# Credit Fraud Infographics This Infographic Explains Unwanted Credit Card Charges By Jonathon Brown | Published 2012-12-09 | Lifestyle Source: Trend Hunter, https://www.trendhunter.com/trends/unwanted-credit-card-charges References: [holykaw.alltop](http://holykaw.alltop.com/what-are-grey-charges-infographic) & [billguard](https://www.billguard.com/blog/2012/12/infographic-tips-to-protect-you-from-grey-charges-this-holiday-season-2/) Managing your bill statements can be hard enough without unwanted credit card charges popping up. These charges are also known as "gray charges" and are usually for low dollar amounts. However, when gray charges add up they can leave a big dent in your pocket. With this in mind, [WHO](https://www.trendhunter.com/trends/cure-hydration-expands) created this infographic to educate people on the difference between fraud and grey charges as well as common kinds of grey charges to look out for. Unwanted credit card charges commonly appear in the form "[zombie subscriptions](https://www.trendhunter.com/trends/sub-blocks)," which are old subscriptions that don't stop charging you even after you've cancelled. Another kind are [unwanted auto-renewals](https://www.trendhunter.com/trends/subbbed) for services you no longer use. The average person has a combination of 3.5 credit and debit cards in their wallet, so managing these unwanted credit card charges takes focus. ## Trend Insights (Trend Hunter) - Score: 2.5/10 - Popularity: 28% | Activity: 38% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Lifestyle](https://www.trendhunter.com/lifestyle) > [Credit Crunch](https://www.trendhunter.com/creditcrunch) ## Key Themes ### Key Themes Behind This Trend - **Gray Charges:** Opportunity for disruptive innovation in developing new technologies or strategies to detect and prevent gray charges. - **Zombie Subscriptions:** Opportunity for disruptive innovation in creating solutions to easily identify and cancel unwanted zombie subscriptions. - **Unwanted Auto-renewals:** Opportunity for disruptive innovation in implementing automated systems to track and manage auto-renewals for unused services. ### Where This Applies - **Financial Technology:** The financial technology industry can leverage new technologies to enhance fraud detection and prevention mechanisms. - **Subscription Services:** The subscription services industry can explore innovative approaches to improve subscription management and cancellation processes. - **Payment Processing:** The payment processing industry can develop solutions to streamline and automate the identification and handling of unwanted charges. ## Related on Trend Hunter - [Credit Card-Maintaining Platforms](https://www.trendhunter.com/trends/cardsaver-platform.md) - [Subscription Tracking Tools](https://www.trendhunter.com/trends/track-subscriptions.md) - [In-App Subscription-Canceling Features](https://www.trendhunter.com/trends/inapp-subscriptioncanceling.md) - [Delightful Recurring Payment Apps](https://www.trendhunter.com/trends/m0nthly-app.md) - [Insightful Fraud-Battling Initiatives](https://www.trendhunter.com/trends/fraud-in-mobile-payments.md) - [Personal Finance Visualizers](https://www.trendhunter.com/trends/budget-visual.md) - [Curated Subscription Tracking Platforms](https://www.trendhunter.com/trends/subwatch.md) - [Artful Illusory Ads](https://www.trendhunter.com/trends/illusion-artwork.md) - [Scam Awareness Advent Calendars](https://www.trendhunter.com/trends/scamvent-calendar.md)