Kiva loans money to people around the world who need help with their business, to attend school, switch to clean energy and more. It is a microfinance company that allows people to donate as little as $25 to lend a helping hand as far as the other side of the world. Through Kiva loans, dreams come true and lives are made easier, especially for those living in third world countries.
What makes Kiva loans a particularly amazing model is that the money given out is not charity. People are encouraged to pay it back in order to share their success with those who helped them out. Those same loaners are then encouraged to reallocate the returned money to another cause.