Throughout this compilation of October 2016 finance ideas, it's shown that an increasing number of companies are looking to simplify services. In doing so, goals of improving customer service are made easier, levels of interaction go up and payments are more likely to be made in a timely manner.
With Facebook Messenger's 'Chat Assist' feature, users can have reminders sent to them so that they don't forget to pay back a friend or family member. It works by picking out words that have been sent previously, then the feature emboldens them so that they're made more noticeable and even schedules a later time to remind the user to have the money sent.
On the other hand, 'CollegeBacker' helps generous parents fund their child's education by planning contributions to their 529 accounts. Other examples taking similar steps can be found in this grouping of October 2016 finance ideas as well, most of which aim to make daunting money matters a little less painful.
Top 30 Finance Ideas in October
From Hand Print-Scanning ATMs to Streamlined Home Equity Services:
Riley von Niessen — Oct 30, 2016 — Tech
30
Tactile Payment Devices
The Scrip Device by New Deal Design Acts as a Replacement for Cash
29
Elegant Luxury Safes
These Safes are Able to Offer Excellent Security and a Sophisticated Design
28
Turf-Topped Office Buildings
The AXA Building by Santiago Calatrava Will Be in a Train Station
27
Deal-Finding Finance Apps
The 'Squeeze' Budget App Analyzes Spending to Find Deals
26
Pachydermic Piggy Banks
The 'Elli' Piggy Bank is a Fun Way to Teach Kids to Save Money
25
Wireless SIM Card Organizers
The 'SIMpro' Enables Smartphone Users to Use All SIM Cards at Once
24
Bot-Powered Insurance Plans
Lemonade is a Low-Cost P2P Insurance Provider
23
Transformative Car-Dealing Apps
The Blinker App Helps People Easily Buy and Sell Used Vehicles
22
Habit Formation Apps
The 'Habit Zen' iOS and Android App Pinpoints How to Create Habits that Stick
21
Cost-Comparing Healthcare Apps
The FH Cost Lookup CT App Compares Costs Of Medical Services
20
Home Equity Financial Services
'Point' Prevents People from Taking on Debt when Purchasing a Home
19
Instant Salary Payment Apps
Stripe Lets Sharing Economy Workers Deposit Their Wages Immediately
18
Streamlined Money Transfer Apps
The Exchange4free App Enables Cross-Border Money Transfers
17
Benefit-Reporting Apps
The MyBenefits App Helps Canadians Assess Benefit and Credit Information
16
Localized Deal-Finding Apps
The Local Flavor App Helps You Find Relevant Deals and Coupons
15
Palm-Scanning ATMs
Japan's Ogaki Kyoritsu Bank is Experimenting with Biometric Identification
14
Novice-Friendly Investing Apps
The Moneybox App Helps First-Time Investors Get Started
13
Anime-Inspired Insurance Ads
This Esurance Commercial Tells Its Viewers: 'Don't Catch and Drive'
12
Scholarship-Funding Dance Classes
These Online Dance Lessons Help Finance Colombian Education
11
College Savings Apps
CollegeBacker Makes it Easy to Contribute to a Tax-Free College Fund
10
Comparative Insurance Apps
This App Empowers Young People to Enroll In Health Insurance Plans
9
Messenger-Based Payment Reminders
Facebook Messenger's 'Chat Assist' Set Automatic Reminders
8
Economy-Disrupting App Concepts
The Panda App is a Conceptual Project to Upset the Sharing Economy
7
Smartphone Payment Rideshare Promos
The Android Pay Uber Promotion Provides 50% Off Ten Rides
6
Supportive B2B Apps
The Vision Suite Support App Improves Retailers' Service Delivery Experience
5
Customer-Friendly Payment App
This Point Of Sale App is Targeted Towards Busy Restaurants
4
Finance-Tracking Sculptures
The 'Flux' Device Mounts to Walls To Physically Monitor Spending
3
Sales Lead-Saving Services
'Unbandon' Can Help Save Sales Leads from Disappearing
2
Supportive Telecom Apps
TelOne's Customer Support App Offers Live Chat and Payment Services
1
Anti-Counterfeit Banknotes
Australia's $5 Banknote Design Boasts Hidden Security Features
Related Ideas
Mindful Mobile Plans
Noble Mobile Gives Customers Money Back for Unused Data
Personal Finance Trackers
Money Manager Helps Track Expenses, Budgets, And Financial Goals
Bank Account-Linked AI Features
The ChatGPT Personal Finance Feature Analyzes Spending and More
AI Beauty Assistants
Sephora Launched Advanced Chatbot Features for Virtual Try-Ons and Bookings
All-in-One Calculator Tools
PocketCalc Simplifies Everyday Math, Finance and Business Calculations
AI-First POS Handhelds
Global Payments' AI-First Genius Was Made for the Future of Commerce
Accessibility-Focused Financial Application Prototypes
CI&T Partners with Project Nemo
Intent-Based Dating Features
Hinge introduces tools that help users signal readiness to meet
Cinematic Finance Campaigns
Robinhood Launched its 'Your Money, Your Move'
Finance-Focused AI Agents
Robinhood's Platforms Enables Automated Financial Decision-Making
AI Lifestyle Assistants
HelloLife Optimizes Your Health, Wealth, And Personal Growth Effortlessly
AI Finance Automation Platforms
Round Raised $6M and Launched Two New AI Finance Automation Tools
Personal Finance Apps
Track Budget Helps You Manage Spending, Budgets, And Shared Expenses Easily
Health-Focused Retail Campaigns
Health-E Commerce Encourages a Home Medicine Cabinet Restock
New Year-Motivated Health Promotions
Health-E Commerce Launches the New Year, New You Campaign
Millennial Nostalgia Banking Campaigns
Allt Bank Playfully Jabs at Millennials' Financial Habits
Fake ATM Pop-Ups
The FCA;s Mysterious ATM Promising Fortune Provides Investment Scam Warnings
Gamer-Focused Localized Payment Solutions
Xsolla Offers Developers Tailored Monetization Tools
Financial Planning Tools
Perform Accurate Calculations and Plan Finances With Finance Calculator
Commerce-Enhanced Payment Cards
Venmo Debit Mastercard Offers 15% Cash Back at Popular Retailers
Banking AI Assistants
Lloyds Bank Introduced a Generative AI Tool for Operational Efficiency
Post-Purchase Payment Features
Swipe to Finance is an Option for Paying Over Time After Checkout
Fintech Mobile Plans
Cash App Launches an Unlimited 5G Phone Service
Emotional Support Chats
Pocket Mind Provides On-Demand AI Emotional Support Conversations
Personalized Financial Assistants
Credit Karma Introduced its AI-Powered Financial Assistants
Message-Enabled Payment Links
Cash App Adds Shareable Links For Quick Payment Requests
AI Productivity Inboxes
Yahoo Mail’s Planner Uses AI to Turn Emails into Actionable Tasks
New Mom Savings Accounts
Breastmilk Money is a Mobile-First Financial Tool for Nigerian Mothers
Personal Finance Tools
Budj Simplifies Money Management For Busy Individuals
Embedded Lending Platforms
Adyen Launched SMB Financing Through Platforms
Youth-Focused Financial Education Platforms
Spendsafe is Targeting Youth Aged Six to Eighteen
Incentive-Based Athletic Challenges
Gains App Blends Sport, Social & Monetary Incentives
Digital Banking Service Platforms
Homebase Federal Credit Union Introduces Mahalo Banking
Startup Idea Newsletters
Easy Startup Ideas Delivers Business Roadmaps For Aspiring Founders
Online Dating AI Assistants
The Facebook Dating Assistant Helps Users Find Better Matches
Frictionless Checkout Features
Google Launches Its Google Pay Direct Checkout Experience
Marketplace Alert Tools
Scout Sends Instant Alerts For New Facebook Marketplace Listings
Personalized Telehealth Service Platforms
Enhanced Reports Success of the Inaugural Enhanced Games
Safety-Focused Crowdfunding Campaigns
Running Mate is Focused on Making Running Safer for Women
Personal Finance Hubs
Mojek Money Brings Banking, Payments, and Financial Tracking into One App
AI Investment Assistants
CoachBot Helps You Invest Smarter with Personalized, 24/7 Guidance
Supportive Property Purchase Applications
Homie is Helping Canadians Purchase Their First Property
AI Startup Finance Platforms
Xendoo and Techstars Expanded Automated Founder Accounting
Smart Gift Matching
Thoughtful AI-Powered Gift Adviser App Automates Gifting With Smart Reminders
Home Savings-Focused Partnerships
MyQuarters and Flinks Offer a New Way to Save for a Home
AI-Assisted Messaging
WhatsApp Introduces AI Writing Help and Photo Editing Features
Commitment-Based Subscriptions
Apple Introduces Monthly Plans with 12-Month Commitment Options
AI-Powered Budgeting Tools
Moneta Lend Offers AI-Powered Budgeting With Fun, Personalized Insights
Financial Learning Platforms
Cash Critters Introduces Kids To Core Money Skills Through Play
Tax-Filing Parties
TaxAct's Admin Night Helps People Power Through Their Taxes Together
Tax-Focused Marketing Campaigns
Intuit Debuts the Second Iteration of 'Now This is Taxes'
In-Store Installment Payment Features
Samsung Wallet and Splitit Boast a Convenient Feature
AI Financial Assistants
Chat2Report Lets You Query 130K+ Company Reports Instantly With AI
Personalized AI Red Envelopes
YouCam Perfect App Users Can Now Create Custom Red Envelope Designs
Conversational AI Banking Apps
This App Uses Chat-Based Interfaces To Manage Finances & Accounting
Personal Finance Tools
Budget Planner Helps You Track Daily Income And Expenses Simply
Digital Credit Union Branches
Orlando Credit Union Unveiled Its Enhanced Digital Branch Initiative
Text-Resizing Mobile Banking Features
OCBC Bank Aims to Enhance Accessibility for Its Users
Streamline Email Management Tools
Yahoo Mail Has Introduced an Innovative 'Catch Up' Feature
Automated Accounting Tools
Digits Provides AI Accounting And Financial Insights For Startups
Chat-Based Payment Features
WhatsApp Enables Mobile Recharges Directly Within Messaging Chats
Heartfelt Bank Ads
Synchrony Bank’s Lemonade Stand Campaign Spotlights the Power of Saving
Kids Finance Apps
FoxFund Teaches Children Saving, Budgeting, And Smart Spending Skills
Automated Financial Intelligence
Finbar Streamlines Financial Analysis With AI-Powered Data Tools
Personal Finance Apps
MoneyTool Tracks Spending, Budgets, Income, And Investments Offline
Social Finance Ecosystems
Venmo blends payments, rewards, and social discovery features
Online Monetization Tools
Finsta Lets You Charge For Conversations And Get Paid Per Message
On-Demand Family Text Services
Proxy by Peacock Parent’s New Feature Delivers Delegation Support
Investment Growth Calculators
Compound Interest Calculator Tracks Savings & Projects Future Growth
Financial Education-Focused Partnerships
Banking Academy of Vietnam and Vantage Foundation Partner
Budget Tracking Tools
Finance:Budget Expense Tracker Simplifies Spending And Budgeting
Wristband Balance Donations
UNICEF Spain's Cash Forward Provides Purpose for Unspent Money
Innovative Financial Visualization Tools
ThePricer.org Debuts Money to Time Calculator
Low-Cost Shirt Pop-Ups
Monzo's 1p Shop Lets Football Fans Pick Up an Official Kit for a Low Price
Exciting Fee Return Promotions
Grubhub Has Launched the Fee Return Promotion
Student Task Managers
Homework Hero Helps Students Organize And Track Homework Efficiently
Personal Finance Trackers
Finance Management Tool Helps Track Expenses And Budgets Efficiently
BFF-Themed Financial App Campaigns
Experian Embraces the Concept of 'Big Financial Friend'
AI-Powered Holiday Spending Tools
TomoCredit Uses AI to Help with Managing Holiday Spending
Chat-Enabled Real Estate Apps
Zillow Direct Messaging Lets Users Chat and Share Listings
All-in-One Calculator Platforms
Calculator Hub Offers Hundreds Of Free Calculators For Every Need
Gaming Payment Partnerships
EA Sports and Visa Partnered on Its In-Game Rewards for FC Players
AI Expense Trackers
Finance Bro Tracks Spending Through Voice Notes Receipts And AI Money Chats
Financial Management Tools
Khata Easy Puts Financial Records Under The User’s Control
Subscription Tracking Tools
Bills Helps You Track Subscriptions And Stay On Top Of Your Budget
Personal Finance Apps
Budget Peaks Gamifies Budgeting To Help You Save And Track Money
Student-Friendly Bank Visits
Garanti BBVA Invites Classes to Learn Financial Literacy
Personal Expense Trackers
Cash Compass Expense Tracker Helps Users Monitor Income And Spending
Financial Data Assistants
Kapital Assistant Uses AI To Streamline Financial Analysis And Reporting
Automated Birthday Assistants
BirthdayRemind Sends Custom Birthday Alerts and Gift Suggestions
Democratized Financial Technologies
DigitalFI & Commercial Business Systems Form Partnership
Paired-Down Social Media Platforms
Month Friend Boasts a New Experience in the Hyper-Digital World
Personal Finance Visualizers
Budget Visual Helps Users Track and Analyze Finances Easily
DIY Inspiration Apps
Daily DIY Reminder App Delivers Creative Upcycling Ideas And Reminders
Future Message Reminders
HiFutureSelf Lets You Send Timely And Motivational Messages To Yourself
AI Expense Trackers
How I Spend My Money Helps Users Track And Analyze Expenses Easily
Group Expense Trackers
Jellybean Simplifies Bill Splitting And Expense Tracking With Friends
AI Loan Finders
QuoteShack Helps You Find The Best Lender And Rate Quickly
Home Affordability-Focused Initiatives
Rocket Mortgage and Redfin Offer Savings of Up to $20,000
Personal Finance Tools
Coinly Helps Users Track Savings Goals And Financial Growth Effectively
Family Finance Trackers
Manage Household Finances Easily with Famony Expense Tracker
Startup Banking Apps
Mercury Simplifies Financial Operations For Startups With Modern Banking
Omnichannel Payment Systems
MoneyGram Connects Cash and Digital Payments in One Platform
Streamlined Holiday Shopping
Yes, More & Co Simplifies Holiday Shopping With Daily SMS Deals
Financial Transaction Analytics
Trove Provides Real-Time AI Merchant Intelligence For Fintech
Fintech Savings Centers
Spiral Has Introduced Its Savings Center Platform as a Viable Solution
Subscription Management Tools
Subscription Manager Helps You Track and Organize All Subscriptions
Monthly Budget Trackers
Simple Monthly Budget Planner Organises Spending Into Expense Categories
Hyper-Targeted Book Covers
Monzo Launched The Book of Money with 800 Bespoke Cover Titles
Personal Finance Trackers
ExpenseTracker Helps Users Record Expenses Quickly And Easily
Household Budgeting Platforms
Know Your Dosh Centralizes Household Finances Across Accounts
Planning Calculation Tools
Omni Calculator Provides A Suite Of AI-Powered Financial Planning Tools
Data Savings Account Concepts
Dataprev's Partnership with Drumwave is Ambitious & Innovative
Shared Expense Managers
PayMates Simplifies Splitting Bills Among Friends and Roommates
Self-Custodial Banking Apps
The 'Coca 3.0' App Separates Financial Tools From Fund Ownership
AI Motivation Nudges
Inspire Inbox Delivers Personalized Encouragement Based on Your Goals
Birthday Reminder Apps
Happy Dates Helps You Track Birthdays And Get Gift Ideas Automatically
Automated Savings Tools
Cashback Easy Finds Coupons And Cashback Automatically While Shopping
Relationship Communication Assistants
TouchBase’s Smart Reminders Deepen Connections and Emotions
Group Challenge Apps
Challenge Friends Lets Users Complete 30-Day Self-Improvement Challenges
Savings Goal Tracking
Home Fund Helps Users Monitor Savings Progress with a Simple Visual Tracker
Expense Tracking Tools
Expense Easy Turns Receipts to Organized Expense Records Instantly With AI
Simplified Expense Sharing
EasySplit Simplifies Shared Expenses for Groups and Friends
Chat-Enabled Home Apps
Zillow Unveils a New In-App Messaging Function for Home Buyers
Social Money Pooling
MoneyBlendr Helps Groups Contribute Funds and Participate in Shared Pools
Business-Style Finance Platforms
You, LLC Helps Manage Finances Like a Business With Private Data
Intelligent Pricing Insights
Payday Analyzes Quotations To Optimize Pricing And Suggest Upsells
Financial Tracking Dashboards
Track Wealth and Liabilities with EzFinTrack’s All-In-One Dashboard
AI-Powered Scam Alerts
Meta Launches Scam Protection Features Across Its Social Platforms
Offer Aggregation Platforms
Kampania Centralizes Credit Card And Bank Offers In One Place
Personal Lending Trackers
Keepfully 2.0 helps users manage borrowed and lent items
Finance Management Tools
Tidve App Brings All Subscriptions Into One Clear, Unified Dashboard
AI Invoice Collectors
Tennis Finance Automates Invoice Collection And Optimizes Cash Flow
Mortgage Rewards Platforms
HomeBase Lets You Earn Rewards From Your Mortgage Payments
Birthday Management Apps
BN Provides Reminders, Gift Suggestions, And Birthday Planning Tools
Personal Reminder Organizers
Birthday Tracker Helps Users Manage Dates, Gifts, And Notifications
Expense Management Apps
The Bill Uses AI To Streamline Group Expense Tracking And Settlements
Digital Expense Trackers
ReceiptSnap Organizes and Tracks Receipts for Easy Expense Reporting
Fair Expense Sharing
Heypenny Simplifies Group Bill Splitting With Fair And Easy Tracking
Personalized Income Guides
Money Map Provides Tailored Ways To Monetize Skills And Passions