If one of your New Year's Resolutions is to save more money, this budgeting app is one that could actually help you keep your resolve. The award-winning Mvelopes app helps users with their personal finance and plan their futures.
It does this using the concept of 'spending envelopes,' which help you to better budget your income by tracking your spending and seeing how many funds you have left in each customized category. With real time updates, the budgeting app helps you save money, get out of debt and stop living paycheck to paycheck. The money management tool even has a feature that tracks historical spending by location.
The smartphone application also syncs seamlessly with your banking information.