The top May 2016 finance ideas showcase both innovative business models and new approaches to banking in the digital age. As consumer expectations evolve with technology, many brands are forced to reconsider policies and procedures that have been long in place in order to remain competitive.
Tangerine has launched a new iOS app in Canada that uses biometric technology in the form of EyeVerify and VocalPassword by Nuance. First released for Apple users, the bank is working on releasing a version for Android phones as soon as possible.
Called Blogfabrik, which means "blog factory" in German, is a coworking space in Berlin that allows writers to use the space for free in exchange for a handful of social media love. The innovative business model highlights the renewed interest in bartering as ushered in by the burgeoning peer-to-peer economy.
25 Unique Finance Ideas
From Automated Brokering Services to Biometric Banking Apps:
Rebecca Byers — May 28, 2016 — Lifestyle
25
Automated Business Matchmaking Services
Swaaap.com's Platform Connects Businesses & Entrepreneurs
24
Millennial Banking Apps
The Neat App for Budgeting Teaches Young People Financial Literacy
23
Bartering Coworking Spaces
Blogfabrik Let's Writers Work in There for Free in Exchange for Posts
22
Approachable Data Mining Tools
Data USA Allows Consumers Open Access to Stats About Their Country
21
Wage Gap Coloring Books
This Adult Coloring Book from Bizwomen Comments on Pay Inequality
20
Virtual Insurance Platforms
Allay is the World's First Virtual Health Insurance Brokerage
19
Instant Money Sharing Apps
clearXchange Lets Users Conveniently Send Money Anywhere in the World
18
Used Electronic Online Markets
Gone Lite is a Verified Web Source for Second-Hand Electronics
17
Artsy Finance Books
High Yield Future Tense Gets a Facelift For Its 50th Anniversary
16
Gamified Banking Apps
Emirates Islamic Bank's 'El World' Rewards Customers for Transactions
15
Biometric Banking Apps
Tangerine's Mobile Banking App Allows Launch Eye and Voice Verification
14
Delayed E-Shopping Payments
FuturePay Gives Consumers the Freedom to Buy Online and Pay Later
13
Investing Insight Apps
The Motley Fool App Empowers You to Make Smarter Financial Decisions
12
Social Banking Tools
Emirates Islamic Bank Lets Customers Get Account Details Via Twitter
11
Social Payment Apps
Udio Enables Users to Enjoy Hassle-Free and Rewarding Payment Services
10
All-American Banking Apps
The Bank Of America App Allows For Secure Banking Operations
9
Venture Capitalist Taxi Rides
UberPITCH Lets Entrepreneurs Pitch Potential Investors
8
Federal Benefit-Tracking Apps
The U.S. Treasury Department App Helps Users Monitor Their Activity
7
Flexible eCommerce Payments
'Amazon Pay Monthly' Entices Shoppers with a Buy Now, Pay Later Option
6
Community Down Payment Programs
Landed Helps with Crowdfunding Real Estate Down Payments
5
Automated Brokering Services
This Digital Mortgage Broking Services Empowers Homebuyers
4
User-Friendly Indian Banking Apps
The Kotak Mahindra Bank App Features a Simple Log-In Platform
3
Minority Investment Funds
The Focus Fund Help Startups Not Run by White Men in Big Cities
2
Bill Negotiation Services
BillFixers Negotiates Cable and Internet Bills On Consumers' Behalf
1
Spanish Banking Apps
The New Wells Fargo App Features Spanish Language Support
Related Ideas
Credit-Consolidating Finance Apps
The 'StellarFi' App Pays Your Bills & Boosts Your Credit
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Virtual Beauty Storefronts
The Clinique Lab is a Next-Gen Digital Retail Concept
Emerging Technology Publications
New Society Has Launched Its Inaugural Book About Technology
AI-Powered Shopping Apps
Shoptrue Curates Personalized Fashion Picks with Artificial Intelligence
AI-Powered Fashion Apps
The 'Blend' App Helps Users Find Products That Suit Their Style and Budget
Interactive In-Store Ads
Visibubble Brings Mobile Messaging Capabilities to Store Shelves
Credit Card-Eliminating Watches
Soulwrist Aims to Eliminate Credit Cards
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Immersive Banking Experiences
The CIBC Experience Centre Helps You Visualize Your Financial Future
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Gen Z-Oriented Fintech Banking
Hero Financials is an Alternative Banking Solution for Canadians
Computer-Vision Self-Service Kiosks
Toshiba's Vision Kiosk Identifies Items Without Barcodes
Neobank Metaverse Outposts
Quontic Bank Opens Its First Metaverse Outpost in Decentraland
Gamified Shopping Apps
Yaysay Combines AI-Powered Personalization & Gamification
Futuristic Nature Collections
Cash by Cash App Releases a New Nature-Themed Collection
Virtual Banking Environments
The Uni-Verse is a Banking Metaverse for Union Bank of India Clients
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Monetizable Mobile Gaming Apps
'Playbite' Enables Players to Win Gift Cards and Prizes
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
AI-Aided Social Networks
Why Be Real Online when you can BeFake
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Consolidated Automotive Apps
The 'Fisker' App Caters to Every Aspect Of the Customer Experience
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
AI Beauty Shopping Apps
Trendio's Video Shopping App Shares Personally Curated Content
Collaborated Gen Z Neobanks
Zigii Collaborated with Decentro to Launch Prepaid Cards for Gen Z
Circular Concierge Kiosks
This Conceptual Screen Concierge by Ivan Zhurba Automates Check-ins
NFC-Enabled Suitcases
Straw+ Suitcases Can Be Authenticated with a Tap
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
AI-Powered DIY Home Apps
Praxis Introduces New Features to Its Praxis Plus App
Investment Intelligence Platforms
TIFIN Shares Data Analysis for Better Investing Decisions
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Selfie Identity Verification
Cabify and Incode Technologies Introduce a New Verification Feature
Scannable NFC Business Cards
The OVOU Smart Business Card Sends Users to a Custom Link
Wearable Conference-Focused Technology
Bizzabo Introduces Klik Experiential for Flagship Events
Virtual Fitting Room Experiences
be Retail Social's 'beDynamic' Joins Up with Get Cutie
Rejuvenated Former Bank Buildings
This Dutch Building Now Boasts Solar Panels & Insect Hotels
Simple B2B Payment Apps
Hopscotch Enables "Instant, Fee-free Payments for Small Businesses"
AI-Powered Wealth Management Platforms
Era's AI Wealth Platform Secures $3.1M Seed Funding
Raw Thought Organization Apps
The 'Memosa' App Turns Ideas and Rambling into Organized Text
AI-Powered Content Creation Tools
Notega is a Solution for Business Owners and Entrepreneurs
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Digitized Life Goal Apps
Buckit Breaks Down Life Aspirations Into Achievable Goals
Cannabis Marketplace Apps
Jane Technologies Launches Its First iOS Shopping App
Pioneering Secondhand Search Engines
Beni Dominates Resale Marketplace with Innovative App
Blockchain-Based Supply Solutions
Hyundai Partners with IBM on New Supply Chain Financial System
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Authenticity-Verifying Bag Twins
Pinko Launches a Digital Twins Collection for Its Bags
Foodtech Support Initiatives
Rabobank is Accepting Applications for its 'FoodBytes!' Program
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Beauty-Focused Shopping Apps
The 'Trendio' Live Shopping App Offers Access to Beauty Content
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Digital Banking Metaverses
HSBC Confirms Plans to Debut a Virtual Banking Service in the Metaverse
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Audio People Discovery Apps
The 'November' App Offers Users Five Audio Interviews Each Day
Free AI-Powered Budgeting Apps
'Wilbur' Helps Adults Get their Financials Back on Track
Web3-Focused Digital Banks
Cogni is Creating a Web2 to Web3 Mobile Banking Platform
Social Messaging Money Transfers
Viber Enters the World of Fintech with 'Payments on Viber'
AI Green Financing Platforms
Singapore's AI Initiative for Sustainable Finance in Real Estate
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Social City Exploration Apps
The 'Geometrik' App Connects Citizens and Businesses Together
Virtual Tap N' Pay Cards
Tabby Teams Up with Visa to Launch New In-Store Payment Solution
Financial Firm Travel Apps
Citi Partners with Booking.com and Rocket Travel to Launch Citi Travel
Biometric Debit Cards
Bank Pocztowy Launched the First Biometric Debit Card in Poland
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Open Banking E-Wallets
Clear Junction Launches New E-Wallet to Make Opening Banking Simpler
AI-Powered Socialization Apps
The 'BU' App Takes an AI-Driven Approach to Event Planning
Virtual Avatar Workers
The Bite Ninja Platform Allows Retailers to Outsource Cashier Work Online
Sophisticated Price Comparison Tools
Klarna Announces the Launch of a New Search Tool
Authenticated Product Review Apps
This App Matchers Shoppers With Brands Looking For Reviews
Automated Crypto Investment Apps
The Crypto Smartlife App Gets Investors Started in Two-Minutes
All-in-One Productivity Apps
Evo Brands Itself as 'The Everything App'
Seamless Biometric Payment Tools
Mastercard is Testing a New Face Scanning Payment Solution
Account-Managing Finance Features
Entrust Launches a New Digital Account Opening Solution
Freelance Payment Platforms
Revolt Launches New Finance App Dedicated to Self-Employed Workers
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Employee-Focused Finance Programs
Claro Money Launches a Financial Wellbeing Package for Employees
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Gamified Budgeting Apps
Bread Budgeting Makes Budgeting Fun By Integrating Challenges
Innovative Accountant Conferences
Xerocon Focused on Insights on Small Businesses and More
Teen-Targeted Investment Apps
The 'Bloom' App Helps Users to Build Longterm Wealth
Inclusive Smartphone Prototype Apps
Researchers Develop the OneButtonPIN on the Side of a Phone
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Retirement-Focused Investment Apps
The 'Lilly' Retirement Saving App Invests Cash-Back Rewards
Gen Z-Targeted Credit-Building Tools
Austin Capital Bank Launches the Freekck Credit Builder
Business-Oriented Visa Cards
Veem Releases a New Virtual Visa Card for SMEs with Zero Fees
AI-Fuelled Mobile Design Apps
Adobe Launches its Express Mobile App for Design On-the-Go
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
BNPL Bank Programs
Marqeta and Credi2 Collaborate to Enhance the Banks' Payment Capabilities
Accessible Charter Booking Apps
Aviation Marketplace FLYJETS Debuts a New Mobile App and Features
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Authenticated News Apps
Digital Trust Network 'Click' Challenges the Threat of Misinformation
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
Teen-Targeted Banking Features
Verizon Launches 'Family Money' For Gen Z and Gen Alpha Bankers
Money-Pooling Finance Apps
The 'Braid' Group Financing Platform Offers Users a Shared Wallet
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
Remote Worker Payroll Apps
RemotePass Launches a Mobile App for Remote Workers
Dating App-Themed Store Experiences
Tinder Opens Up a SwipeMart Store Location in Tokyo
Custom-Made Loyalty Apps
The TXB Loyalty App Turns Points into Cash for Use on Anything in Store
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Multi-Asset Fund Investments
Monzo Unveils a New Investment Feature for UK Customers
Revamped Modern Phone Booths
100architects Brings Digital Touches to the Classic Phone Booth
Money Management Subscriptions
Revolut is Set to Launch a New 'Ultra' Subscription Tier
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Teen-Focused Prepaid Cards
Teen and Tween Prepaid Card App Savii Launches in the UAE
Cloud-Based Transaction Softwares
Matera Debuts a Digital Twin for Various Financial Transactions
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Corporate Budgeting Solutions
'Brex Empower' Lets Businesses Track, Manage, and Simplify Finances
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Enhanced Verification Features
Signzy Launches the One-Touch KYC Product for Businesses
Fintech Credit Card Platforms
TomoCredit Aims to Make Credit Scores "obsolete"
Account Aggregation Micro-Apps
PhonePe Launches the New Account Aggregator Service for Clients
Inclusive Try-On Programs
Perfect Corp. Connects Beauty Brands with Digital Beauty Innovation
Workplace Financial Wellness Tools
BrightPlan Launches Workplace Financial Wellness Tool
Interactive Challenge Platforms
Join and Witness Online Challenges in One Place, at Tigbar
Proactive Cybersecurity Startups
Cybersecurity Startup Network Perception Raised $13M Series A
Streamlined Vehicle Rental Apps
The 'Nexus Connect' App Uses Text Recognition & Cloud Connectivity
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Comprehensive UAE Banking Apps
Ajman Bank Launches a "Super-App" with Codebase Technologies
Accessible Home Services Marketplaces
Urban Company Recently Made Its Platform More Accessible
Simplified Verification Features
Plaid Debuts an Identity Verification Experience for Onboarding
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
All-in-One Digital Wallet Services
The Google Wallet App Will Replace Google Pay
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Income-Estimating Finance Tools
Rapidio Introduces a New Income Assessment Tool for Underwriters
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
Low Income-Targeted Payroll Platforms
B9 Secures $2.6 Million to Further Develop Its Platform
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device