Throughout this compilation of October 2016 finance ideas, it's shown that an increasing number of companies are looking to simplify services. In doing so, goals of improving customer service are made easier, levels of interaction go up and payments are more likely to be made in a timely manner.
With Facebook Messenger's 'Chat Assist' feature, users can have reminders sent to them so that they don't forget to pay back a friend or family member. It works by picking out words that have been sent previously, then the feature emboldens them so that they're made more noticeable and even schedules a later time to remind the user to have the money sent.
On the other hand, 'CollegeBacker' helps generous parents fund their child's education by planning contributions to their 529 accounts. Other examples taking similar steps can be found in this grouping of October 2016 finance ideas as well, most of which aim to make daunting money matters a little less painful.
Top 30 Finance Ideas in October
From Hand Print-Scanning ATMs to Streamlined Home Equity Services:
Riley von Niessen — Oct 30, 2016 — Tech
30
Tactile Payment Devices
The Scrip Device by New Deal Design Acts as a Replacement for Cash
29
Elegant Luxury Safes
These Safes are Able to Offer Excellent Security and a Sophisticated Design
28
Turf-Topped Office Buildings
The AXA Building by Santiago Calatrava Will Be in a Train Station
27
Deal-Finding Finance Apps
The 'Squeeze' Budget App Analyzes Spending to Find Deals
26
Pachydermic Piggy Banks
The 'Elli' Piggy Bank is a Fun Way to Teach Kids to Save Money
25
Wireless SIM Card Organizers
The 'SIMpro' Enables Smartphone Users to Use All SIM Cards at Once
24
Bot-Powered Insurance Plans
Lemonade is a Low-Cost P2P Insurance Provider
23
Transformative Car-Dealing Apps
The Blinker App Helps People Easily Buy and Sell Used Vehicles
22
Habit Formation Apps
The 'Habit Zen' iOS and Android App Pinpoints How to Create Habits that Stick
21
Cost-Comparing Healthcare Apps
The FH Cost Lookup CT App Compares Costs Of Medical Services
20
Home Equity Financial Services
'Point' Prevents People from Taking on Debt when Purchasing a Home
19
Instant Salary Payment Apps
Stripe Lets Sharing Economy Workers Deposit Their Wages Immediately
18
Streamlined Money Transfer Apps
The Exchange4free App Enables Cross-Border Money Transfers
17
Benefit-Reporting Apps
The MyBenefits App Helps Canadians Assess Benefit and Credit Information
16
Localized Deal-Finding Apps
The Local Flavor App Helps You Find Relevant Deals and Coupons
15
Palm-Scanning ATMs
Japan's Ogaki Kyoritsu Bank is Experimenting with Biometric Identification
14
Novice-Friendly Investing Apps
The Moneybox App Helps First-Time Investors Get Started
13
Anime-Inspired Insurance Ads
This Esurance Commercial Tells Its Viewers: 'Don't Catch and Drive'
12
Scholarship-Funding Dance Classes
These Online Dance Lessons Help Finance Colombian Education
11
College Savings Apps
CollegeBacker Makes it Easy to Contribute to a Tax-Free College Fund
10
Comparative Insurance Apps
This App Empowers Young People to Enroll In Health Insurance Plans
9
Messenger-Based Payment Reminders
Facebook Messenger's 'Chat Assist' Set Automatic Reminders
8
Economy-Disrupting App Concepts
The Panda App is a Conceptual Project to Upset the Sharing Economy
7
Supportive B2B Apps
The Vision Suite Support App Improves Retailers' Service Delivery Experience
6
Smartphone Payment Rideshare Promos
The Android Pay Uber Promotion Provides 50% Off Ten Rides
5
Customer-Friendly Payment App
This Point Of Sale App is Targeted Towards Busy Restaurants
4
Finance-Tracking Sculptures
The 'Flux' Device Mounts to Walls To Physically Monitor Spending
3
Sales Lead-Saving Services
'Unbandon' Can Help Save Sales Leads from Disappearing
2
Supportive Telecom Apps
TelOne's Customer Support App Offers Live Chat and Payment Services
1
Anti-Counterfeit Banknotes
Australia's $5 Banknote Design Boasts Hidden Security Features
Related Ideas
Credit-Consolidating Finance Apps
The 'StellarFi' App Pays Your Bills & Boosts Your Credit
Disruptive AI-Finance Chatbots
Origin Financial Wins Big with AI Chatbot for Everyday Finance
Discount Retailer Mobile Apps
Family Dollar Debuted a New Mobile Shopping App for Customers
AI-Fueled Finance Apps
The 'Finn' App Can Provide Accurate Responses to Complex Queries
Credit Score Dating Apps
The Score Dating App Requires Users to Have a 675 Credit Score
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Brainstorming Business Idea Tools
IdeaMate is the Solution to Fighting Stale Business Ideas
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
AI-Powered Budgeting Apps
Cleo Helps Gen Z Get Their Finances in Order with Roast & Hype Modes
AI Mother's Day Campaigns
Showcase is Simplifying Mother's Day Shopping with ChatGPT
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Kids' Money Management Books
'The Adventures of Ca$hman & Supersaver' Promotes Financial Awareness
Financial Literacy Board Games
Chime Launches a Gamified Financial Literacy Initiative
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Home Improvement Chatbots
FixxAI is a Homeowner's Co-Pilot for Home Improvement Projects
Consolidated Automotive Apps
The 'Fisker' App Caters to Every Aspect Of the Customer Experience
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Motivating Journaling Apps
MindUp Encourages Users to Maintain a Daily Mindfulness Habit
Social Professional Productivity Apps
The 'LikeMind' App Connects Users to Other Hustlers
AI-Powered Finance Trackers
TotallyMoney and Bud Financial Launch an AI-Powered Payments Tracker
Messaging App Chat Organization
WhatsApp Keeps Conversations Organized with Chat Filters
AI Customer Service Chatbots
LAQO Introduced a First-of-Its-Kind Digital Assistant for Fintech
Financial Support Apps
'Cleo' is Helping Gen Z Feel More Confident About Money
AI-Powered DIY Home Apps
Praxis Introduces New Features to Its Praxis Plus App
Gen Z-Specific Numberless Cards
Fibe and Axis Bank Team Up to Launch a Numberless Credit Card
Privacy-Focused Budgeting Apps
The 'Apollo' Personal Finance App Streamlines Money Tracking
Simple B2B Payment Apps
Hopscotch Enables "Instant, Fee-free Payments for Small Businesses"
Gen Z-Targeting TikTok Tools
American Express & TikTok Launch the '#ShopSmall Accelerator' Program
Stress Reduction Finance Apps
The 'MoneyCoach' App Takes the Anxiety Out of Money Management
Finance-Managing AI Assistants
'Intuit Assist' is a Scalable AI Financial Assistant for Companies
Conversational Campaign Creators
Creating Google Ads Campaigns is Simpler with AI Chat Features
Gen Z Budgeting Platforms
Buddy and Klarna Teamed Up to Support Gen Z Financial Health
Digital Banking Metaverses
HSBC Confirms Plans to Debut a Virtual Banking Service in the Metaverse
Smart Personal Assistants
24me X Uses AI to Help Users Sort Their Days
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
AI Financial Wellness Apps
'AI FinCheck' from Yodlee Guides Users Toward Financial Goals
Communication App Shopping Experiences
WhatsApp Flows Allow for In-App Booking and Shopping
Actor-Collaborative Debit Cards
Acorns Introduces the Mighty Oak Visa with Dwayne Johnson
AI-Powered Business Discoveries
Yelp Unveils a New AI Assistant and 'Project Ideas' Feature
Comforting Financial Pop-Ups
Experian's Credit Paws Café is a Place to Chat About Money Worries
Loneliness-Combating Social Campaigns
Hinge Launches the New One More Hour Campaign and Fund
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Tax-Season Online Campaigns
These Video Ad Spots Urge Canadians to Take Advantage Of Tax Benefits
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Effective Retirement Calculators
Finabled Retirement Calculator Helps People Manage Their Finances
Rewarding Graduation Cards
Hallmark and Venmo Created Giftable Cards for the Class of 2024
AI-Driven Financial Education Games
Money Smarts Unveils AI Financial Game on Indiegogo
Home Management Chatbots
HomeZada Releases an AI-Powered Chat Assistant for Home Improvement
Text Messenger Checkout Applications
'Postscript' Uses Text-To-Buy to Improve Customer Retention
Ecommerce Returns Programs
Loop Launches an App to Help Shopify Merchants Optimize Returns
Collaborative Shopping Tools
Amazon Debuts the Consult-a-Friend Feature for Collaborative Shopping
AI Personal Finance Managers
Blahget is a Voice-Based AI Expense Tracker Foe Everyone
Youth-Catered Transportation Apps
Uber Introduces Teen Accounts in the Latest Update
AI Financial Education Games
Go Boldly Empowers Players with Financial Tools and Tips
Social Media AI Chatbots
Instagram Plans to Incorporate its Own AI Chatbots in the App
Account-Managing Finance Features
Entrust Launches a New Digital Account Opening Solution
Kid-Focused Finance Apps
ABN Amro Launches a Financial Literacy App for Children
Employee-Focused Finance Programs
Claro Money Launches a Financial Wellbeing Package for Employees
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
Comprehensive Finance Management Apps
Coop Launches a New Super App with Embedded Finance
Chat-Style To-Do Apps
The 'Qept' App Lets Users DM Tasks to Themselves
Student-Focused Credit Cards
Neu Launches a Credit Card for College Students Building Their Credit
AI-Powered Receipt Management Apps
The 'Receipty' App Automates Bookkeeping to Ensure Thoroughness
Immigrant-Supporting AI Finance Apps
Lola4i is Leap Financial's AI Tool for Immigrant Support
Teen-Targeted Investment Apps
The 'Bloom' App Helps Users to Build Longterm Wealth
Family-Focused Credit Cards
The Greenlight Family Cash MasterCard Helps Families Build Credit
Financial Conversation Hearts
CIBC's Valentine's Day Campaign Addressed a Relationship Stressor
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
AI Tax Season Tools
Expense Badger Streamlines Financial Management For Taxes and Beyond
Accessible Payment Cards
Mastercard's Touch Cards Have Notches to Aid the Visually Impaired
Gen Z-Targeted Credit-Building Tools
Austin Capital Bank Launches the Freekck Credit Builder
Education-Enhancing Chatbot Services
The 'Stretch' Chatbot Offers Resources For K-12 Educators
Same Day Gift Deliveries
Instacart Offers Same Day Delivery for Last-Minute Gifts
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Teen-Targeted Banking Features
Verizon Launches 'Family Money' For Gen Z and Gen Alpha Bankers
AI Accounting Tutor Services
This Tutor Service Provides Intelligent Responses to Student Queries
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
Photo-Based Messenger Services
Snapchat Users will Soon be able to Pay to Restore Lost Streaks
Financial Literacy Platforms
Secret U Supports Gen Z Women with Free Tools for Financial Success
Intelligent Loan Platforms
Levr.ai Helps Small Businesses Access Better Funding Options
Convenient Palm Payment Expansions
Amazon One Payments are Coming to Whole Foods Markets
Contactless Merchant Payments
Paypal and Venmo Now Support Apple’s Tap to Pay Contactless Payments
Gen Z Debit Cards
Venmo is Introducing a Teen Account & Debit Card for Gen Z
AI-Tax Filing Assistants
H&R Block Just Released Its New Ai Tax Assist Chatbot
Predictive AI-Fueled Chat Updates
Google is Introducing Smart Compose with Suggestive Phrases
Hospitality Finance Platforms
Carats & Cake
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
Earnings-Based Relationship Calculator
Fair Share Calculator Splits Finances Based on Income
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Retirement Finance Apps
Udeshi Financial Unveils P.R.I.D.E. Framework for Those in Retirement
Digital Poppy Fundraisers
Letters Home Remind Canadians of Wartime Sacrifice for Remembrance Day
Fraud Detection Systems
Jack Henry is Launching a New AI-Powered Fraud Detection Monitor
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Credit-Building Finance Features
Credit Sesame Debuts the Innovative Card and Credit Analysis Tool
Money Management Subscriptions
Revolut is Set to Launch a New 'Ultra' Subscription Tier
Revenue-Generating Streaming Tools
Twitch Debuts 'Hype Chat' for Monetizing Chat Messages
Democratized Financial Service Tools
Plaid Aims to Make Financial Services More Accessible
Integrated Business Banking Tools
PennyFlo Streamlines Financial Management for Businesses
Kid-Friendly Financial Support Apps
Goaly Offers Financial Lessons for Kids and Their Parents
Teen-Focused Prepaid Cards
Teen and Tween Prepaid Card App Savii Launches in the UAE
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Benefit-Educating AI Assistants
Newfront Debuts an AI-Powered Benefits Assistant for 24/7 Support
AI Investment Assistants
FinPal Helps people Make the Right Financial Decisions Through AI
Complementary Financial Literacy Courses
Walmart & Khan Academy Offer Free, World-Class Education
Account Aggregation Micro-Apps
PhonePe Launches the New Account Aggregator Service for Clients
Workplace Chat-Optimizing Apps
'Superhuman' is Shifting its Focus to Workplace Teams Services
Empowering Financial Management Apps
Windfall Makes Money Tracking and Management Easy
All-New Retail Payment Methods
Amazon Rolls Out a New Venmo Payment Option for U.S. Customers
Workplace Financial Wellness Tools
BrightPlan Launches Workplace Financial Wellness Tool
Low-Cost Financial Management Services
Domain Money Greatly Reduces the Cost to Manage Money
Comprehensive Calculator Suites
CalculatorNinjas Offers Computations in Finance, Health, and Math
Cash-Gifting Greeting Cards
Hallmark + Venmo Cards Simultaneously Share Heartfelt Messages & Money
Thought-Organizing AI Assistants
Sort My Thoughts Helps Users Stay Organized
Minimalist Money Management Spreadsheets
The Expense App Let's you Upload Receipts and Documents
Anti-Scam Dating Tips
Match Group Adds New Anti-Scam Tips for its Dating Platforms
Personalized Payment Requests
FreedomPay and Prommt Unite to Deliver Secure Personalized Payments
Secure Streamlined Checkouts
Safexpay Launches the Aasaan Checkout to Combat Cart Abandonment
Digital Income Tax Payments
PhonePe Launches a New Income Tax Payment Feature for its Customers
Intelligently Integrated Chatbots
This Chatbot Tool Helps Improve Customer Service and Engagement
Community Borrowing Apps
Borrow Encourages Neighbours to Interact and Share
Affordable Money Transfer Campaigns
Paysend's New Ad Campaign Targets Hispanic Consumers in the US
Group Expense Tracking
Paymeback.lol Does the Math So All Expenses are Even
Business E-Money Services
Greengage Debuts a E-Money Service for Businesses to Handle Money Easily
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
High-Interest Tech Savings Accounts
The Apple Card Savings Account Offers Instant Access to Yields
Credit-Boosting Rental Payments
Bloom Credit Unveils Credit-Building Tool for Renter Payment Data
Friendship-Focused Finance Agreements
'Friends Over Money' Let's You Make Agreements with Friends
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Retirement Savings Accounts
Robinhood Pivots to a More Comprehensive Service Plan
BNPL-Enabled Home Retailers
At Home Debuts the Buy-Now-Pay-Later Program for Qualifying Purchases
Africa-Focused Finance Apps
Orange Launches the New Super-App 'Max It' for African Markets
Link-Enabled Payout Solutions
Vyne Launches a No-Code Verified Payouts Solution
Boomer-Style Rent Giveaways
Koala Introduces the 'Boomer Blocker' Initiative for Australians
Streamlined Financial Management Platforms
Ayden Simplifies Payments, Data, and Fraud Detection
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Task Management SMS Assistants
Hody Stops Procrastinating Through Friendly Text Messages