This AI Chatbot Enables Mobile Payments Without Internet Access

By: Alyson Wyers - Feb 25, 2017
References: kudi.ai & springwise
This platform for messenger payments makes it easier to pay bills and manage personal finances for Nigerians. Based in Lagos, Kudi AI is an artificial intelligence-powered chatbot that utilizes Facebook Messenger to offer payment transfer services. It can also be used without Internet access -- something only 39% of Nigeria's population has.

Providing "seamless bill payment through messaging," Kudi AI helps Nigerian users send funds, buy airtime, pay bills and receive friendly bill reminders. Simple and secure to use, the reliable messenger payments will also work with Skype soon.

Co-founded by Pelumi Aboluwarin, the Y Combinator-backed startup addresses the issue of people struggling to adapt to new mobile apps by leveraging a familiar and compelling interface.