'FuturePay' is a system that eCommerce retailers can implement in order to offer consumers a seamless and friendly financing solution. What makes this system most unique is that consumers can take advantage of the "buy now, pay later" option without having to use a credit card.
This payment option allows consumers to add items to a virtual shopping cart and check out at their leisure. At this stage, FuturePay intervenes and pays a retailer for a consumer's order upfront. On the consumer end, rather than paying the vendor immediately, shoppers will settle the balance on the items in their tab with FuturePay directly.
FuturePay's inventive and easy-to-use system eliminates the need for consumers to enter their credit card details on the small screen of a mobile device and when they are ready, flexible monthly payments can be made.