# Startup-Focused Credit Cards Brex Has Launched a Startup Credit Card for a New Era of Business By Justin Lam | Published 2018-06-20 | Business Source: Trend Hunter, https://www.trendhunter.com/trends/startup-credit-card References: [venturebeat](https://venturebeat.com/2018/06/19/brex-launches-credit-card-for-startups-raises-57-million-from-y-combinator-paypal-founders-others/) & [techcrunch](https://techcrunch.com/2018/06/19/brex-picks-up-57m-to-build-an-easy-credit-card-for-startups/) Brex, a fledgling fintech startup, has recently received $57 million in funding to create a startup credit card. This new credit card being developed by Brex aims to be specifically geared for startups and has received funding from [Y Combinator](https://www.trendhunter.com/trends/startup-pitch-videos), [PayPal](https://www.trendhunter.com/trends/crypto-source) founders and others. The startup credit card has already received a private launch and has accumulated 1,000 customers, including Flexport, Algolia, [Affirm](https://www.trendhunter.com/trends/affirm-superapp) and Y Combinator itself. The new type of credit card aims to reimagine the corporate credit card for the startup era. Unlike conventional systems, the startup credit card underwrites businesses and sidesteps credit history. Instead, the card would consider factors such as investors in the startup, the equity they hold, cash balance and spending patterns. The first five cards issued to a startup are free, with all future cards costing $5 a month. Image Credit: Brex ## Trend Insights (Trend Hunter) - Score: 4.6/10 - Popularity: 56% | Activity: 73% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America, South America, Europe, Asia, Africa ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Business](https://www.trendhunter.com/business) > [New Ventures](https://www.trendhunter.com/newventures) ## Key Themes ### Key Themes Behind This Trend - **Startup-focused Credit Cards:** The trend of creating credit cards specifically tailored for startups presents an opportunity for disruptive innovation in the financial industry. - **Reimagining Corporate Credit Cards:** The trend of reimagining corporate credit cards for the startup era opens up opportunities for disruptive innovation in the credit card industry. - **Alternative Underwriting for Credit Cards:** The trend of sidestepping traditional credit history and considering factors like investors, equity, cash balance, and spending patterns presents an opportunity for disruptive innovation in underwriting processes. ### Where This Applies - **Fintech:** The fintech industry can benefit from the trend of developing startup-focused credit cards by providing innovative solutions and services for startups in need of financial tools. - **Financial Services:** The financial services industry can explore the trend of reimagining corporate credit cards for startups to offer customized products and services that cater to the unique needs and challenges of startup businesses. - **Credit Card:** The credit card industry can seize the opportunity presented by the trend of alternative underwriting to create credit cards with more inclusive and flexible eligibility criteria, expanding access to credit for individuals and businesses. ## Related on Trend Hunter - [Startup Funding Directories](https://www.trendhunter.com/trends/credit-for-startups.md) - [Startup Banking Apps](https://www.trendhunter.com/trends/mercury.md) - [Fintech Credit Card Platforms](https://www.trendhunter.com/trends/tomocredit.md) - [Student-Focused Credit Cards](https://www.trendhunter.com/trends/neu-1.md) - [Corporate Budgeting Solutions](https://www.trendhunter.com/trends/brex-empower.md) - [Optimized Business Credit Cards](https://www.trendhunter.com/trends/small-business-credit-card.md) - [B2B Credit Decision Tools](https://www.trendhunter.com/trends/b2b-credit.md) - [AI-Backed Employee Assistants](https://www.trendhunter.com/trends/brex.md) - [Freelancer-Friendly Corporate Cards](https://www.trendhunter.com/trends/visa-corporate-card.md)