Chase and IHG Hotels & Resorts are expanding travel rewards with the IHG One Rewards Premier Select Credit Card, a $350 annual-fee card combining hotel loyalty benefits with broader trip-related perks. Cardmembers receive up to $300 in annual food and beverage rewards, a $200 airline statement credit, an Anniversary Free Night, automatic Platinum Elite status, and 20 Elite Night Credits each year. The card also offers up to 28X total points on stays at IHG properties.
The expanded benefit structure turns the credit card into a more integrated extension of IHG’s loyalty ecosystem rather than simply a points-earning tool. For Chase and IHG, combining hotel, dining, and airline benefits can encourage greater card spending while deepening loyalty across IHG’s more than 7,000 properties and 21 brands worldwide.
Image Credit: Chase
What Makes This Trend Stand Out
- Experience-led Credit Cards
- Premium payment products are evolving into bundled travel companions, creating room for differentiated loyalty models built around convenience, status, and multi-category trip value.
- Integrated Travel Rewards
- Hotel, dining, and airline benefits are converging into unified ecosystems that can reshape how brands capture spending before, during, and after a trip.
- Status-based Loyalty Bundles
- Automatic elite perks and annual credits are turning loyalty access into a paid membership experience with potential to redefine customer retention beyond traditional points programs.
Sectors Adopting This
- Financial Services
- Credit card issuers are using lifestyle-focused rewards to strengthen customer engagement and compete through embedded travel value rather than interest rates or cash-back alone.
- Hospitality
- Hotel groups gain new pathways to deepen direct loyalty relationships by linking property stays with everyday card usage and broader travel benefits.
- Travel and Tourism
- Airlines, restaurants, and accommodations are becoming increasingly connected through reward partnerships that can influence trip planning, booking behavior, and destination spending.
