# Fee-Saving Payment Apps The 'Robinpay' App Helps Cut Costs Associated with Payments By Michael Hemsworth | Published 2022-02-15 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/robinpay-app References: [betalist](https://betalist.com/startups/robinpay?utm_campaign=startup-83614&utm_medium=atom&utm_source=newsfeed) & [robinpayapp](https://www.robinpayapp.com/?ref=betalist)  The fees associated with card payment often leave small businesses feeling the pinch, so the 'Robinpay' app is intended to help eliminate intermediary parties in favor of a [fee-free experience](https://www.trendhunter.com/trends/gmt-pay). The app is intended for use in the UK and Europe, where payments could be initiated from the customer's bank account with permission but without the need for a credit card or debit card. This would work to effectively eliminate fees for businesses while still providing shoppers with a convenient way to pay. The 'Robinpay' app is focused on reducing the high fees associated with [card transactions](https://www.trendhunter.com/trends/smooth-commerce) that can cause harm to small businesses while also providing them with a ready-to-use [digital loyalty program](https://www.trendhunter.com/trends/fidme) and pass on some savings to customers. ## Trend Insights (Trend Hunter) - Score: 1.4/10 - Popularity: 16% | Activity: 15% | Freshness: 11% - Audience gender: 50% men, 50% women - Primary generations: Gen Z, Millennial, Gen X - Top markets: Europe ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile) ## Key Themes ### Why This Trend Is Growing - **Fee-free Payment:** Eliminating fees associated with card payments can help small businesses save money and streamline transactions. - **Digital Payment Loyalty Programs:** Integrating loyalty rewards within a payment app offers a seamless customer experience while promoting repeat business. - **Bank Account Payments:** Allowing payments to be initiated directly from a customer's bank account can eliminate credit and debit card fees for businesses. ### Industries Being Reshaped - **Small Business:** Offering a fee-free payment option can be a competitive advantage for small businesses operating on tight margins. - **Fintech:** The Robinpay app represents a disruptive innovation in the financial technology industry, potentially changing the way businesses and customers alike approach payments. - **Retail:** Integrating digital payment and loyalty options into physical retail stores can enhance the shopping experience and improve customer retention. ## Related on Trend Hunter - [Simple B2B Payment Apps](https://www.trendhunter.com/trends/b2b-payment-app.md) - [QR Code-Based Payment Systems](https://www.trendhunter.com/trends/qr-codebased-payment.md) - [Efficient Business Payments](https://www.trendhunter.com/trends/xero-1.md) - [Freelance Payment Platforms](https://www.trendhunter.com/trends/revolt.md) - [Business-Oriented Visa Cards](https://www.trendhunter.com/trends/veem.md) - [Localized Food Delivery Apps](https://www.trendhunter.com/trends/localized-food-delivery-app.md) - [Visual Payment Apps](https://www.trendhunter.com/trends/vizme.md) - [Streamlined Shopping Apps](https://www.trendhunter.com/trends/streamlined-shopping-apps.md) - [Global Money-Transferring Apps](https://www.trendhunter.com/trends/hsbc-2.md)