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24-Hour In-App Loans

Lydia Partnered with Younited Credit to Offer Longer Repayment Plans

— July 6, 2020 — Business
Lydia, the French peer-to-peer payment app startup, recently announced a new strategic partnership with Younited Credit to allow customers to borrow between €500 and €3,000 and with repayment options ranging from 6 to 36 months. Users can apply for the loan directly in the app with approvals granted within 24 hours. If the consumer accepts the offer, they have seven days to change their mind.

Consumers will receive their money directly on their Lydia account and can use the funds on Apple Pay, Google Pay, Samsung Pay, Lydia’s debit cards, or Lydia’s peer-to-peer payments. Fees on the credit 3.13% and include a one-time fee of €6.90 to €19.90, depending on how much money was borrowed.

During times of financial hardship—which the COVID-19 pandemic has spurred—many consumers are looking to take out loans to bridge payment gaps while they are temporarily off work. Apps like Lydia are a great resource to help consumers stay afloat.

Image Credit: Lydia
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