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Universal Mobile Payment-Processing

Poynt is a POS Terminal Compatible with All Payment Services

— October 31, 2014 — Tech
With so many different companies coming out with cutting edge payment systems, the former head of Google Wallet decided to introduce a universal POS terminal. Launched by Osama Bedier, Poynt is a nonpartisan check-stand for mobile payments.

This new product has a tablet on one side for the cashier with a small screen for the customer on the other. Ideal for small retailers, Poynt has a simplistic white casing that houses all the software connecting the two screens. The POS terminal is compatible with traditional swipe credit cards, chip credit cards, Apply Pay, Google Wallet, QR codes and Bluetooth transactions. The software is similar to that of Android and is compatible with all apps.

Ideal for the politics-avoiding retailer, Poynt is like the Switzerland of mobile payments as tech companies battle it out.
Trend Themes
1. Universal POS Terminals - The development of universal POS terminals that are compatible with multiple payment services presents a disruptive innovation opportunity for the mobile payment industry.
2. Mobile Payment Convergence - The convergence of multiple payment services onto a single platform enables greater convenience for consumers and presents a disruptive innovation opportunity for the mobile payment industry.
3. Simplistic Payment Systems - The trend towards simplistic payment systems that can handle multiple payment methods presents a disruptive innovation opportunity for the retail industry.
Industry Implications
1. Mobile Payment - Poynt's universal compatibility presents a disruptive innovation opportunity for the mobile payment industry by expanding the range of payment services that can be supported.
2. Retail - The development of universal POS terminals presents a disruptive innovation opportunity for the retail industry by enabling the adoption of multiple payment methods with a single device.
3. Technology - The convergence of multiple payment services onto a single platform presents a disruptive innovation opportunity for the technology industry by enabling greater interoperability between different services.
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