The Cookies app allows people in Germany to easily send each other sums of money. While popular peer-to-peer payment platforms including Facebook Messenger payments and Venmo are gaining traction in the United States, such services aren't available in all countries. This gives the German startup a European edge, as it is available now before these other offerings make their way over the Atlantic and beyond.
Described as "blazingly fast, simple and secure," the Cookies app lets friends send each other funds through text message-like instant messaging. Based in Berlin, the mobile application is completely free to use, which also provides an alternative to ATM or e-transfer fees. In addition to sending and requesting finances, you can use the app to check balances, make group payments and quick payments. It's also compatible with all banks.