As shown throughout these November 2016 finance ideas, companies are making a continuous effort to make their services more convenient to consumers -- allowing them to not only keep an eye on their expenses, but to more easily make them so that they don't wind up with unpaid bills and an unfavorable credit score.
While the ways in which companies do this is diverse and sometimes even a little abstract, each deals with finance in a way that's astonishingly evolved from the bothersome ordeal that it was just a few short years ago. For example, the 'Cheddah App' saves consumers both time and money by helping them find coupons for some of their most frequently visited local businesses -- also assisting small companies gain more exposure while supplying them with data concerning shopper demographics and behaviors.
In addition to this, takeaways from this grouping of November 2016 finance ideas demonstrate that digitized retail options are being implemented throughout more industries, budgeting apps are being simplified by focusing on specific expenditures and payment kiosks are popping up in new places.
Top 30 Finance Ideas in November
From Tech-Branded Debit Cards to Simplified Expense-Tracking Apps:
Riley von Niessen — Nov 13, 2016 — Business
30
Millennial Money Apps
‘KOHO’ is a Money Management Startup That Targets Millennials
29
Client-Targeting Welcome Gifts
The Umpqua Bank Provides Its Customers with Welcome Kits
28
Convenience Store Loyalty Apps
This App Helps Convenience Stores Attract and Retain Customers
27
Smart Payment Kiosks
South Korea's Lotte Department Store Boasts an Intuitive Check-Out Experience
26
Fraud-Preventing Banking Apps
This App Helps Credit Union Customers Conduct Safe Transactions
25
Instant Payment Apps
Major Banking Institutions Hope to Rival Venmo with Zelle
24
Slim Integrated Wallets
This Smart Wallet Connects to Smartphones Via an App
23
Educational Money Apps
Standard Bank's New Venture is a Banking App For Kids
22
Social Sports Betting Apps
The EveryFan App Allows For Connective Sports Betting Activities
21
Mobile Money Transfer Apps
The Western Union App Offers Customizable Monetary Transfers
20
Referral-Generating Business Services
'ReferralRiver' Helps Generate Referrals Using AI
19
Gold-Trading Apps
The Goldmoney App Lets You Easily Buy Gold and Track Gold Prices
18
Localized Coupon Apps
The Cheddah App Lets You Save Money At Local Businesses
17
Consolidated Credit Card Apps
This App Lets You Securely Manage and Monitor Credit Card Activity
16
Tech Company Debit Cards
Uber's UberCard Encourages Mexicans to Use the Rideshare Service
15
Retail Payment Apps
The Kohl's Pay App Consolidates Payment Details, Rewards and Discounts
14
Social-Minded Investment Apps
'Grow' Automatically Makes Investments Based on Social Factors
13
Rewarding Livestreaming Apps
The Busker App Helps Multimedia Creators Maximize Their Earnings
12
Instantaneous Offer Apps
The 'Gane' App Offers Instant Access to Offers and Funds
11
Parking Payment Apps
The HonkMobile Helps You Save Time When You Pay For Parking
10
Consolidated Telecom Apps
The MyAirtel App Offers All-Inclusive Service to Indian Telecom Users
9
Fraud-Preventing Wallets
This RFID-Blocking Wallet Offers Style and Security
8
Efficient Refund Systems
Returnly Sends Instant Refunds and Increases the Chances of Repurchasing
7
Monetary Organization Apps
The 'DashFlow' Money Tracker App Tracks Financial Goals and More
6
Expenditure-Tracking Apps
This App Offers Financial Tracking Services to Individuals & Businesses
5
City Budgeting Sites
'The Earth Awaits' Calculates Budgets for Hundreds of Cities Worldwide
4
Guarantor Service Startups
This Company Helps Renters Qualify to Rent and Lease Apartments
3
Efficient Market Investment Platforms
Boon Investments Streamlines the Process of U.S. Investments
2
Voice-Controlled Payments
ABN Amro's 'Tikkie' App Permits Payments Through Apple’s Siri
1
Sales Lead-Saving Services
'Unbandon' Can Help Save Sales Leads from Disappearing
Related Ideas
Restaurant Concierge Apps
The Ritual App Makes Everyday Purchases Easy and Extraordinary
Stylish Anti-Theft Wallets
The 'V Wallet 2.0' is an Ultra-Thin Wallet That Blocks RFID Theft
Slim Luxury Frame Wallets
The Solloshi 'Series 38' Card Case Wallet is an Upscale Design
Multi-Functional Sleek Wallets
These Wallets are Designed for People Who Require Accessible Tools
Multi-Feature Travel Sets
The 'Nomatic' Bag's Multiple Features Make It Perfect for Backpacking
Adjustable Universal Wallets
The 'FLOVEME' Universal Wallet Can Accommodate Smartphones and More
Self-Promoting Designer Packages
This Designer Created a Gift Box Filled with a Resume and Letter
Realistic Octopus Backpacks
The 'Octopus George' Bag Looks Like an Octopus Hanging Off Its Wearer
Scooter-Sharing Programs
Gogoro Scooters Will Be Available for Rent in Berlin Through an App
Kitty Collar Blouses
This Feline-Featuring Garment Jazzes Up an Otherwise Plain White Shirt
Humorous Banking Billboards
These Comical Bank Ads Encourage Customers to Hold Back on App Use
Tactile Payment Devices
The Scrip Device by New Deal Design Acts as a Replacement for Cash
Masculine Suede Clutch Bags
The Hard Graft Wrist Pack Volume One Stores Essentials During Commutes
Money-Holding Smartphone Cases
This Functional Smartphone Case is Able to Double as a Small Wallet
Light-Up Skyline Frames
The City Lights Frame Captures Imagery from Iconic Cities Around the World
Automated Sales Platforms
PlusMargin is a Persuasion Automation Solution That Increases Revenue
Personalized Photo Cubes
These Customized Gift Boxes Offer a Personal Way to Give People Presents
Deal-Finding Finance Apps
The 'Squeeze' Budget App Analyzes Spending to Find Deals
Touchscreen E-Ink Smartwatches
The Nytec 'Axiom' Smartwatch Device Blends Analog with Digital
Traveling P2P Courier Services
Travel Startup Grabr Helps You Earn Money On Your Journey
Salted Caramel Bagel Flavors
Thomas' Salted Caramel Bagels are a Sweet and Salty Breakfast Option
Experiential Expertise Apps
The Xpeeria App Helps You Explore New Experiences and Hobbies
Convenience Store Loyalty Apps
This App Helps Convenience Stores Attract and Retain Customers
Laptop-Holding Jackets
The SCOTTeVEST Off the Grid Jacket Has Spaces for the MacBook
Galactic Printing Toasters
This Villain-Mimicking Star Wars Toaster Prints the Movie Logo on Bread
Easy-Access Wallets
The 'Disc Wallet' Was Designed to Make Accessing Its Contents Simple
Female-Focused Tech Competitions
The 'Built By Girls' Challenge Helps Teens Explore Their Ideas
Speedy Social Payment Apps
The Cookies App Fills the Peer-to-Peer Payment Need in Germany
Hosting Preparation Services
GuestReady Helps Airbnb Hosts Ready Homes for Short-Term Renters
Video Chat ATMs
Singapore's DBS Bank is Testing ATMs with a Live Video Call Option
Youth Traffic Apps
The Norwegian Traffic Agent Safe Street Design App Utilizes Children's Input
Private Jet Rideshare Promotions
The #AbsolutNights Experience Partners Absolut and Uber
Streamlined Shopping Apps
This Mobile Shopping App Offers An Enhanced Customer Experience
Trellis-Inspired Florist Packaging
The Modern Flower Co. Branding is Geometrically Modern
Streamlined Shopping Apps
Ubamarket Helps to Automate the Shopping Process and Discount Redemption
Piggyback-Guiding Helmets
The Piggyback Driver Helmet Lets Kids Drive Their Parents
Slim Integrated Wallets
This Smart Wallet Connects to Smartphones Via an App
Workout Buddy-Finding Apps
The '5F' Social Network App Connects Likeminded Athletes to One Another
Educational Money Apps
Standard Bank's New Venture is a Banking App For Kids
Bot-Powered Insurance Plans
Lemonade is a Low-Cost P2P Insurance Provider
Apartment Rental Chatbots
The 'Trulia' Chatbot Can Now Show Users Apartment Listings for Rent
Millennial-Focused Investing Apps
Wealthsimple's Financial App Targets Millennial Investors
Anti-Shopping Smart Purses
Finder.com's IoT 'iBag2' Curbs Impulse Shopping
Airborne Drone Ads
UberPool is Advertising to Gridlocked Drivers with Sign-Carrying Drones
Encrypted Browsing Apps
Tenta Ensures That Your Browsing History Remains Private
VR Entertainment Apps
The Sky VR App Offers Comprehensive Immersion Into Sports, Film and More
Drone Rental Platforms
Startup Up Sonder is an On-Demand P2P Service That Lets You Rent a Drone
Brand-Promoting Maple Syrups
These Maple Syrups Were Created as Gifts by a Design Agency
On-Demand Tutor Apps
The GooRoo App Helps Students Access Rapid Academic Mentoring
Weekly Headphone Rentals
Sennheiser is Letting Consumers Rent Headphones from Its Singapore Store
Customizable Restaurant Apps
The Pei Wei App Offers Meal Customization and Mobile Ordering
Touchscreen Temporary Tattoos
DuoSkin Tattoos Look Like Gold Leaf and Function as Touchscreens
Modular Smartphone Cases
The Mophie Hold Force Lets You Select Specific Accessories & Attachments
Selfie Profile Verifications
The Bumble Dating App Has Begun Authenticating Profiles with Selfies
Sperm Donation Apps
This App Helps Users Find Potential Fathers Based On Their Characteristics
Menswear Shopping Apps
Uniform is a Global Platform Allowing Men to Buy and Sell Luxury Clothing
Mobile Money Transfer Apps
The Western Union App Offers Customizable Monetary Transfers
Disruptive Device Rentals
Grover's Electronics Rentals Are Revolutionizing the Consumer Tech World
Banking Messenger Bots
Absa Bank Uses Facebook Messenger to Offer 'ChatBanking'
Coordinate-Converting Aviation Apps
The GPS Coordinate Converter App Prevents Pilot Confusion
Telecommuting Makeup Apps
Shiseido's 'TeleBeauty' App Applies Virtual Makeup for Online Meetings
Gold-Trading Apps
The Goldmoney App Lets You Easily Buy Gold and Track Gold Prices
Secure Bicycle-Parking Apps
The Nookhub App Lets You Park Your Bicycle In Convenient Locations
Streamlined Staffing Apps
The StaffHub App Helps You Plan and Schedule Shifts
Anti-Odor Sweatpants
These Sweatpants Come with a Variety of Features
Online Car-Ordering Services
Vroom Makes Purchasing a Car as Easy as Shopping for Shoes Online
Insulated Steel Beer Koozies
The Apex Vacuum Stainless Steel Container Keeps Bottles or Cans Cold
Internet-Connected Mailboxes
B2C Europe and Parcer's Brand Partnership Tests Drone Deliveries
Localized Coupon Apps
The Cheddah App Lets You Save Money At Local Businesses
Personal Payment Apps
The Crowdfunding Site Tilt Now Offers One-to-One Payment Options on Its App
Secure Ride-Share Platforms
Safe Car Service Bluclub Uses Armoured Vehicles and Defensive Drivers
Instant Salary Payment Apps
Stripe Lets Sharing Economy Workers Deposit Their Wages Immediately
Supplemental Parking Apps
This App Eases Parking For Drivers In Downtown New Haven
Social-Minded Investment Apps
'Grow' Automatically Makes Investments Based on Social Factors
Driveway Parking Apps
This Parking App Lets Drivers Rent Out Unused Driveway Parking Spots
Free TV-Streaming Apps
The Freeview FV App Offers Free-To-Air TV Streams On Smartphones
Streamlined Money Transfer Apps
The Exchange4free App Enables Cross-Border Money Transfers
Personalized Telecom Apps
This App Helps Grameenphone's Customers to Take Advantage Of Deals
Attendance-Tracking Mobile Apps
'Class 120' Lets Parents Know If Their Children are Skipping Class
Animated Character Livestreams
Hasbro Created a Facebook Live Broadcast Starring Mr. Monopoly
Team-Specific Basketball Apps
This App Lets Dallas Mavericks Fans Engage With the Franchise
Fraud-Preventing Wallets
This RFID-Blocking Wallet Offers Style and Security
Palm-Scanning ATMs
Japan's Ogaki Kyoritsu Bank is Experimenting with Biometric Identification
Dictator-Tracking Social Accounts
'GVA Dictator Alert' Tweets When Dictators Fly into Geneva
Predictive Football Apps
The WinView Games App Lets You Win Cash Prizes For Sporting Predictions
Revolutionary Fantasy Sports Sites
ChickenDinner Lets You Compete For Cash Rewards With No Risk
Self-Driving Tractors
The NH Drive Tractor's Movements Can Be Controlled Through a Mobile App
Athletic Meetup Apps
The ATLETO App Helps You Find People to Work Out and Play Sports With
Novice-Friendly Investing Apps
The Moneybox App Helps First-Time Investors Get Started
Self-Driven Taxi Promotions
This Uber Promotion Lets People Enjoy Free Rides In Self-Driven Cars
College Dining Mobile Apps
This Startup Offers a Simple Food-Related App for College Students
Informative Investment Apps
The Abakus App Helps Investors Better Assess Property Portfolios
Pizza-Earning Loyalty Apps
The Blaze Pizza App Lets Customers Scan Their Phones to Earn Pizzas
Homework-Organizing Mobile Apps
The New 'ihomework 2' App is Perfect for Busy University Students
Communal Carpooling Apps
The CarPoolNow App Encourages Non-Monetized Ridesharing
Guarantor Service Startups
This Company Helps Renters Qualify to Rent and Lease Apartments
Senior-Centric Ride Services
UberCentral is Targeted Towards Seniors Without Smartphones
Professional Live Streaming Apps
Periscope Producer Lets Users Live Stream with Pro Equipment
App-Only Banks
LunarWay Wants to Revolutionize Banking by Only Having an App
Messenger-Based Payment Reminders
Facebook Messenger's 'Chat Assist' Set Automatic Reminders
Proactive Truck Parking Apps
This App Helps Truck Drivers Access Suitable Parking Facilities
Supportive B2B Apps
The Vision Suite Support App Improves Retailers' Service Delivery Experience
Smartphone Payment Rideshare Promos
The Android Pay Uber Promotion Provides 50% Off Ten Rides
Caribbean Shopping Apps
The CaribShopper App Eases Access to eBay and DHL Shipping Services
Customer-Friendly Payment App
This Point Of Sale App is Targeted Towards Busy Restaurants
Revenue-Increasing Sports Indices
This Sports Marketing Platform Calculates Athlete Brand Value
Driver Verification Selfies
Uber Launched Real-Time Diver Verifications to Reduce Fraud Attempts
Accessible Accommodation Sites
Accomable Helps You Find Disability-Friendly Accommodations
Traditional Bartering Apps
The 'Let's Barter' App Lets You Trade Products and Services
Proactive Parking Apps
The EZparkLB Helps You Find Parking In Long Beach
Streamlined E-Commerce Rebranding
This Snapdeal Branding Combines a Bright Backdrop and Vivid Logo
Flexible Rideshare Services
The HolyCab Startup Helps Nigerians Earn Money For Offering Rides
Shielded Prepaid Card Apps
The RushCard App Lets Users Prevent Purchases to Evade Fraud
Supportive Telecom Apps
TelOne's Customer Support App Offers Live Chat and Payment Services
Multi-Stop Rideshares
The Lyft Multi-Stop Trip Now Lets Riders Request Multiple Stops On A Trip
Consolidated Sailing Rulebook Apps
This App Lists the Rules Of Sailing and Relevant Examples