These mobile payment innovations range from phone-connected coffee payments to smartwatch wallets that make physical currency a thing of the past. With the popularity of platforms like Uber's taxi service and the Starbucks' Mobile Card app, major brands are recognizing the importance of customer convenience and are offering payments that can be made with the tap of a screen.
In addition to being popular within food and service industries, mobile payment is also becoming the norm within the transportation and travel sectors. In addition to Uber's widely used taxi service, even urban transit systems are introducing mobile payment capabilities.
A great example of this is Toronto's newly introduced airport transit app that will give travelers a chance to pay for their Union Pearson Express route via their mobile device.
Other mobile payment innovations from this list include wearable banking devices that replace traditional debit and credit payments with digital sensor signals.
25 Mobile Payment Innovations
26
Smartwatch Payment Systems
A New Payment Method is Being Developed Using Smartwatch Technology
25
Wearable Banking Apps
Wallaby's Mobile Wallet App is Developed For the Samsung Gear 2 Smartwatch
24
Credit Card Timepieces
LAKS Watch2Pay System Allows for Contactless Payments
23
Wearable Banking Wristbands
The CaixaBank Contactless Payment System is a Spanish Alternative
22
iPhone Money Apps
'Square' Payment System Lets Any Business Take Credit Cards Instantly
21
Crossover Wallet Apps
Starbucks' Mobile Payment May Soon Let You Make Other Purchases with Its App
20
Universal Mobile Payment-Processing
Poynt is a POS Terminal Compatible with All Payment Services
19
Mobile Restaurant Payments
TouchBistro is Bringing Apple Pay Solutions to Restaurants
18
Mini Mobile Payment Devices
'PayPal Here' Allows Easy Transactions for Small Businesses
17
Cellular Coffee Payments
Starbucks Card Mobile App Lets You Pay With Your Phone
16
Wearable Coffee Payments
Wearbucks is a Wearable Way to Pay for Coffee at Starbucks
15
Crowdfunding OneTouch Payment Systems
The Indiegogo Apple Pay Platform Makes Monetary Support Easy
14
Airport Transit Payment Apps
Torontonians Will Be Able to Pay for the Union Pearson Express By App
13
Speedy QR Payment Apps
Kuapay App Lets You Pay for Purchases From Your Smartphone
12
Mobile Payment Gadgets
The Hypr-3 Facilitates Mobile Transactions Conveniently and Securely
11
Health Payment Bracelets
Vitaband Stores Health Data and Pays Your Medical Bills
10
Choice-Less Car Rental Companies
The Silvercar App Only Offers an Audi A4 for Rent
9
Pay For Dinner With Your Cellphone
PayPal Mobile
8
Digital Pizza Payments
The Pizza Hut and Visa Checkout Lets Consumers Purchase Pizzas Virtually
7
Mobile Payment Systems
Tim Cook Announces Apple Pay Will Be Built into iPhone 6 and 6 Plus
6
Smartphone Payment Processor Sheaths
The Square Hoodie Keeps Your Square Safe and Nearby
5
Instant Cash Access
Dwolla Instant Provides Customers With $500 for Immediate Use
4
Mobile Bill Paying
Picture Pay Allows People to Pay Their Bills By Snapping a Smartphone Photo
3
Convenient Coffee Payment Apps
Tim Hortons' Timmy Me App Now Lets You Pay with Your Smartphone
2
Digital Tip Jars
Tipping has Become Easier With Digital Tipping
1
Voice-Activated Payments
The Square Card Case App Simplifies Mobile Transactions
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Smartphone-Charging Smart Wallets
This Smart Wallet Offers Charging & Phone Stand Functionality
Smartwatch-Attached Smartphone Concepts
The Conceptual Sony Smart Switch Ecosystem is All-in-One
Multifunctional Foldable Mobile Devices
The Conceptual 'Move' Mobile Device Replaces Five Devices
Clutch Purse Smartphone Concepts
The Honor V Purse Transforms the Mobile Device into an Accessory
Discount Retailer Mobile Apps
Family Dollar Debuted a New Mobile Shopping App for Customers
Car Rental Expanses
Uber Rent Launches in Canada for Convenient Car Rental Experience
AI-Backed Private Payment Solutions
TODAQ's 'TAPP' Micropayments Improves Healthcare Privacy
Digital Rewards-Integrated Cards
TranzactCard Introduces the eZ-Power Card to its Fintech Platform
Small Business Point-of-Sale Terminals
GoCCaddy Introduces Its Smart Terminal Flex
AI-Powered Digital Banks
Revolut Introduces its Reliable AI-Powered Finance Product, Billpay
Wireless E-Bike Charging Systems
MobiDock Launched a Charging Ecosystem for Bikes and Scooters
Flexible Mobile Bank Payments
Wallet Express Was Created by Samsung and Mastercard
Africa-Focused Digital Wallets
Abba Payments Debuts a Digital Wallet Service for African Consumers
Homemade Meal Delivery Apps
Toronto Food Delivery App Cookin Brings Homemade Meals to Your Door
Digital Currency Piggy Banks
This 'Smart Piggy' Bank Concept Upgrades a Classic
Efficient Business Payments
Xero Debuted Two New Integrations for Business Payments
Next-Gen Digital Business Cards
The Keyport Digital ME Key is a Digital Business Card
Wireless Automotive Charging Solutions
'ONE POINTECH' Creates Wireless Chargers for Micro Mobility
German Payment Expansions
Brite Introduces Instant Payments for German Consumers
AI-Powered Fintech Tools
Square Introduces Ten New Generative AI Features for Content Creation
Integrated Payment Applications
MoneyCollect's New Payment Gateway Enhances the User Experience
Cartoon-Inspired Metro Payments
Taiwan's EasyCard Now Comes with a Playful Pokéball Keychain
Parent-Connected Teen Shopping Apps
Hollister's Debuts New 'Share2Pay' For Teen Shoppers
Seamless Concession Platforms
Zippin Walk-Up Transforms Traditional Concession Stand Experiences
Retro 3D-Printed Bags
Coperni's CD-PLAYER Swipe Bag Resembles a Portable Music Player
Voice-Based AI QSR Services
Valyant AI and Paerpay Tansform Drive-thru Experience with AI
In-Car Fuel Payments
Mercedes pay+ Uses a Fingerprint Scanner to Pay with Mastercard
Scannable NFC Business Cards
The OVOU Smart Business Card Sends Users to a Custom Link
Self-Ordering Table Systems
GoTab Launches the Self-Ordering Kiosks for Table Service Businesses
Early-Access Shopping Apps
The J.Crew App Provides Users Access to Sales 48 Hours in Advance
Instant Retail Savings Platforms
formi by Patron Points Offers Universal Savings for Shoppers
Simple B2B Payment Apps
Hopscotch Enables "Instant, Fee-free Payments for Small Businesses"
Blockchain Loyalty Programs
Starbucks Debuts its Blockchain-Based Loyalty Program for Beta Testers
Digital Wallet Loyalty Solutions
Loopy Loyalty Adds Loyalty Cards in Apple and Google Wallet
Mobile Cannabis Marketplaces
Fire & Flower's Spark Marketplace App Simplifies Orders
Aggregated On-Demand Service Apps
The 'finish'd' App Combines a Range of Services into One Spot
Reloadable Contactless Keychains
Zara is Replacing Single-Use Gift Cards with Keychains
Reusable Contactless Cups
Starbucks' Borrow a Cup Pilot Explores Reusable, Recyclable Packaging
Omnichannel Grocery Technologies
Instacart Launches the New Omnichannel Solutions for Grocers
Contactless Car Wash Subscriptions
The 'FastLane' Subscription Can Be Accessed Through a Handy App
Interactive Digital Menus
Tabmeal Empowers Restaurants to Revolutionize the Way Guests Order
Rewarding App-Based Games
Pick n Pay Introduces the New 'Smart Hopper' Game for Shoppers
Secure Payment Partnerships
Verve Unites with Moniepoint to Debut the Moniepoint Verve Debit Card
Feature-Rich Airport Apps
The 'byAir' App Offers Indoor Maps, Transport Options and More
Rewarding Money Apps
Shakepay Has an Innovative Reward System for Digital Currencies
Digital Loyalty Customer Cards
Passkit Makes Loyalty Cards for Apple and Google Wallet
Influencer Search Apps
Mavn Connects Influencers with Their Favorite Brands for Paid Opportunities
Communication App Shopping Experiences
WhatsApp Flows Allow for In-App Booking and Shopping
Customized Convenience Retailer Apps
Family Express is Introducing a Personalized App Experience
Innovative SCO Kiosks
Austrian Brand Shopreme Debuts a New Self-Checkout Kiosk for Retailers
Bank-Enabled Payment Rings
Intesa Sanpaolo is Introducing a New Contactless Payment Ring
Mobile Game Payment Partnerships
NetEase is Partnering with Checkout.com on Game Payment Solutions
Social Shopping Apps
Locker Helps Users Organize, Share, and Earn from Online Wishlists.
Virtual Avatar Workers
The Bite Ninja Platform Allows Retailers to Outsource Cashier Work Online
Affordable Payment Acceptance Devices
Pine Labs Launches the 'Mini' QR Device with Card Acceptance
AI-Powered Beverage Dispensers
Pubinno Smart Tap Provides Perfect Quality for Draft Beer Systems
Sustainable Personal Cup Initiatives
Starbucks is Allowing Personal Cups to Be Used Again
Short-Form Foodie Feeds
Uber Eats is Testing Out a New Vertical Feed Like TikTok and Instagram
Youth-Catered Transportation Apps
Uber Introduces Teen Accounts in the Latest Update
Text-Based Shopping Features
Walmart Unveils a New Shopping by Text Feature for Mobile Shoppers
Checkout-Free Campus Retail Experiences
Grubhub Will Use Amazon Just Walk Out Technology on Campus
Freelance Payment Platforms
Revolt Launches New Finance App Dedicated to Self-Employed Workers
AI-Powered Retail Payments
Focalpay's New AI Features Streamline Retail and E-Commerce Operations
Compact Payment Devices
Dojo Releases a Pocket-Sized Card Machine for Convenient Table Payments
Visual Payment Apps
Vizme Turns the Experience of Sending or Spending Money Into Stories
B2B Travel Booking Platforms
WeTravel Improves Booking and Payment Solutions for Travel Companies
Secure Overseas Debit Cards
The Currencies Direct Card is Designed for Overseas Spending
Inclusive Smartphone Prototype Apps
Researchers Develop the OneButtonPIN on the Side of a Phone
Global Money-Transferring Apps
HSBC Unveils its Inclusive 'Zing' App and Debit Card in the UK
Interconnected Messaging Ecosystems
Whatsapp to Introduce Support for Messages Third-Party Apps
Customized Membership Cards
Amaze Technologies Offers Digital Wallet Loyalty Solutions for Brands
E-Commerce Billing Features
Shopify Unveils the 'Shopify Bill Pay' Solution for Merchant Expenses
Accessible Payment Cards
Mastercard's Touch Cards Have Notches to Aid the Visually Impaired
Home Decor Mobile Apps
Pottery Barn Officially Launches its Mobile App and New Design
iOS-Influenced Travel Apps
Uber’s Redesigned App Uses the Latest iPhone Features on iOS 16
Pocket Concierge Apps
The Scene Matches Users to Restaurants, Bars, Clubs & Cafes
AI Navigation Upgrades
Tmap Mobility Launches an AI-Powered Revamp for its Navigation App
Expanded Cross-Border Payments
Visa Announces the Expansion of its Visa+ Program for US Customers
QR Code Travel Tickets
Delhi Metro Unveils QR Code-Based Paper Tickets for Metro Passengers
Delightful Recurring Payment Apps
The 'm0nthly' App Offers Mindful Money Management
Contactless Mobile Payments
Intesa Sanpaolo Teams Up with Nexi to Launch the SoftPOS Application
Shareable Purchase Features
Fashion Retailer Hollister Has Launched Its New Share2Pay Option
App-Powered Checkout Stores
MAPCO Opened its First Checkout-Free Convenience Store
Location-Based QSR Technology
Chipotle is Integrating Location-Based Technology Into its App
NFC-Enabled Business Cards
The Mobilo Smart Business Card Works with Any Smartphone
Social Digital Nomad Apps
The 'Citizen Remote' App Supports Remote Workers and More
Airport-Navigation App Updates
The Latest Uber Updates Make Planning Travel More Streamlined
Amusement Park QR Readers
Intercard Launches the New Digital Kiosks with QR Code Readers
Home Decor Apps
Pottery Barn Kids and Pottery Barn Teen Launch Mobile Apps for E-Commerce Sales
QSR Summer Promotions
Starbucks Canada Offers Mobile Ordering and Rewards at Canadian Airports
Convenient Palm Payment Expansions
Amazon One Payments are Coming to Whole Foods Markets
Indian Dining Payments
Amazon India is Launching Dine-In Payments Using Amazon Pay
Intelligent Car Wash Terminals
The OPW SmartStart Pro Payment Terminal is ICS WashConnect-Powered
Contactless Merchant Payments
Paypal and Venmo Now Support Apple’s Tap to Pay Contactless Payments
Privacy-Focused Uber Features
Uber Launches Industry-First Privacy Features
Comfort-Focused Business Features
Uber Launches a Series of Features to Benefit Business Travelers
Custom-Made Loyalty Apps
The TXB Loyalty App Turns Points into Cash for Use on Anything in Store
Affordable BNPL Programs
Apple Introduces the Apple Pay Later Program to US Market
African Digital Wallet Platforms
Union54 Launches a New Social Commerce Platform Called ChitChat
Real-Time Transit Updates
Moovit Users Can Now Track Transit Vehicles on the Map in Real Time
Global Money-Managing Apps
Zing Empowers Users to Send Money Internationally, Worry-Free
Revamped Modern Phone Booths
100architects Brings Digital Touches to the Classic Phone Booth
City Exploration Apps
Concrete is a Social Exploration App Inviting Users to Discover Their City
Teen-Focused Prepaid Cards
Teen and Tween Prepaid Card App Savii Launches in the UAE
Digital Wellness-Promoting Apps
AARP Now is a Convenient Membership App for AARP Cardholders
App-Based Employee Payments
Instant Financial Automates Access to Employee Wages with New App
Subscription-Based ROI Codes
Cashfree Payments and NPCI Team Up to Launch 'AutoPay on QR'
Last Mile Delivery Enhancements
Oracle Taps Uber to Enhance its Uber Direct Delivery Service
Modern Business Card Scanners
Spreadly Scan Brings Networking to the Modern Age
Real-Time Crypto Payments
Ramp Launches Real-Time Payments Across 17 Blockchains in its New Update
Revamped Grocery Loyalty Apps
Tesco Unveils the New and Improved Digital Clubcard and Grocery App
Global P2P Transfer Services
Eco Inc Unveils Beam, a P2P Crypto Transfer Service
All-New Retail Payment Methods
Amazon Rolls Out a New Venmo Payment Option for U.S. Customers
Mobile Convenience Apps
Kum & Go Unveils its New Mobile Shopping Platform and Rewards Program
Bid-Based Ride Hailing Services
The InDrive Ride Hail Platform is Now Available in the Us
Comprehensive Business Loyalty Solutions
BusinessQR Helps Brands Build Customer Loyalty
Venue-Specific Parking Solutions
Century II Adds ParkMobile's Digital Payment System to its Lots
Streamlined Vehicle Rental Apps
The 'Nexus Connect' App Uses Text Recognition & Cloud Connectivity
Grocery Delivery Payment Updates
DoorDash Now Accepts SNAP/EBT Online Payments
Personalized Payment Requests
FreedomPay and Prommt Unite to Deliver Secure Personalized Payments
Secure Streamlined Checkouts
Safexpay Launches the Aasaan Checkout to Combat Cart Abandonment
Digital Income Tax Payments
PhonePe Launches a New Income Tax Payment Feature for its Customers
Anti-Skimming Gas Pump Platforms
The Relay Payments Platform is Arriving at Pilot Travel Locations
QSR Rewards Interfaces
California Pizza Kitchen Launches an Updated Mobile App and Perks
Accessible Ride App Safety-Tools
Uber is Altering its App for The Safety Tools in One Place
Business E-Money Services
Greengage Debuts a E-Money Service for Businesses to Handle Money Easily
In-App Subscription-Canceling Features
Mastercard and Subaio Streamline Subscription-Canceling
Comprehensive Indian Payment Tools
BharatPe Unveils the Country's First All-in-One Payment Device
Shopping Rewards Programs
PayPal Debuts a New Rewards Program That Integrates Honey Discounts
In-App Flight Booking Features
Uber Will be Launching Flight Functions in the UK Soon
UK Contactless Pay Expansions
Apple Tap to Pay Lets iPhone Users Pay Seamlessly in the UK
Coffee-Focused Rewards Programs
The Human Bean Launches a New Rewards App and System
Comprehensive Restaurant Overview Apps
Toast Debuts a Digital App to Manage Restaurant Operations
Digital Cash Payment Systems
Apple Cash is Planning to Offer a Virtual Card Number in Update
Virtual Supplier Spending Cards
ConnexPay Launches the ConnexPay Flex Variable-Rate Virtual Card
Delivery Service Credit Lines
India’s Food Delivery Brand Swiggy is Launching a Credit Card
Electric Ride Share Apps
Uber Intorudces Comfort Electric to Vancouver
Comprehensive Checkout Tools
TreviPay Launches an All-in-One Checkout Solution to Reduce Friction
Gas Retailer Rewards Programs
Gas N Wash Unveils its Updated Mobile App and Rewards Program
Digital Commercial Payment Apps
Mastercard Unveils the Mobile Virtual Card App for Businesses