Tally is an innovative new smartphone app that is perhaps best described, in the words of co-founder Jason Brown, as "kind of like a self-driving car for your credit card".
What this means is that the app essentially goes about effectively automating all your credit card payments, so that you don't get hit with unexpected late fees that you didn't account for. The app basically tracks all your bank accounts and then calculates the best way for you to pay off your credit cards. Users have to get a Tally line of credit and then pay Tally, which goes about paying the credit card companies.
The advantage with this is that Tally's special algorithms and software enable it to optimize your credit card payments, meaning net savings for the end user.