# Money-Requesting Shopping Apps The 'Ok'd' App Lets You Ask Family or Friends to Pay for an Item By Alexander Lam | Published 2013-06-07 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/shopping-app References: [springwise](http://www.springwise.com/app-offers-instant-easy-small-payment-gift-requests/) & [getokd](https://www.getokd.com/) A [shopping app](https://www.trendhunter.com/trends/claim-app) by developers at Paidpiper called 'Ok'd' lets anybody ask family or friends for money to buy something. The app was created in order to enable [dependents, such as students](https://www.trendhunter.com/trends/foxfund), to quickly get money to buy the things that they need. Instead of waiting for days for a [money transfer](https://www.trendhunter.com/trends/paywint), Ok'd works to cut the process down to a few minutes. The app works by allowing anybody to send a request to a funder for money. Using the app, the money requester can take a picture of the item. Ok'd then automatically determines what the item is and how much it costs. A request can then be sent to the funder to pay for the item. Upon agreeing, a gift voucher is created for the price of the item and the funder's credit card is charged. ## Trend Insights (Trend Hunter) - Score: 1.7/10 - Popularity: 16% | Activity: 27% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America, Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile) ## Key Themes ### Why This Trend Is Growing - **Money-requesting Shopping Apps:** The rise of money-requesting shopping apps creates opportunities for facilitating quick and easy peer-to-peer transactions. - **Dependents' Shopping Empowerment:** Apps like Ok'd empower dependents, such as students, by providing a platform to request and receive money for essential purchases. - **Real-time Fund Transfer:** The convenience of real-time fund transfers in apps like Ok'd presents opportunities for disrupting traditional money sending methods. ### Industries Being Reshaped - **Mobile Payment:** The mobile payment industry can capitalize on the growing demand for money-requesting shopping apps, offering secure and seamless transactions. - **E-commerce:** E-commerce platforms can integrate money-requesting features like Ok'd to enhance the shopping experience and boost customer satisfaction. - **Financial Technology:** Fintech companies can innovate and develop advanced money-requesting shopping apps, optimizing the process and expanding the user base. ## Related on Trend Hunter - [Shared Expense Managers](https://www.trendhunter.com/trends/paymates.md) - [Parent-Connected Teen Shopping Apps](https://www.trendhunter.com/trends/share2pay.md) - [Low-Pressure Donation Apps](https://www.trendhunter.com/trends/donation-apps.md) - [Visual Payment Apps](https://www.trendhunter.com/trends/vizme.md) - [Bill-Splitting Apps](https://www.trendhunter.com/trends/splitparty.md) - [Streamlined Shopping Apps](https://www.trendhunter.com/trends/streamlined-shopping-apps.md) - [Shareable Purchase Features](https://www.trendhunter.com/trends/hollister.md) - [Group Finances-Centered Payment Apps](https://www.trendhunter.com/trends/innovative-payment-app.md) - [Money-Pooling Finance Apps](https://www.trendhunter.com/trends/group-financing-platform.md)