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# Insurance-Providing Credit Cards
The Desjardins Odyssey World Elite Mastercard is Travel-Friendly

By Kalin Ned | Published 2019-01-28 | World
Source: Trend Hunter, https://www.trendhunter.com/trends/world-elite-mastercard
References: [greedyrates](https://www.greedyrates.ca/blog/free-travel-insurance-credit-card/) & [desjardins](https://www.desjardins.com/ca/personal/loans-credit/credit-cards/odyssey-world-elite-mastercard/index.jsp?utm_id=lss101259&campagne=lss101259&dclid=CNL2z_zrkOACFcGGwAodXlQMGw)

The Desjardins Odyssey World Elite Mastercard is a credit card option that will give users a piece of mind during vacation. With an interest rate of 19.9% and an annual fee of $130, the deal grants cardholders with up to 60 days of comprehensive travel insurance.

With this credit card option, individuals gain $5,000,000 in travel medical insurance, $1,000,000 for travel accidents, $2,500 per person for trip cancellation, and an unlimited amount for trip interruption. The BONUSDOLLARS reward program guarantees up to 2% of one's purchases and users can use the points to access exclusive rewards like trips, gifts and more.

In addition, Desjardins Odyssey World Elite Mastercard provides a concierge service, as well as identity theft assistance, and if one is passing through the Montréal-Trudeau Airport, access is granted to the Desjardins Odyssey Lounge.

## Trend Insights (Trend Hunter)

- Score: 1.4/10
- Popularity: 8% | Activity: 25% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial, Gen X
- Top markets: North America

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [World](https://www.trendhunter.com/world) > [Travel](https://www.trendhunter.com/travel)

## Key Themes

### What Makes This Trend Stand Out

- **Travel-insurance Credit Cards:** The market is opening up for credit cards that offer comprehensive travel insurance with additional perks like reward points and concierge services.
- **Medical-insurance Credit Cards:** Credit cards offering medical insurance could become popular among consumers who are looking for a comprehensive range of financial services that go beyond traditional banking.
- **Exclusive-reward Credit Cards:** Credit card companies are re-evaluating what customers look for in a rewards program, and are offering more personalized experiences like access to exclusive lounges, events, and services.

### Sectors Adopting This

- **Banking and Finance:** Banks and other financial institutions could expand their services by offering credit cards with comprehensive travel and medical insurance.
- **Insurance:** Insurance companies might partner with banks and credit card providers to offer cutomers a comprehensive travel and medical insurance plan together with a credit card at a competitive price.
- **Hospitality and Tourism:** Hotels, airlines, and other travel-related companies could offer co-branded credit cards that provide travel benefits, access to VIP lounges, and exclusive rewards for their loyal customers.

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