This mobile money system helps people save specifically for medical expenses. Modelled after Kenyan telemedicine platform M-Pesa, M-Tiba is a mobile savings account for health care.
PharmAccess allows people to save funds for emergency situations. It can also be used for aid groups to more efficiently distribute finances directly. The service "allows anyone to send, save and spend funds specifically for medical treatment." Funds stored in their accounts can only be accessed by partner hospitals and clinic facilities. So far over 300 health care providers have agreed to accept payments through the mobile money system. Users could also use the savings to empower loved ones to live a healthier life by ensuring they have access to licensed health care centers.