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Bill-Sharing Apps

The Splitwise App Helps Friends Split Expenses Like Rent and Other Owed Money

— June 24, 2015 — Tech
One of the more challenging aspects of living with roommates can be figuring out how to split expenses and communicate who owes money, and to whom. This app makes things considerably less complicated by not only splitting bills, but also helping with the communication aspect. Splitwise is an easier way to share bills and IOUs among friends, ensuring everyone gets paid back with less mess.

The app is free and available for iOS, Android and the web. The Splitwise app takes care of all the math and even keeps a running total over time, so people can pay you back all at once. It sends people friendly reminders via email so everyone knows when rent is due or if someone needs reminding to pay someone else back.

They also pride themselves on being "fairness experts" when it comes to split expenses, offering practical advice along the way.
Trend Themes
1. Bill-splitting Apps - Disruptive innovation opportunity: Develop a bill-splitting app that not only calculates and splits expenses, but also includes features for communication and reminders.
2. Expense-sharing Platforms - Disruptive innovation opportunity: Create an expense-sharing platform that goes beyond the basic bill-splitting functionality to offer additional features like practical advice and guidance on fair expense distribution.
3. Automated IOU Management - Disruptive innovation opportunity: Build an automated IOU management system that tracks expenses, sends reminders, and helps facilitate timely payments among friends or roommates.
Industry Implications
1. Fintech - Disruptive innovation opportunity: Integrate bill-splitting and expense-sharing apps with fintech solutions for seamless money transfers and payment settlements.
2. Collaboration Tools - Disruptive innovation opportunity: Develop collaboration tools specifically designed for roommates or friends to share expenses, track payments, and communicate seamlessly.
3. Personal Finance - Disruptive innovation opportunity: Combine bill-sharing apps with personal finance management platforms to offer a comprehensive solution for managing shared expenses and financial planning.
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