In the early 1990s, Muhammad Yunus founded the Grameen Bank, which at the time -- due to its social loan opportunities -- revolutionized the way in which business people consider people in the Majority World as a profitable market in and of themselves. The Grameen Bank uses a system of peer-pressure to allow for collatoral-free microcredit.
By creating innovative and purpose-driven products, loan providers targeting the bottom of the pyramid prove that it pays off -- socially and economically. That profit, however, is not the only bottom line. Social and environmental factors are increasingly important, of course in the social business space, but also for corporates who are merging toward a middle-ground.
This top list of social loan opportunities explores a different way to lend whether it be through community, microfinance or an apt mix of both.
12 Social Loan Opportunities
From Youth-Oriented Finances to Collateral-Free Microcredit:
Tiana Reid — Nov 12, 2011 — Social Good
12
Microfinance Investing
Kiva.org Lets You Become a Banker to the Poor
11
Ebay Ventures Into Microfinance
MicroPlace.com
10
Microlending Credit Cards
KivaB4B Doubles Grants
9
Fashionable Micro-Lending
Benetton's Global Campaign to Support Birima
8
Giving 2.0
Kiva Loans Lend Directly to a Developing World Entrepreneur
7
Collateral-Free Microcredit
Muhammad Yunus's Grameen Bank Has Revolutionized Finance
6
Youth-Oriented Finances
MyBnk Teaches Money Management and Entrepreneurial Skills
5
Student Loan Micro-Lending
Kiva Student Loans Let You Fund a Student's Education
4
Green Power Microlending
Energy in Common's Person-to-Person Loans Fight Climate Change
3
Global Microfinance Networks
FINCA Provides Financial Services to Low-Income Entrepreneurs
2
Alternative Loan Products
Fair Finance Offers Affordable Banking to Urban Populations
1
American-Based Microlending
ACCION Chicago Provides Financial Access to Small Business Owners
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Social e-Commerce Platforms
Hoppn Creates "A New Type of Centralized Online Shopping Experience"
Pop-Up Reverse Supermarkets
The Give Back Express Invites Shoppers to Buy and Donate Goods
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Nature-Inspired Solar Panel Trees
New World Wind Develops the Aeroleaf Hybrid Technology
Social-Centric Wireless Earbud Concepts
Kusi Boateng-Arthur Introduces the Social Earbud Concept
Supportive Entrepreneur Communities
Ooutliers Shares Insights From Successful Startups
Three-Sided Coins
Vdk Created a 3D Coin to Spark Conversations About Money, People and the Planet
Emerging Technology Publications
New Society Has Launched Its Inaugural Book About Technology
Eco Mission-Inspired Bracelets
Ecoalition Launches Eco-Friendly Bracelets to Support Its Mission
Playful Entrepreneurial Metaverses
e.l.f. UP! on Roblox Helps Gen Z & Gen Alpha Build Skills
On-Demand Fashion Production
Shein Moves Away From its Fast Fashion Roots with New Manufacturing
Algorithm-Free Social Media Apps
'RTRO' Connects Users in a More Positive Online Environment
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Eco Storytelling Workwear Campaigns
Patagonia's We Can Get There From Here Tells is Inspiring
Biomaterial Fashion Textiles
Modern Synthesis Creates Microbial Materials with Nanocellulose
Eco-Friendly Inclusive Apparel
SHEIN Launches evoluSHEIN Line Designed to be Accessible for All
Eco-Friendly Bio-Composite Roof Tiles
Studio SKLIM's Lo-Hi Tech Project with Solar Paneling
Incentivized Recycling Hoodies
The SIXR ‘For Tomorrow’ Hoodie Rewards Consumers for Recycling
Free Content Creation Platforms
'Piggy' Raised $7.7 Million to Launch its Platform on ProductHunt
Welcoming Bank Designs
Ester Bruzkus Architekten Designs the Headquarters of PSD Bank
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Clothing Buy-Back Programs
Eileen Fisher Revolutionizes Clothing Recycling with Renew Program
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
Socializing-Centric Tiny Dwellings
The 'Buttercup' Tiny Home Lets You Have Guests Over
Experiential Social Clubs
Marshalls' Good Stuff Social Club Empowers & Connects Women
Micro-Influencer Marketing Services
SCREENSHOT Micro Boost Refines the Brand-Creator Experience
Ethical Premium Bedding
Linen Reform is Revolutionizing the Home Textile Market
Black Female-Identifying Entrepreneurs Grants
The Startup Collective by Aveeno is Now Live
Award-Winning Housing Designs
Hong-En Lin Emphasizes the Importance of Clean Water Access
Small Business Grants Program
eBay Kicks Off Its Fifth Annual Up & Running Grants Program
Peer-to-Peer Returns Networks
'greenlist' Enables Eco-Friendly, Cost-Effective P2P Returns
Integrated Influencer Marketing Platforms
SocialTalk Helps Users Discover, Track, and Connect
Zero-Waste Voucher Solutions
On-us Launches New Technology for Sustainable Event Engagement
Modern Consignment Programs
GotStyle Recently Launched a New Consignment Program
Textile Recycling Solutions
SuperCircle Secures $7M to Enhance Textile Recycling Infrastructure
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
West Africa-Honoring Collaborative Fashion
LABRUM and GUINNESS Join Forces on a Summer Capsule
Hair-Reusing Fabric Companies
This Dutch Startup Uses Discarded Hair to Create Clothes and Carpets
Rejuvenated Former Bank Buildings
This Dutch Building Now Boasts Solar Panels & Insect Hotels
User-Friendly Solar Panels
Kunal Girotra Introduces the Sustainable Lunar Energy System
Young Professional Community Apps
Yuppie Helps Gen Z and Millennials Connect with One Another
Waste Tarp-Made Public Seating
The Membran Collective Joins the Urban Networks Project
Youth-Focused Social Campaigns
Claire’s Introduces a New Gen Z-Alpha Platform Called 'The Collab'
Gen Z Anti-Loneliness Funds
Hinge Combats Loneliness for Gen Z - $1M Fund
Community-Honoring Graphic T-Shirts
AELIZA Joins New Currency on a Collaborative Tee
Gen Z Sustainability Initiatives
Puma's Voices of a RE:GENERATION is a Project with Changemakers
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Influencer Search Apps
Mavn Connects Influencers with Their Favorite Brands for Paid Opportunities
Community-Supporting Business Models
Ben & Jerry's' 'Linked Prosperity' Model Drives Positivity
Social Dating App Features
Tinder Now Supports Collaborative Matchmaking with Friends and Family
Sneakerhead Mentoring Programs
eBay's Sneaker Academy Turns Sneakerheads Into Entrepreneurs
Comforting Financial Pop-Ups
Experian's Credit Paws Café is a Place to Chat About Money Worries
AI Green Financing Platforms
Singapore's AI Initiative for Sustainable Finance in Real Estate
Hybrid Community Supermarkets
The After Market is a Grocery Store and a Food Pantry
Startup Applicant Tracking Platforms
The 'Briteloop' Platform is Built for Small Businesses
Loneliness-Combating Social Campaigns
Hinge Launches the New One More Hour Campaign and Fund
Aquatic Clean Energy Generators
Achelous Developed a Float that Generates Clean Energy from Rivers
Charitable Shopping Assistants
Give Freely Harnesses the Power of Online Shopping for Good
Sustainable Wooden Natural Materials
Studio Yumakano Develops the ForestBank Eco-Friendly Material
BNPL-Backed Credit Cards
Klarna Debuts a New Credit Card with Maximized Savings and 10% Cash Back
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Accessible Mixed-Reality Media
Chapter 2 Welcomes New Society to Revolutionize the Media Frontier
Fashion Collaborative Sneaker Models
CLOT and adidas Join Forces Once Again on a SS24 Series
Women-Supporting Clothing Brands
'Sozy' Aims to Support Women and Victims of Violence
Textile Recycling Supply Chains
Fashion Takes Action Releases an Eco-Conscious Textile Guide
Community-Owned Solar Microgrids
This Microgrid Project Helps Build Energy Security in Puerto Rico
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
Responsible Lending Platforms
Enova is a Financial Tech Platform Making Credit More Accessible
Personal Shopping Assistants
Klarna Debuts a More Personalized Shopping Feature Dubbed Ask Klarna
Employee-Focused Finance Programs
Claro Money Launches a Financial Wellbeing Package for Employees
Community-Driven Clothing Companies
'Bombas' Makes a Donation for Each Item Purchased
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Millet-Based Healthy Snacks
Govindjee Unveils a New Selection of Millet-Based Products
Banana Fiber Apparel
Interloop Limited and Simply Suzette Launch the Unpeeled Collection
Affordable Uniform Exchanges
M&S Collaborates with Oxfam on a Charitable School Uniform Initiative
Office-Transformed Co-Living Spaces
HUB & Bridges Fund Management Present its Cornerstone Project
Sustainable Textile Industry Practice
Soorty Introduces the Soorty Regenagri Initiative (SRI)
Peer-to-Peer Conversation Campaigns
JOYBA's Real Tea, Real Talk Supports Mental Health in Youth
Creatively Repaired Garment Collections
TOAST Emphasizes Sustainability in New Capsule
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Public Investment Opportunities
Steeped Coffee Offers a Unique Investment Opportunity
Environmentally Friendly Joint Furniture
FLOR and ECONYL Join Forces on a New Collection
Family-Focused Credit Cards
The Greenlight Family Cash MasterCard Helps Families Build Credit
Musician Mentoring Programs
The Gibson Generation Group Cultivates Youth Talent
Youth Intern Social Stunts
Louis Vuitton Hires a 13 Year Old Intern After Sketches Went Viral
Sustainable Secondhand Marketplaces
Yoox Launches a Pre-Owned Marketplace for Used Apparel
Community-Supporting Prize Funds
The Lush Spring Prize Awards Announced the Winners
Supportive Female Entrepreneur Scholarships
Swerve Boasts the Swerve(HER) Elevation Scholarship
Secure Card Recycling Systems
Mastercard and HSBC are Making the Card Industry More Sustainable
Large-Scale Meal Campaigns
The 1 Billion Meals Endowment Campaign Provides Food for Millions
Gen Z-Targeted Credit-Building Tools
Austin Capital Bank Launches the Freekck Credit Builder
Business-Oriented Visa Cards
Veem Releases a New Virtual Visa Card for SMEs with Zero Fees
Hyper-Local Gifting Communities
On the Buy Nothing Project App, Everything is Given Freely
Entrepreneurial Mentorship platforms
GrowthMentor Connects Individuals for 1:1 Support
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
SaaS Influencer Marketing Tools
Beeing Social Launches 'Buzz Bee Buzz' for Influencer Marketing
Affordable Eco-friendly FemCare
MildCares Offers Products that Support Female Health
Billboard-Transformed Tent Shelters
Wunderman Thompson Morocco Creates the Life-Saving Outdoors
Social Good Ski Initiatives
Christy Sports Launched the Nordica Unleashed Outreach
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
Transparent Fintech Lending Platforms
Scienaptic Helps Mitigate Risk with the Help of AI Tech
Cryptopunk NFT Collections
gmoney Secured a $1,000,000 USDC Loan Against His Ape Punk #8219
Supportive Entrepreneurial Communities
The Zenpreneur Community Provides Resources and Support
Retirement Finance Apps
Udeshi Financial Unveils P.R.I.D.E. Framework for Those in Retirement
Circular Pre-Loved Fashion
H&M Launches a Resale Platform in Cooperation with ThredUp
Professional Community Platforms
LinkedIn is Targeting Gen Z Professionals with its New Campaign
Clean Water CSR Campaigns
The Give Water, Give Health Campaign Provides Clean Water for Thousands
Hospitality Neighborly Initiatives
Hotel Indigo Launches Neighborly Borrowing Program
Supportive Startup Growth Metrics
Gilion Helps Founders Plan for Their Future
Hispanic-Focused Business Opportunities
PepsiCo Unveils the Newest Greenhouse Accelerator Program
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Empowering Lambani-Designed Accessories
Banjara Kasuti Introduces the New Lambani Looms Collection
Cricket-Brand B2B Deals
Royal Expanded its Partnership with Cognizant Major League Cricket
Network-Connecting AI Solutions
Village AI Connect with Your Network to Close Deals
Multi-Currency Payment Tools
FinXP Recruits Mastercard to Debut Cross-Border Payment Solutions
Barrierless Medical Schools
Albert Einstein College of Medicine Has Made a Historic Announcement
Generational Advisory Programs
Sun Life's New Program Builds a Multi-Generational Advisory Force
Complementary Financial Literacy Courses
Walmart & Khan Academy Offer Free, World-Class Education
Period Poverty Initiatives
The Period Promise Campaign Makes Basic Hygiene Goods More Accessible
Social Good Brand Practices
Dignity Coconuts Positions Itself to Combat Human Trafficking
Circular Luxury Clubs
'More' Supports More Conscious Shopping and More Accessible Luxury
Cancer-Focused CSR Initatives
Sovereign Trust Funds a Cancer-Fighting Quiz for Nigerian Students
Award-Winning Fundraising Platforms
Pledge is Utilized by Companies, Nonprofits, and Individuals
Circular Garment Repair Services
Nanushka Launches a Garment Repair Service with Sojo
Collaborative Nonprofit Group Campaigns
The 'Little Labels, Big Impact' Campaign Raises Awareness
Children-Supporting Trust Initiatives
The Children who Trust Again Campaign Supports Abuse Victims
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Regenerative Rice Grains
Lundberg Launched a First-of-Its-Kind Regenerative Organic Certified Rice
Business E-Money Services
Greengage Debuts a E-Money Service for Businesses to Handle Money Easily
Entrepreneurial Community Building
VenturePals Steps in to Help Solo Entrepreneurs Find Community
Morocco-Based Card Programs
Citibank Partners with Mastercard to Launch a Commercial Card Program
Efficient Personalized Idea Newsletters
Sofon Curates Personalized Insights From Numerous Sources
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Diverse Leadership Inanities
Civic Nation Launched a New Initiative Dubbed the Change Collective
Restorative CSR Projects
EY Foundation Pledges to Restore Biodiversity in Certain Indian Villages
Educational CSR Initatives
Shimanto Bank Contributes to Bangladesh's Education Assistance Trust
Boomer-Style Rent Giveaways
Koala Introduces the 'Boomer Blocker' Initiative for Australians
Philanthropic Investment Banks
Builders Vision Helps Build a More Humane and Healthy Planet