# Interest-Free Payment Systems Sezzle Splits Up Shopping Payments Into Increments With No Extra Fee By Amy Duong | Published 2018-06-20 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/sezzle References: [sezzle](https://sezzle.com/) Sezzle offers consumers a payment solution that enables an installment planned payment with no added interest. The price is broken down into four smaller increments planned out over the spread of six weeks time -- with a quarter due at the transaction time and the remainder over three payments, every two weeks. The repayments are automated directly from the bank accounts, with a noted option for consumers to pay off their remainder earlier than the given time. Sezzle can be added to a checkout at any of its online merchant partners including Your Tea, The Naked Tiger, Tropeaka, Vint & York, and more. Once the first transaction is completed, the merchant shops off the product so it can be enjoyed prior to an entirely completed payment. ## Trend Insights (Trend Hunter) - Score: 1.3/10 - Popularity: 10% | Activity: 20% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Gen Z, Millennial, Gen X - Top markets: North America, South America, Europe, Asia, Africa ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) ## Key Themes ### What Makes This Trend Stand Out - **Interest-free Financing:** A growing trend of companies offering payment solutions enabling installment plans with no added interest creates a disruptive opportunity for companies to offer similar plans to attract consumers. - **Automated Bank-to-bank Repayments:** Automated bank-to-bank repayments for installment plans create a disruptive opportunity for companies to streamline payment processes and minimize late or missed payments. - **Flexible Payment Scheduling:** Flexible payment scheduling options offered by installment plan companies such as Sezzle create a disruptive opportunity for companies to offer personalized payment plans that cater to individual needs and preferences. ### Sectors Adopting This - **E-commerce:** The e-commerce industry has the opportunity to utilize interest-free and automated payment solutions to attract consumers and increase sales. - **Retail:** The retail industry can offer flexible payment options to attract consumers and differentiate themselves from competitors, leading to increased sales and customer loyalty. - **Financial Services:** The financial services industry can innovate their payment systems to include interest-free installment plans with automated repayments, providing a new solution for consumers to manage their finances and increase customer satisfaction. ## Related on Trend Hunter - [In-Store Installment Payment Features](https://www.trendhunter.com/trends/instore-installment-payment.md) - [Post-Purchase Payment Features](https://www.trendhunter.com/trends/swipe-to-finance.md) - [Affordable BNPL Programs](https://www.trendhunter.com/trends/apple-pay-later.md) - [Flexible Payment Features](https://www.trendhunter.com/trends/flexible-payments.md) - [Pay-Later Shopping Cards](https://www.trendhunter.com/trends/klarna-card.md) - [Gas Payment Installments](https://www.trendhunter.com/trends/gas-payment-installment.md) - [Expanded Purchase Financing Tools](https://www.trendhunter.com/trends/klarna-6.md) - [BNPL-Enabled Home Retailers](https://www.trendhunter.com/trends/at-home1.md) - [BNPL Shopping Subscriptions](https://www.trendhunter.com/trends/klarna-4.md)