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# Cash-Conscious Messenger Bots
Chat with Monty Frugal Through Facebook Messenger to Track Expenses

By Joey Haar | Published 2016-07-11 | Tech
Source: Trend Hunter, https://www.trendhunter.com/trends/monty-frugal
References: [producthunt](https://www.producthunt.com/) & [medium](https://medium.com/@fasihxkhatib/a-bot-to-keep-track-of-your-expenses-b7b1c7e71b00)

[Monty Frugal](https://www.trendhunter.com/trends/monty), a chatbot implemented through [Facebook](https://www.trendhunter.com/trends/bill-splitting-features) Messenger, helps users to keep tabs on their expenses without having to manage any numbers, receipts, or spreadsheets. The bot is like a personal accountant that users can chat with at any time, day or night.

Monty Frugal comes with neat features to make the process of chat-based expense tracking as intuitive as possible. For example, the chatbot understands emojis: if a user types in a pizza emoji and the number 40, Monty Frugal understands that that user means "I spent $40 on pizza." And for those who don't trust themselves to remember the prices of their purchases, Monty also reads receipts from major businesses like Walmart and [Starbucks](https://www.trendhunter.com/trends/Mood-based-AI-product-discovery).

Upon request, Monty Frugal can also bring up a list of your budget and previous expenses, letting users see what they have submitted to the bot.

## Trend Insights (Trend Hunter)

- Score: 3.8/10
- Popularity: 38% | Activity: 68% | Freshness: 8%
- Audience gender: 50% men, 50% women
- Primary generations: Millennial
- Top markets: North America

## Categories

[Trend Hunter](https://www.trendhunter.com/trends) > [Tech](https://www.trendhunter.com/tech) > [Mobile](https://www.trendhunter.com/mobile)

## Key Themes

### What Makes This Trend Stand Out

- **Chat-based Expense Tracking:** The trend of utilizing chatbots for intuitive expense tracking without the need for managing numbers, receipts, or spreadsheets.
- **Emojis for Expense Tracking:** The trend of using emojis to represent expenses and simplify the process of expense tracking.
- **Receipt-reading Chatbots:** The trend of using chatbots that can read and track expenses directly from receipts for effortless expense tracking.

### Sectors Adopting This

- **Accounting and Financial Management Services:** The accounting industry can utilize chatbots for simplified expense tracking and automate the process of tracking expenses for clients.
- **Retail Industry:** The retail industry can benefit from implementing receipt-reading chatbots to help customers track their spending and provide insights from their shopping activity.
- **Tech Industry:** The tech industry can see opportunities in developing sophisticated chatbots with advanced receipt reading capabilities and deeper data analytics to offer more insights and a seamless user experience.

## Related on Trend Hunter

- [AI Personal Finance Managers](https://www.trendhunter.com/trends/ai-expense-tracker.md)
- [AI Expense Trackers](https://www.trendhunter.com/trends/rolly-ai-money-tracker.md)
- [User-Friendly Finance Trackers](https://www.trendhunter.com/trends/finance-trackers.md)
- [Personal Finance Trackers](https://www.trendhunter.com/trends/expensetracker.md)
- [Delightful Recurring Payment Apps](https://www.trendhunter.com/trends/m0nthly-app.md)
- [AI Money Trackers](https://www.trendhunter.com/trends/ai-money.md)
- [AI Budgeting Tools](https://www.trendhunter.com/trends/moneystack.md)
- [Budget Tracking Managers](https://www.trendhunter.com/trends/budget-management.md)
- [Income Tracking Tools](https://www.trendhunter.com/trends/money-tracker1.md)
