The top May 2016 finance ideas showcase both innovative business models and new approaches to banking in the digital age. As consumer expectations evolve with technology, many brands are forced to reconsider policies and procedures that have been long in place in order to remain competitive.
Tangerine has launched a new iOS app in Canada that uses biometric technology in the form of EyeVerify and VocalPassword by Nuance. First released for Apple users, the bank is working on releasing a version for Android phones as soon as possible.
Called Blogfabrik, which means "blog factory" in German, is a coworking space in Berlin that allows writers to use the space for free in exchange for a handful of social media love. The innovative business model highlights the renewed interest in bartering as ushered in by the burgeoning peer-to-peer economy.
25 Unique Finance Ideas
From Automated Brokering Services to Biometric Banking Apps:
Rebecca Byers — May 28, 2016 — Lifestyle
25
Automated Business Matchmaking Services
Swaaap.com's Platform Connects Businesses & Entrepreneurs
24
Millennial Banking Apps
The Neat App for Budgeting Teaches Young People Financial Literacy
23
Bartering Coworking Spaces
Blogfabrik Let's Writers Work in There for Free in Exchange for Posts
22
Approachable Data Mining Tools
Data USA Allows Consumers Open Access to Stats About Their Country
21
Wage Gap Coloring Books
This Adult Coloring Book from Bizwomen Comments on Pay Inequality
20
Virtual Insurance Platforms
Allay is the World's First Virtual Health Insurance Brokerage
19
Instant Money Sharing Apps
clearXchange Lets Users Conveniently Send Money Anywhere in the World
18
Used Electronic Online Markets
Gone Lite is a Verified Web Source for Second-Hand Electronics
17
Artsy Finance Books
High Yield Future Tense Gets a Facelift For Its 50th Anniversary
16
Gamified Banking Apps
Emirates Islamic Bank's 'El World' Rewards Customers for Transactions
15
Biometric Banking Apps
Tangerine's Mobile Banking App Allows Launch Eye and Voice Verification
14
Delayed E-Shopping Payments
FuturePay Gives Consumers the Freedom to Buy Online and Pay Later
13
Investing Insight Apps
The Motley Fool App Empowers You to Make Smarter Financial Decisions
12
Social Banking Tools
Emirates Islamic Bank Lets Customers Get Account Details Via Twitter
11
Social Payment Apps
Udio Enables Users to Enjoy Hassle-Free and Rewarding Payment Services
10
All-American Banking Apps
The Bank Of America App Allows For Secure Banking Operations
9
Venture Capitalist Taxi Rides
UberPITCH Lets Entrepreneurs Pitch Potential Investors
8
Federal Benefit-Tracking Apps
The U.S. Treasury Department App Helps Users Monitor Their Activity
7
Flexible eCommerce Payments
'Amazon Pay Monthly' Entices Shoppers with a Buy Now, Pay Later Option
6
Community Down Payment Programs
Landed Helps with Crowdfunding Real Estate Down Payments
5
Automated Brokering Services
This Digital Mortgage Broking Services Empowers Homebuyers
4
User-Friendly Indian Banking Apps
The Kotak Mahindra Bank App Features a Simple Log-In Platform
3
Minority Investment Funds
The Focus Fund Help Startups Not Run by White Men in Big Cities
2
Bill Negotiation Services
BillFixers Negotiates Cable and Internet Bills On Consumers' Behalf
1
Spanish Banking Apps
The New Wells Fargo App Features Spanish Language Support
Related Ideas
AI-Powered Plan Matching Features
T-Mobile Aims to Simplify Mobile Carrier Switching
Automated Retail Concepts
VenHub Smart Stores Use Ai & Robotics to Redefine a Shopping Experience
AI-Driven Body Scanning Technologies
Snap Fitness Partners with Biometric Technology Company Spren
Branded Power Banks
Reale Actives Created a Wireless Battery Pack for Recharging on the Go
Fashion-Branded Café Experiences
Vogue Blends Retail with Immersive Hospitality Spaces
Fashion-Forward Cultural Infrastructure Initiatives
THE FASH APP Debuts Founding Benefactor Circle
Modular Refillable Notebook Systems
Orangered Life Spotlights Its BetterBook on Kickstarter
Banking-Inspired Skincare Pop-Ups
The Bank of Neutrogena Inspires Investing in One's Complexion
Data-Driven Everyday Health Apps
The 'Bloom' Health App Offers Insights Based on Health Data
Bank Account-Linked AI Features
The ChatGPT Personal Finance Feature Analyzes Spending and More
Business Idea Generators
Crazy Business Idea Generator Lets Users Vote and Share Ideas Socially
AI-First POS Handhelds
Global Payments' AI-First Genius Was Made for the Future of Commerce
Accessibility-Focused Financial Application Prototypes
CI&T Partners with Project Nemo
Human-Centric Bank Branding Campaigns
TD Bank Group Launches the More Human Platform
Corporate Skin-Care Initiatives
Beiersdorf Launches the Skin Care Innovation Fund
Cashless Cannabis E-Commerce Tools
IndicaOnline is Introducing the Cutting-Edge sweedePay
Cosmetics-Focused Mobile Retail Apps
Clarins and Merkle Collaborate on a Mobile Application
Mobile Beauty Pop-Ups
Henkel’s göt2b Debuts a Citywide Mobile Beauty Experience
Comprehensive Digital-First Bank Rebrands
LendingClub is Rebranding as Happen Bank
AI Finance Automation Platforms
Round Raised $6M and Launched Two New AI Finance Automation Tools
AI Beauty Apps
Refresh App Combines Hair, Makeup and Styling in One AI Platform
Efficient Fitness Booking Platforms
SPORTL's Pay-as-You-Train Fitness Booking Platform Launches
Branded Finance Platforms
More To Money Lets You Launch A Branded Personal Finance App Fast
AI Agent Booking Systems
Fresha, Which Operates in Beauty & Wellness, Signals the Prevalence of AI
Anti-Algorithm Social Platforms
Buzzfeed’s Branch Office Creates Interactive AI-Powered Apps
Entrepreneurship Adventure Platforms
Lemonade Lab Lets Kid-Run Businesses Accept Tap Payments
Freelancer-Friendly Corporate Cards
Juuli Debuts a Visa Corporate Card for Freelancers
Patron-Led Payment Systems
Union Aims to Revolutionize POS Processes with Heightened Convenience
Feedless Social Platforms
Bond Eliminates Feeds to Focus on Real-Life Experiences
AI Website Personalization Platforms
Fibr AI Turns Pages into One-to-One Experiences
Tokenized Social Media Apps
The Own Social Media App Utilizes Blockchain Technology
AI-Powered Grocery Apps
Tre'dish's Transparent Pricing Offers Real-Time, Geo-Targeted Comparisons
AI-Powered Beauty Discovery Platforms
MyLondonBeauty Debuts Mobile Applications & an AI Assistant
Next-Gen Crowdfunding Platforms
Indiegogo Introduced Advanced Creators Tools, Verification & More
Agentic Automation Platforms
Pit by Pit Unveiled by Voi Founders
Experience-Enhancing POS Retail Apps
MomentScience Reveals MomentApps
Conversational I&E Assessment Agents
Inicio AI Product Budgie Has Been Adopted by Major UK Lenders
AI-Powered Fashion Photography Platforms
BetterStudio Protects Talent & Transforms Brand Imagery
Traveler-Focused Nutrition Features
Flykitt Expands Its Health-Focused Travel Technology Suite
Post-Purchase Payment Features
Swipe to Finance is an Option for Paying Over Time After Checkout
Personal Finance Management Apps
Rewiser Helps Users Build A Custom Financial Experience
Personalized Financial Assistants
Credit Karma Introduced its AI-Powered Financial Assistants
Student-Centric AI-Powered Loyalty Programs
TALAB Debuts a Loyalty Program in Its AI Concierge App
Fintech Mobile Plans
Cash App Launches an Unlimited 5G Phone Service
Food-Focused AI Agent Apps
The Foodbe App Offers Nutrition Advice, Historical Insights and More
Personal Finance Tools
Budj Simplifies Money Management For Busy Individuals
Location-Aware Security Features
Revolut Street Mode Combats Phone-Snatching & Transfer Mugging
Embedded Lending Platforms
Adyen Launched SMB Financing Through Platforms
Personal Finance Hubs
Mojek Money Brings Banking, Payments, and Financial Tracking into One App
Future Tech Blogs
Next Horizon Covers AI, Space, Biotechnology And Emerging Technologies
Incentive-Based Athletic Challenges
Gains App Blends Sport, Social & Monetary Incentives
Digital Banking Service Platforms
Homebase Federal Credit Union Introduces Mahalo Banking
Nutrition Ecosystem Restaurants
Fork to Fit Kitchen links meals, fitness, and wellness tracking
Startup Idea Newsletters
Easy Startup Ideas Delivers Business Roadmaps For Aspiring Founders
Experience-Driven Photo Booths
Future Flicks Introduced an AI Photo Booth Feature
Autonomous AI Bookkeeping
Synthetic Automated Startup Accounting Through AI-Driven Bookkeeping
On-Demand Content Creation Apps
Social Agent Connects Users to Certified Content Creators
Gen Z Payment Solutions
Visa and Pismo Partner with ABN AMRO to Launch a Card for Gen Z
Simplified Digital Financing Apps
Spush Wallet's Interface is User-Friendly and Efficient
AI Market Insights
IdeaApe Delivers Fast, AI-Powered Research for Business Validation
Hybrid Bookstore Apps
Spotify Merged Physical and Digital Book Browsing in One App
Scam Detection Apps
Savi Launches Its Savi Mobile Platform To Block AI-Generated Scams
Supportive Property Purchase Applications
Homie is Helping Canadians Purchase Their First Property
AI Startup Finance Platforms
Xendoo and Techstars Expanded Automated Founder Accounting
Automated Underwriting Platforms
TrustPlus AI Unveiled Its End-to-End Underwriting Platform
Home Savings-Focused Partnerships
MyQuarters and Flinks Offer a New Way to Save for a Home
Agent-Optimized Internet Features
aron Levie Introduced Agent-Focused Software
Tax-Focused Marketing Campaigns
Intuit Debuts the Second Iteration of 'Now This is Taxes'
Focused Fashion Feeds
Clone Helps You Stay Updated with Fashion Trends Sustainably
AI-Native Banking Platforms
Backbase is Unifying Bank Systems Under a Singular Operating Layer
Goals-Based Investing Frameworks
TAPP Engine Taps Envestnet's ActivePassive ETF Model Portfolios
AI-Powered Banks
Ryt Bank Features a Smart, Secure Banking Assistant
Proximity-First Friendship Apps
Friending Launched the Friending App to Foster Friendships
Digital Credit Union Branches
Orlando Credit Union Unveiled Its Enhanced Digital Branch Initiative
Predictive Mobile Advertising Features
T-Mobile Advertising Solutions Unveiled Contextual AI Ads
Text-Resizing Mobile Banking Features
OCBC Bank Aims to Enhance Accessibility for Its Users
Digital Asset Management Apps
Leather Brings Bitcoin Asset Management To iOS And Android
Embedded Safety Networks
‘Ask for Angela’ Builds Retail-Based Support Systems Across Toronto
AI Journaling Apps
Life Note Blends Journaling With Guidance From Historical And Modern Thinkers
Heartfelt Bank Ads
Synchrony Bank’s Lemonade Stand Campaign Spotlights the Power of Saving
Agentic Banking Platforms
This Platform Allows AI Agents to Open and Run Business Bank Accounts
Generative AI Creative Platforms
Dentsu Launched Idea Builder Built Natively on Google Cloud
Neuroscience-Informed Creative Wellness Platforms
NoomaLooma Enables Early Access to Its App
Automated Financial Intelligence
Finbar Streamlines Financial Analysis With AI-Powered Data Tools
Credit Union Digital Platforms
Planites Credit Union Debuts New Website with OMNICOMMANDER
Enterprise-Level Lifestyle Intelligence Platforms
January AI Boasts a New Enterprise-Level Service
Personalized Quote Apps
Thoughtbullet Delivers Daily Quotes Tailored To Your Preferences
AI Business Finance Assistants
Modernbanc Gives Business Owners Instant Financial Insights
Cannabis-Centric Cash-Back Rewards Programs
Jane Technologies Introduces Jane Gold
Social Finance Ecosystems
Venmo blends payments, rewards, and social discovery features
First-Of-Its-Kind Digital Coupons Programs
Inmar Intelligence Partners with bp and Axonet
Idea Collaboration Hubs
Idearify Helps Users Create, Collaborate, And Protect Their Ideas
Search-First Wallet Experiences
TNG Digital Unveiled Its TNG eWallet Homepage Redesign
Global Brand Refresh Systems
'Face the Future' Announces Rebrand With ShopTalk Studio
Bank Branch Refresh Initiatives
S&T Bank Strives to Modernize Its Locations to Meet Consumer Needs
BFF-Themed Financial App Campaigns
Experian Embraces the Concept of 'Big Financial Friend'
Small Business-Focused Accessibility Programs
FUIB and Big City Lab Introduce Accessibility Check
Experience Economy-Focused Platforms
Fibodo Has Announced the Launch of the CORE Business Platform
Goal-Based Crypto Platforms
Kraken Rebuilds Its App Around Personalized Financial Goals
BNPL Physical Retail Partnerships
Klarna and Lululemon Partnered for In-Store Payment
Telecom Super Apps
Mavenir and ENet Unify Telecom Services, Payments, and eSIMS in One App
First-Party In-Agent Payment Features
Nuvei Concludes Successful Test of Nuvei Agentic Payments
Impact Investing Tools
DoLand Pro Has Introduced a B2B SaaS Platform to Increase Transparency
AI-Powered Superapps
Grab Introduces AI Features That Simplify Decisions and Automate Daily Tasks
Mobile Banking Verification Applications
Bivial AG Launches a Mobile Authenticator App
SaaS Idea Validation
Profiolio Analyzes SaaS Ideas to Uncover Market Fit and Gaps Fast
Business Naming Tools
AI Business Name Generator Creates Names That Match Your Vision
Proactive AI-Powered Business Tools
FLiiP Intelligence Focuses on Proactivity in Business
Accelerated AI Funding Platforms
Franchise Now Speeds Up Lending and Onboarding with Automation
Democratized Financial Technologies
DigitalFI & Commercial Business Systems Form Partnership
Personal Finance Visualizers
Budget Visual Helps Users Track and Analyze Finances Easily
Library-Bound Micro-Learning Apps
Library Ideas Has Partnered with Blinkist to Enhance Access
AI-Powered Produce Recognition
Vynamic Smart Vision Identifies Fruits and Veggies at Self-Checkout
Accessibile Banking Initiatives
Cadence Bank Provides Support to Neurodivergent Communities
Social Accountability Apps
Paprclip Helps Friends Build Shared Goals & Hold Each Other Accountable
Digital Focus Tools
Impulse Buddy Introduces Social Accountability For App Usage Control
Financial Transaction Analytics
Trove Provides Real-Time AI Merchant Intelligence For Fintech
No-Code App Builders
Open Idea Turns Concepts Into Android Apps Without Writing Code
Fantasy Sports Apps
bet365 Launched Its Free-to-Play Fantasy Sports App Ahead of World Cup 2026
Personal Finance Trackers
Fuku Helps Track Spending and Stay in Control of Your Finances
Fintech Savings Centers
Spiral Has Introduced Its Savings Center Platform as a Viable Solution
Digital Sharing Platforms
Venture Vault Enables Innovators to Share Ideas and Collaborate
Agentic Web Browsing
Safari Organizes Tabs, Monitors Pages and Updates Passwords Automatically
Hyper-Targeted Book Covers
Monzo Launched The Book of Money with 800 Bespoke Cover Titles
Fitness Business-Focused Intelligence Layers
Jetti.com Introduces Its Intelligence Layer
Bold Bright Burger Restaurants
Flip-N-Fry in Berlin Uses Vibrant Colour as Its Core Design Theme
Renter-Focused Multi-Layer Bank Verification
Rent with Clara Combats Rental Application Fraud
Data Savings Account Concepts
Dataprev's Partnership with Drumwave is Ambitious & Innovative
Feature-Rich Receipt Management Apps
The 'Klipit' App Works for Individuals or Businesses
Self-Custodial Banking Apps
The 'Coca 3.0' App Separates Financial Tools From Fund Ownership
Identity Verification Platforms
Fintelite Automates Document Extraction And Verification Workflows
Idea Validation Platforms
The Idea Hub Transforms Early Concepts Into Actionable Business Insights
Elevated Boutique Hospitality Partnerships
Brøchner Hotels Joins Forces with Canary Technologies
Branch Automation Solutions
Diebold Nixdorf Eases Operations for FOREX Through Automation
Rapid Business Planning
I Have An Idea Delivers Business Plans, Customer Profiles, And Strategies
Offer Aggregation Platforms
Kampania Centralizes Credit Card And Bank Offers In One Place
iPad Vision Self-Checkout Systems
VisioLab Launches Its AI-Powered iPad Checkout Interface
AI Invoice Collectors
Tennis Finance Automates Invoice Collection And Optimizes Cash Flow
Birthday Management Apps
BN Provides Reminders, Gift Suggestions, And Birthday Planning Tools
Expense Management Apps
The Bill Uses AI To Streamline Group Expense Tracking And Settlements