# On-Demand Insurance Apps The Zego App Provides Insurance to Delivery Drivers Only When Needed By Michael Hines | Published 2017-07-20 | Autos Source: Trend Hunter, https://www.trendhunter.com/trends/zego-app References: [producthunt](https://www.producthunt.com/posts/zego) & [zegocover](https://www.zegocover.com/) The Zego app is a new way for on-demand delivery drivers to ensure they are insured. Zego offers [on-demand insurance](https://www.trendhunter.com/trends/affordable-auto-insurance) that can be turned on and off based on when a driver is working or not. The idea is to only pay for the insurance you need. Providing insurance for on-demand delivery drivers is a challenge for many companies and costly for the drivers who need it. One of the best features about the Zego app is that it lets you schedule insurance coverage in advance. If you only claim certain shifts or know you always drive at a certain time of night you can set and forget your coverage. The Zego app is headquartered in London so it's unlike that American drivers can take advantage of its offerings. That being said the [gig economy](https://www.trendhunter.com/trends/grubhub-snooze-insurance) is flourish in the U.S. so it's only a matter of time before the Zego app, or something similar, becomes available. ## Trend Insights (Trend Hunter) - Score: 2.8/10 - Popularity: 39% | Activity: 38% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial - Top markets: North America, Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Autos](https://www.trendhunter.com/autos) ## Key Themes ### What's Driving This Trend - **On-demand Insurance:** The trend of on-demand insurance can disrupt the traditional insurance industry as it empowers users to only pay for the insurance they need. - **Usage-based Insurance:** The usage-based insurance trend can disrupt the traditional insurance industry as it allows for personalized insurance rates based on actual usage. - **Scheduled Insurance Coverage:** The trend of scheduled insurance coverage can disrupt the traditional insurance industry by offering customized coverage for specific times or events. ### Who This Affects Most - **On-demand Delivery:** The on-demand delivery industry can benefit from the on-demand insurance trend as it enables companies to provide insurance only for the duration of a driver's shift. - **Gig Economy:** The gig economy industry can benefit from the usage-based insurance trend as it allows for fair insurance rates based on actual usage rather than a traditional flat rate. - **Digital Insurance:** The digital insurance industry can benefit from the scheduled insurance coverage trend as it enables personalized coverage based on specific times or events, improving the customer experience. ## Related on Trend Hunter - [Crowdsourced Delivery Driver Apps](https://www.trendhunter.com/trends/driver-app.md) - [Motorist Money-Saving Apps](https://www.trendhunter.com/trends/moneysaving-app.md) - [Gig Worker Safety Features](https://www.trendhunter.com/trends/gig-worker-safety.md) - [Credit-Back Delivery Service Subscriptons](https://www.trendhunter.com/trends/zapp-subscription-service.md) - [Aggregated On-Demand Service Apps](https://www.trendhunter.com/trends/finishd-app.md) - [Electric Bike Insurance Programs](https://www.trendhunter.com/trends/voom-ebike-insurance.md) - [Hourly Job-Finding Apps](https://www.trendhunter.com/trends/gigs.md) - [Convenient Home Insurance Apps](https://www.trendhunter.com/trends/the-amazon-insurance-store.md) - [African Super Apps](https://www.trendhunter.com/trends/gozem.md)