms
formi by Patron Points Offers Universal Savings for Shoppers
Simple B2B Payment Apps
Hopscotch Enables "Instant, Fee-free Payments for Small Businesses"
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Young Professional Community Apps
Yuppie Helps Gen Z and Millennials Connect with One Another
Gen Z-Targeting TikTok Tools
American Express & TikTok Launch the '#ShopSmall Accelerator' Program
Reloadable Contactless Keychains
Zara is Replacing Single-Use Gift Cards with Keychains
Blockchain-Based Supply Solutions
Hyundai Partners with IBM on New Supply Chain Financial System
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Authenticity-Verifying Bag Twins
Pinko Launches a Digital Twins Collection for Its Bags
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Digital Banking Metaverses
HSBC Confirms Plans to Debut a Virtual Banking Service in the Metaverse
Secure Payment Partnerships
Verve Unites with Moniepoint to Debut the Moniepoint Verve Debit Card
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Digital Loyalty Customer Cards
Passkit Makes Loyalty Cards for Apple and Google Wallet
Social Messaging Money Transfers
Viber Enters the World of Fintech with 'Payments on Viber'
Credit Card-Backed Crypto Programs
Mastercard Launches 'Crypto Source' For Financial Institutions
Influencer Search Apps
Mavn Connects Influencers with Their Favorite Brands for Paid Opportunities
Jewelry Rewards Initiatives
Mejuri Launches a New App and Loyalty Program Called Mejuri+
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Conscious Retailer eCommerce Initiatives
The Klarna Conscious Brands Collections is Easy to Shop
Financial Firm Travel Apps
Citi Partners with Booking.com and Rocket Travel to Launch Citi Travel
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Wellness Credit Cards
The Ness Credit Card Powered by Mastercard Rewards Healthy Living
Mobile Game Payment Partnerships
NetEase is Partnering with Checkout.com on Game Payment Solutions
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
QR-Equipped Fashion Collections
Nobody's Child Introduces QR Codes for its New Product Line
Affordable Payment Acceptance Devices
Pine Labs Launches the 'Mini' QR Device with Card Acceptance
Rejuvenated Fuel Loyalty Apps
The 'Gulf Pay' Program Offers Savings to New & Returning Customers
Sophisticated Price Comparison Tools
Klarna Announces the Launch of a New Search Tool
Freelance Payment Platforms
Revolt Launches New Finance App Dedicated to Self-Employed Workers
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
Alcohol Cashback Programs
Swiftly's Alcohol Cashback Program Redefines the Rebate Process
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
Employee-Focused Finance Programs
Claro Money Launches a Financial Wellbeing Package for Employees
Crypto Cashback Credit
Bit2me and Mastercard Launch a Debit Card with Crypto Cashback
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Secure Overseas Debit Cards
The Currencies Direct Card is Designed for Overseas Spending
Teen-Targeted Investment Apps
The 'Bloom' App Helps Users to Build Longterm Wealth
Family-Focused Credit Cards
The Greenlight Family Cash MasterCard Helps Families Build Credit
eCommerce Credit Cards
Shopify Credit is a Business Card Exclusively for Merchants
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
E-Commerce Billing Features
Shopify Unveils the 'Shopify Bill Pay' Solution for Merchant Expenses
UAE-Based Digital Wallets
UAE’s Mbank Collaborates with Dgpays for Digital Wallet Offering
Unified Payments Platforms
Payload and J.P Morgan Partner to Launch an All-in-One Payment Solution
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Teen-Targeted Banking Features
Verizon Launches 'Family Money' For Gen Z and Gen Alpha Bankers
Shareable Purchase Features
Fashion Retailer Hollister Has Launched Its New Share2Pay Option
NFC-Enabled Business Cards
The Mobilo Smart Business Card Works with Any Smartphone
Social Digital Nomad Apps
The 'Citizen Remote' App Supports Remote Workers and More
Crypto-Focused Payment Integrations
ConsenSys' MetaMask Integrates PayPal for Easier Crypto Buying
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Eco-Friendly Credit Cards
REI Partners with Capital One to Launch the 'REI Co-op Mastercard'
Home Decor Apps
Pottery Barn Kids and Pottery Barn Teen Launch Mobile Apps for E-Commerce Sales
Web3 Token Additions
Wirex Launches 52 New Tokens for Accessing Web3 Services
Convenient Palm Payment Expansions
Amazon One Payments are Coming to Whole Foods Markets
Contactless Merchant Payments
Paypal and Venmo Now Support Apple’s Tap to Pay Contactless Payments
Gen Z Debit Cards
Venmo is Introducing a Teen Account & Debit Card for Gen Z
Seamless Automotive Shopping Apps
Awin Group of Dealerships Launches Mobile App to Enhance CX
Custom-Made Loyalty Apps
The TXB Loyalty App Turns Points into Cash for Use on Anything in Store
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Money-Saving Grocery Apps
Schnuck Markets and Upside Launch a Co-Branded App for Rewards
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Money Management Subscriptions
Revolut is Set to Launch a New 'Ultra' Subscription Tier
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Teen-Focused Prepaid Cards
Teen and Tween Prepaid Card App Savii Launches in the UAE
Digital Wellness-Promoting Apps
AARP Now is a Convenient Membership App for AARP Cardholders
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Multi-Currency Payment Tools
FinXP Recruits Mastercard to Debut Cross-Border Payment Solutions
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Revamped Grocery Loyalty Apps
Tesco Unveils the New and Improved Digital Clubcard and Grocery App
Account Aggregation Micro-Apps
PhonePe Launches the New Account Aggregator Service for Clients
Customizable Credit Rewards
ila Bank Launches a Credit Card Rewards Program for Clients
Global P2P Transfer Services
Eco Inc Unveils Beam, a P2P Crypto Transfer Service
Mobile Convenience Apps
Kum & Go Unveils its New Mobile Shopping Platform and Rewards Program
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Cash-Gifting Greeting Cards
Hallmark + Venmo Cards Simultaneously Share Heartfelt Messages & Money
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Personalized Payment Requests
FreedomPay and Prommt Unite to Deliver Secure Personalized Payments
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
Dual-Branded Travel Cards
British Airways and Qatar Airways Will Launch a Credit Card in India
Business E-Money Services
Greengage Debuts a E-Money Service for Businesses to Handle Money Easily
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Shopping Rewards Programs
PayPal Debuts a New Rewards Program That Integrates Honey Discounts
Prepaid Latam-Focused Cards
Binance Launches a Prepaid Mastercard for Colombian Residents
High-Interest Tech Savings Accounts
The Apple Card Savings Account Offers Instant Access to Yields
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Virtual Supplier Spending Cards
ConnexPay Launches the ConnexPay Flex Variable-Rate Virtual Card
Delivery Service Credit Lines
India’s Food Delivery Brand Swiggy is Launching a Credit Card
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses