# Online Transaction Card Apps The 'Privacy' App Creates Custom Online Payment Cards By Michael Hemsworth | Published 2017-03-14 | Tech Source: Trend Hunter, https://www.trendhunter.com/trends/online-payment-card References: [uncrate](http://uncrate.com/article/privacy/) & [itunes.apple](https://itunes.apple.com/us/app/privacy.com-forget-your-credit/id1040298266) Those who partake in online shopping can make use of the 'Privacy' app in order to ensure online payment cards stay safe even if one of the merchants they frequent gets hacked. The app does this by creating a new [Visa](https://www.trendhunter.com/trends/tabby) card for each individual merchant that you visit and locks the payment information in with them and them alone. This ensures that if that merchant ever gets hacked that the card number won't be good for any other purchases or transactions. The 'Privacy' app also enables users to set [spending limits](https://www.trendhunter.com/trends/the-purple-piggy-bank) on each of their online payment cards in order to ensure they are never overcharged or that authorized users don't spend more than they are allotted. ## Trend Insights (Trend Hunter) - Score: 3.4/10 - Popularity: 33% | Activity: 60% | Freshness: 8% - Audience gender: 50% men, 50% women - Primary generations: Millennial, Gen X - Top markets: North America ## Categories [Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile) ## Key Themes ### What Makes This Trend Stand Out - **Custom Online Payment Cards:** The 'Privacy' app creates personalized payment cards for individual online merchants, ensuring safety even if a merchant gets hacked. - **Locking Payment Information:** The 'Privacy' app securely locks payment information with each merchant, preventing fraudulent use in case of a hack. - **Spending Limits on Payment Cards:** The 'Privacy' app allows users to set spending limits on their online payment cards, preventing unauthorized charges and overspending. ### Sectors Adopting This - **E-commerce:** The 'Privacy' app is relevant to the e-commerce industry as it enhances the security and convenience of online shopping transactions. - **Financial Technology:** The 'Privacy' app falls under the realm of financial technology as it innovates online payment systems and safeguards user information. - **Cybersecurity:** The 'Privacy' app addresses cybersecurity concerns by providing a solution to protect payment card data from hacks and unauthorized use. ## Related on Trend Hunter - [Virtual Payment Cards](https://www.trendhunter.com/trends/virtual-credit-card.md) - [Privacy-First Finance Apps](https://www.trendhunter.com/trends/skwad.md) - [Digital Cash Payment Systems](https://www.trendhunter.com/trends/apple-cash.md) - [Privacy-Focused Budgeting Apps](https://www.trendhunter.com/trends/apollo-personal-finance-app.md) - [Digital Commercial Payment Apps](https://www.trendhunter.com/trends/mastercard-3.md) - [Personalized Finance Suggestion Apps](https://www.trendhunter.com/trends/momocredit.md) - [Streamlined Shopping Apps](https://www.trendhunter.com/trends/streamlined-shopping-apps.md) - [Credit Card-Maintaining Platforms](https://www.trendhunter.com/trends/cardsaver-platform.md) - [Privacy-Protecting Mobile Apps](https://www.trendhunter.com/trends/do-not-track-kids.md)