# Real Gold Credit Cards The Sberbank-Kazakhstan Visa is Made of Gold and Diamonds By Nikki Taylor | Published 2012-11-11 | Luxury Source: Trend Hunter, https://www.trendhunter.com/trends/sberbankkazakhstan-visa References: [wmal](http://www.wmal.com/Article.asp?id=2564440) & [abcnews.go](http://abcnews.go.com/blogs/headlines/2012/10/bank-issues-gold-card-with-real-gold/) The Sberbank-Kazakhstan Visa is a real [gold credit card](https://www.trendhunter.com/trends/ana-bag) for the big spenders of society. The exclusive credit card lives up to its name by actually being a credit card made out of gold metal and encrusted with 26 diamonds and a shiny mother of pearl to top it off. This card will cost $100,000 just to get a hold of, and possesses a $2,000 annual fee. A card like this isn’t without it’s high roller status perks. Those who are fortunate enough to own the [limited edition card](https://www.trendhunter.com/trends/citi) will receive health benefits and additional bonuses at hotels and restaurants. The Sberbank-Kazakhstan Visa is only available for people who are already registered with the bank and live in the Kazakhstan area. ## Trend Insights (Trend Hunter) - Score: 3.4/10 - Popularity: 21% | Activity: 73% | Freshness: 8% - Audience gender: 70% men, 30% women - Primary generations: Gen X - Top markets: Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Luxury](https://www.trendhunter.com/luxury) ## Key Themes ### What's Driving This Trend - **Luxury Credit Cards:** Disruptive innovation opportunity: Develop more exclusive credit cards made from luxury materials and offer unique perks to high-end customers. - **Personalized Banking:** Disruptive innovation opportunity: Create customized banking services for wealthy individuals, providing tailored benefits and privileges based on their specific needs and preferences. - **High-end Financial Products:** Disruptive innovation opportunity: Design and offer high-value financial products, such as investment opportunities or insurance plans, that cater to affluent customers and provide exclusive benefits. ### Who This Affects Most - **Luxury Goods:** Disruptive innovation opportunity: Collaborate with luxury brands to create premium credit cards that align with their brand image and target the affluent consumer market. - **Private Banking:** Disruptive innovation opportunity: Develop specialized private banking services with personalized features and benefits to attract high-net-worth individuals. - **Hospitality:** Disruptive innovation opportunity: Partner with luxury hotels and restaurants to offer exclusive privileges to customers who own premium credit cards, enhancing their overall experience. ## Related on Trend Hunter - [Recycled Aircraft Credit Cards](https://www.trendhunter.com/trends/metal-credit-card.md) - [Luxurious Airline Credit Cards](https://www.trendhunter.com/trends/qatar-airways-2.md) - [Custom Metal Credit Cards](https://www.trendhunter.com/trends/carbon-co-skin.md) - [Unbreakable Metallic Cryptocurrency Cards](https://www.trendhunter.com/trends/material-bitcoin-card.md) - [Luxury Lifestyle Credit Cards](https://www.trendhunter.com/trends/luxury-lifestyle-credit-card.md) - [Travel-Rewarding Credit Cards](https://www.trendhunter.com/trends/robinhood-gold-card.md) - [Sleek Crypto Debit Cards](https://www.trendhunter.com/trends/kucard.md) - [Dual-Branded Travel Cards](https://www.trendhunter.com/trends/british-airways-1.md) - [Optimized Business Credit Cards](https://www.trendhunter.com/trends/small-business-credit-card.md)