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# Personal Payment Apps
The Crowdfunding Site Tilt Now Offers One-to-One Payment Options on Its App

By Hayley McGlone | Published 2016-08-10 | Tech
Source: Trend Hunter, https://www.trendhunter.com/trends/tilt
References: [fastcompany](http://www.fastcompany.com/3062668/tilt-wants-to-be-venmo-but-everywhere) & [techcrunch](https://techcrunch.com/2016/08/09/tilt-dives-into-one-to-one-payments/?ncid=rss)

Tilt is now offering one-to-one payments in addition to its [crowdfunding platform](https://www.trendhunter.com/trends/kickstarter-2025).

Tilt is launching the one-to-one payment option for international users. Making the feature available internationally would give it an advantage over Venmo, which is a peer-to-peer payment app that only operates in the US. The one-to-one payment feature makes it easy to transfer funds to contacts or groups. With 75% of Tilt users being university students or recent graduates, the peer-to-peer payment option will likely be very popular for paying for dinners easily or [splitting costs for parties](https://www.trendhunter.com/trends/easysplit) or vacations.

Tilt is hoping to fill the gap in peer-to-peer payment apps outside of the US by launching the feature in the UK, Canada and Australia, as well as in the US.

## Trend Insights (Trend Hunter)

- Score: 3.3/10
- Popularity: 32% | Activity: 60% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile)

## Key Themes

### What's Driving This Trend

- **International Expansion:** Tilt's launch of international one-to-one payment option aims to fill the gap of peer-to-peer payment apps outside of the US, providing opportunities for global expansion.
- **Peer-to-peer Payment Popularity:** The popularity of peer-to-peer payment among university students and recent graduates suggests potential for growth in user base, as well as possible integration of related services (e.g. budgeting tools).
- **Competition with Venmo:** Tilt's availability of international one-to-one payments aims to give it an advantage over Venmo and disrupt the peer-to-peer payment app market, indicating potential for further innovation and differentiation.

### Who This Affects Most

- **Fintech:** As a peer-to-peer payment app, Tilt's international expansion and competition with Venmo suggests a potential for disruption in the fintech industry through innovative payment and financial services.
- **Education:** Tilt's popularity among university students and recent graduates suggests opportunities for integration with education-related services (e.g. student loan payments, discounts for educational expenses).
- **Hospitality and Travel:** The popularity of peer-to-peer payment for splitting costs and paying for group expenses suggests potential for integration with hospitality and travel services (e.g. payment for hotel bookings, restaurant reservations, and events).

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