# eCommerce Credit Cards Shopify Credit is a Business Card Exclusively for Merchants By Michael Hemsworth | Published 2023-07-26 | Business Source: Trend Hunter, https://www.trendhunter.com/trends/shopify-credit References: [techcrunch](https://techcrunch.com/2023/07/26/shopify-expands-into-credit-as-it-pushes-further-into-the-fintech-space/?guccounter=1&guce_referrer=aHR0cHM6Ly9mZWVkbHkuY29tLw&guce_referrer_sig=AQAAAElvRaceygvXwzHp6-6iEFsiZn3jZeX2fxl7L3K0udtilM3wTgIw47tvU3WQ9c_5dUeDqrk18XdsDRCUPApXYu9107Z9tD3dWXwyzUS9RZI6ftIvft31zWrMdNuZT8-1qxv-Z6tiAfv3fLhn83Hy49GvrS4_3yHUxBv3ptzIXAXk) & [shopify](https://www.shopify.com/)  [Shopify Credit](https://www.trendhunter.com/trends/shopify) has been launched as a business credit card from the eCommerce brand exclusively for merchants to help them seamlessly make payments according to their needs. The credit card is powered by [Stripe](https://www.trendhunter.com/trends/visa-corporate-card) and issued by the Celtic bank, and keeps the entrepreneur front of mind to help them make purchases without having to worry about fees, foreign transaction fees or late payment fees. The card comes as part of the brand's latest move to toe the line between commerce and fintech, and will also provide 3% cash back on the top spend category with 1% on remaining categories. President Haley Finkelstein spoke on Shopify Credit to [TechCrunch](https://www.trendhunter.com/trends/supernet) saying, "We designed Credit with the reality of an entrepreneur in mind. We recognized that having smooth cash flow is important for business owners, and as a business matures, entrepreneurs may find themselves looking for a credit line to maximize their working capital for expected (and unexpected) expenses." Image Credit: Shopify ## Trend Insights (Trend Hunter) - Score: 3.1/10 - Popularity: 27% | Activity: 49% | Freshness: 17% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Business](https://www.trendhunter.com/business) ## Key Themes ### What Makes This Trend Stand Out - **Seamless Payments:** Shopify Credit offers a business credit card for merchants that facilitates seamless payments. - **Commerce-fintech Integration:** Shopify's credit card is part of their move to integrate commerce and fintech. - **Cash Back Rewards:** Shopify Credit provides cash back rewards, including 3% on the top spend category and 1% on remaining categories. ### Sectors Adopting This - **Ecommerce:** Shopify Credit is targeted towards eCommerce merchants. - **Payment Processing:** Stripe powers Shopify Credit's payment processing. - **Banking:** Celtic Bank issues the Shopify Credit business credit card. ## Related on Trend Hunter - [E-Commerce Billing Features](https://www.trendhunter.com/trends/shopify.md) - [Grocery App Credit Cards](https://www.trendhunter.com/trends/instacart-mastercard.md) - [BNPL-Backed Credit Cards](https://www.trendhunter.com/trends/klarna-5.md) - [Optimized Business Credit Cards](https://www.trendhunter.com/trends/small-business-credit-card.md) - [Delivery Service Credit Lines](https://www.trendhunter.com/trends/swiggy-1.md) - [Integrated E-Commerce Apps](https://www.trendhunter.com/trends/buy-with-prime-for-shopify.md) - [Cannabis Credit Cards](https://www.trendhunter.com/trends/supernet.md) - [Pay-Later Shopping Cards](https://www.trendhunter.com/trends/klarna-card.md) - [Travel-Focused Credit Cards](https://www.trendhunter.com/trends/selina-rewards-visa-card.md)